{"id":140026,"date":"2023-10-26T12:00:26","date_gmt":"2023-10-26T05:00:26","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/every-night-is-sleepless-the-people-falling-behind-on-mortgage-repayments\/"},"modified":"2023-10-26T12:10:18","modified_gmt":"2023-10-26T05:10:18","slug":"every-night-is-sleepless-the-people-falling-behind-on-mortgage-repayments","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/every-night-is-sleepless-the-people-falling-behind-on-mortgage-repayments\/","title":{"rendered":"\u2018Every night is sleepless\u2019: the people falling behind on mortgage repayments"},"content":{"rendered":"<p>&#013;<br \/>\nWith interest rates still high and mortgage arrears at highest levels since 2016, we hear from three people struggling to payWith mortgage borrowers reeling from 14 consecutive Bank of England base rate rises, the number of households falling behind on payments is rising. Mortgage arrears jumped 13% in the second quarter of the year, and are likely to have increased since. Here, two homeowners and a buy-to-let borrower talk about the challenge of keeping up with the payments. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2023\/oct\/26\/people-falling-behind-on-mortgage-repayments-interest-rates-arrears\" target=\"_blank\" rel=\"noopener\">\u2018Every night is sleepless\u2019: the people falling behind on mortgage repayments<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; With interest rates still high and mortgage arrears at highest levels since 2016, we hear&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-140026","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-Aqu","jetpack-related-posts":[{"id":30719,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/thousands-of-borrowers-with-mortgage-arrears-could-get-compensation\/","url_meta":{"origin":140026,"position":0},"title":"Thousands of borrowers with mortgage arrears could get compensation","date":"October 19, 2016","format":false,"excerpt":"\r FCA review finds lenders mistakenly collected arrears payments twice from 750,000 customersAround 750,000 struggling mortgage borrowers could be due compensation after the City regulator found lenders had made mistakes in the way arrears were collected.A review by the Financial Conduct Authority looked at how lenders were treating borrowers who\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":139158,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-homeowners-tell-us-if-you-got-into-mortgage-arrears-recently\/","url_meta":{"origin":140026,"position":1},"title":"UK homeowners: tell us if you got into mortgage arrears recently","date":"September 13, 2023","format":false,"excerpt":"\r We\u2019d like to hear from homeowners who have fallen behind with their mortgage repayments in recent monthsMortgage arrears jumped by 13% in the second quarter of the year to the highest level since 2016, according to Bank of England figures, as rising interest rates and unemployment over recent months\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":140230,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/sharp-rise-in-landlords-and-homeowners-in-mortgage-arrears-data-shows\/","url_meta":{"origin":140026,"position":2},"title":"Sharp rise in landlords and homeowners in mortgage arrears, data shows","date":"November 10, 2023","format":false,"excerpt":"\r Number of buy to let mortgages in arrears doubles in a year as amateur landlords struggle with interest rate risesBusiness live \u2013 latest updatesThe number of buy to let mortgages in arrears has doubled in a year while the number of homeowners falling behind on payments has also jumped,\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":139152,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgage-meltdown-looms-amid-terrifying-growth-in-arrears\/","url_meta":{"origin":140026,"position":3},"title":"UK \u2018mortgage meltdown\u2019 looms amid \u2018terrifying\u2019 growth in arrears","date":"September 12, 2023","format":false,"excerpt":"\r Jump in borrowers unable to make payments with landlords particularly hit and \u2018worse to come\u2019 Analysis: will the Bank listen to business and halt rate rises?Mortgage arrears jumped by 13% in the second quarter of the year to the highest level since 2016, according to Bank of England figures\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":80403,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/32000-households-are-in-mortgage-of-3-months-or-more\/","url_meta":{"origin":140026,"position":4},"title":"32,000 households are in mortgage of 3 months or more","date":"February 20, 2018","format":false,"excerpt":"\r A drop in household income and prolonged unemployment or illness are among the common reasons why Singapore households fall into mortgage arrears, revealed the Ministry of National Development. Notably, out of the 405,000 households with outstanding Housing and Development Board (HDB) loans for the past three years, 7.9 percent\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":136156,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/almost-20000-homeowners-are-past-due-on-mortgage-payments\/","url_meta":{"origin":140026,"position":5},"title":"Almost 20,000 homeowners are past due on mortgage payments","date":"May 2, 2023","format":false,"excerpt":"\r More than 425,000 are in overall arrears as high interest and inflation bite.\r \r Source : nzherald.co.nz\/Property\r Read more...Almost 20,000 homeowners are past due on mortgage payments","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/140026"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=140026"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/140026\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=140026"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=140026"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=140026"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}