{"id":141753,"date":"2024-01-24T08:00:00","date_gmt":"2024-01-24T01:00:00","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/impact-of-reserve-bank-debt-to-income-proposal-how-housing-market-could-react\/"},"modified":"2024-01-24T08:00:57","modified_gmt":"2024-01-24T01:00:57","slug":"impact-of-reserve-bank-debt-to-income-proposal-how-housing-market-could-react","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/impact-of-reserve-bank-debt-to-income-proposal-how-housing-market-could-react\/","title":{"rendered":"Impact of Reserve Bank debt-to-income proposal: How housing market could react"},"content":{"rendered":"


\nConsultation on new mortgage lending restrictions ends on March 12.
\n
\nSource : nzherald.co.nz\/Property
\nRead more…Impact of Reserve Bank debt-to-income proposal: How housing market could react<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Consultation on new mortgage lending restrictions ends on March 12. Source : nzherald.co.nz\/Property Read...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-141753","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-ASl","jetpack-related-posts":[{"id":121388,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/reserve-bank-to-get-bigger-hose-as-housing-heat-becomes-unbearable\/","url_meta":{"origin":141753,"position":0},"title":"Reserve Bank to get bigger hose as housing heat becomes 'unbearable'","date":"August 12, 2021","format":false,"excerpt":"\r If you're thinking of buying a residential property and you're about to load up with debt, look out.The Reserve Bank looks set to introduce new debt-to-income lending ratios to try to take some heat out of the market. Kiwibank...\r \r Source : nzherald.co.nz\/Property\r Read more...Reserve Bank to get bigger\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":13256,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/real-estate-chief-debt-to-income-cap-idea-a-disaster\/","url_meta":{"origin":141753,"position":1},"title":"Real estate chief: Debt-to-income cap idea a disaster","date":"May 17, 2016","format":false,"excerpt":"\r Reserve Bank debt-to-income caps would be disastrous for house buyers and the residential and building sector, says a real estate chief.Connal Townsend, Property Council chief executive, said any new restrictions would worsen housing...\r \r Source : nzherald.co.nz\/Property\r Read more...Real estate chief: Debt-to-income cap idea a disaster","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":15162,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/government-reserve-bank-begin-talks-on-debt-to-income-ratios\/","url_meta":{"origin":141753,"position":2},"title":"Government, Reserve Bank begin talks on debt-to-income ratios","date":"June 2, 2016","format":false,"excerpt":"\r The Government has begun discussions with the Reserve Bank about income-related restrictions on mortgage lending, Finance Minister Bill English has confirmed.The central bank last month said it was \"seriously considering\" debt-to-income...\r \r Source : nzherald.co.nz\/Property\r Read more...Government, Reserve Bank begin talks on debt-to-income ratios","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":12920,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/brian-fallow-debt-monster-keeps-on-growing\/","url_meta":{"origin":141753,"position":3},"title":"Brian Fallow: Debt monster keeps on growing","date":"May 13, 2016","format":false,"excerpt":"\r The Reserve Bank was radiating signals this week that its next intervention in the housing market may well target debt-to-income ratios rather than the loan-to-value ratios it has focused on hitherto.Any move in that direction is...\r \r Source : nzherald.co.nz\/Property\r Read more...Brian Fallow: Debt monster keeps on growing","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":36658,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/property-valuers-hit-back-at-mortgage-debt-clamp-down-tool\/","url_meta":{"origin":141753,"position":4},"title":"Property valuers hit back at mortgage debt clamp-down tool","date":"December 1, 2016","format":false,"excerpt":"\r A group representing New Zealand's property valuers says introducing debt to income limits for mortgage lending would damage the Auckland housing market and New Zealand's economy.The Reserve Bank of New Zealand wants the government...\r \r Source : nzherald.co.nz\/Property\r Read more...Property valuers hit back at mortgage debt clamp-down tool","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":58076,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/home-loan-limit-too-late\/","url_meta":{"origin":141753,"position":5},"title":"Home loan limit too late","date":"June 16, 2017","format":false,"excerpt":"\r Property Institute CEO Ashley Church says debt-to-income limits on mortgage lending have the \"potential to do significant damage to the Auckland housing market and the wider New Zealand economy\".Last week the Reserve Bank proposed...\r \r Source : nzherald.co.nz\/Property\r Read more...Home loan limit too late","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/141753"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=141753"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/141753\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=141753"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=141753"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=141753"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}