{"id":139745,"date":"2023-10-04T20:00:01","date_gmt":"2023-10-04T13:00:01","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/more-mortgage-applications-are-being-rejected-for-insufficient-income-heres-why\/"},"modified":"2023-10-04T20:19:20","modified_gmt":"2023-10-04T13:19:20","slug":"more-mortgage-applications-are-being-rejected-for-insufficient-income-heres-why","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/more-mortgage-applications-are-being-rejected-for-insufficient-income-heres-why\/","title":{"rendered":"More mortgage applications are being rejected for &#039;insufficient income.&#039; Here&#039;s why"},"content":{"rendered":"<p>&#013;<br \/>\nMortgage payments have become significantly less affordable for homebuyers, part of a larger upward trend in income-based denials.&#013;<br \/>\n&#013;<br \/>\nSource : cnbc.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.cnbc.com\/2023\/10\/04\/why-more-mortgage-applications-are-being-rejected-based-on-income.html\" target=\"_blank\" rel=\"noopener\">More mortgage applications are being rejected for &#8216;insufficient income.&#8217; Here&#8217;s why<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Mortgage payments have become significantly less affordable for homebuyers, part of a larger upward trend&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-139745","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-AlX","jetpack-related-posts":[{"id":103392,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/buyer-beware-dont-inflate-your-income-to-get-a-mortgage\/","url_meta":{"origin":139745,"position":0},"title":"Buyer beware! Don\u2019t inflate your income to get a mortgage","date":"January 27, 2019","format":false,"excerpt":"\r It\u2019s one of the things that could lead to a refusal, making it harder to get a future loan Homebuyers have been warned to avoid inflating their income when applying for a mortgage, which can lead to their application being rejected. New figures show that one in six homeowners\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":148457,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/unverifiable-income-can-limit-your-mortgage-options-heres-how-to-get-around-it\/","url_meta":{"origin":139745,"position":1},"title":"&#039;Unverifiable income&#039; can limit your mortgage options \u2014 here&#039;s how to get around it","date":"December 11, 2024","format":false,"excerpt":"\r Your mortgage application may be denied if the lender cannot verify your annual income. If you meet certain exceptions, a non-conventional mortgage may work.\r \r Source : cnbc.com\r Read more...'Unverifiable income' can limit your mortgage options \u2014 here's how to get around it","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":80871,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/listen-up-airbnb-hosts-heres-how-to-use-your-rental-income-to-refinance-your-mortgage\/","url_meta":{"origin":139745,"position":2},"title":"Listen up Airbnb hosts: Here\u2019s how to use your rental income to refinance your mortgage","date":"February 24, 2018","format":false,"excerpt":"\r Fannie Mae now allows borrowers to use Airbnb rental income as part of the income qualification to refinance their home loans\r \r Source : cnbc.com\r Read more...Listen up Airbnb hosts: Here\u2019s how to use your rental income to refinance your mortgage","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1385,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-applications-rebound-21-heres-why\/","url_meta":{"origin":139745,"position":3},"title":"Mortgage applications rebound 21%: Here&#039;s why","date":"January 13, 2016","format":false,"excerpt":"\r The sharp drop in mortgage activity over the holidays was clearly temporary.\r \r Source : cnbc.com\r Read more...Mortgage applications rebound 21%: Here's why","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":147186,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/chinas-mortgage-cut-still-insufficient-to-move-the-needle-boost-spending-by-homeowners\/","url_meta":{"origin":139745,"position":4},"title":"China\u2019s mortgage cut still insufficient to move the needle, boost spending by homeowners","date":"September 26, 2024","format":false,"excerpt":"\r Raft of policy and interest rate changes were unveiled on Tuesday as China\u2019s policymakers sought revive the world\u2019s second-largest economy.\r \r Source : South China Morning Post\r Read more...China\u2019s mortgage cut still insufficient to move the needle, boost spending by homeowners","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":108024,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/heres-what-the-surge-in-mortgage-applications-means-for-the-housing-sector\/","url_meta":{"origin":139745,"position":5},"title":"Here&#039;s what the surge in mortgage applications means for the housing sector","date":"June 12, 2019","format":false,"excerpt":"\r Bob Broeksmit, president and CEO of the Mortgage Bankers Association, and CNBC Senior Economics Reporter Steve Liesman, join \"Squawk Box\" to discuss the increase in mortgage application volume.\r \r Source : cnbc.com\r Read more...Here's what the surge in mortgage applications means for the housing sector","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/139745"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=139745"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/139745\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=139745"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=139745"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=139745"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}