{"id":139404,"date":"2023-10-02T14:00:06","date_gmt":"2023-10-02T07:00:06","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-we-add-our-childrens-names-to-our-buy-to-let-mortgage\/"},"modified":"2023-10-02T14:18:39","modified_gmt":"2023-10-02T07:18:39","slug":"should-we-add-our-childrens-names-to-our-buy-to-let-mortgage","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-we-add-our-childrens-names-to-our-buy-to-let-mortgage\/","title":{"rendered":"Should we add our children\u2019s names to our buy-to-let mortgage?"},"content":{"rendered":"<p>&#013;<br \/>\nThe sentiment is positive but adding names may lumber your offspring with debt, mortgage and tax issuesQ My wife and I have a buy-to-let property. We would like to add on to this mortgage our children, who are 26 and 31 years of age. Is it possible? If not how can we transfer this property into their names without heavy fees or rather what would be the best way to transfer this property into their names?This used to be our home and it\u2019s where both our children grew up so the house is also of sentimental value to them. DN Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2023\/oct\/02\/should-we-add-our-childrens-names-to-our-buy-to-let-mortgage\" target=\"_blank\" rel=\"noopener\">Should we add our children\u2019s names to our buy-to-let mortgage?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; The sentiment is positive but adding names may lumber your offspring with debt, mortgage and&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-139404","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-Ags","jetpack-related-posts":[{"id":856,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/after-a-row-with-her-great-aunt-my-mother-will-lose-a-house\/","url_meta":{"origin":139404,"position":0},"title":"After a row with her great-aunt, my mother will lose a house","date":"January 6, 2016","format":false,"excerpt":"\r She helped her buy a property by paying most of the mortgage \u2026 but now my embittered aunt intends to leave it to a charityMy parents helped my great-aunt to buy her housing association property some years ago. Their names, along with my aunt\u2019s, are on the mortgage, but\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":51783,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-i-use-my-help-to-buy-isa-to-buy-a-property-with-my-brother\/","url_meta":{"origin":139404,"position":1},"title":"Can I use my help-to-buy Isa to buy a property with my brother?","date":"April 13, 2017","format":false,"excerpt":"\r I\u2019m not going to live in it, but both our names will be on the mortgageQ I\u2019m wondering if you could give me some help-to-buy advice. I have a help-to-buy Isa and so does my brother. We both want to get a mortgage together as we cannot afford to\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":56584,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/is-a-10-deposit-enough-to-get-a-mortgage-on-a-new-build-house\/","url_meta":{"origin":139404,"position":2},"title":"Is a 10% deposit enough to get a mortgage on a new-build house?","date":"June 1, 2017","format":false,"excerpt":"\r We\u2019ve been advised to look into the help-to-buy scheme to boost our deposit but we\u2019re not sure if that\u2019s our best optionQ My partner and I have put our names down for a new-build property in north-west England, with the completion date in November or December. We expect to\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":26155,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/were-not-married-so-can-we-avoid-higher-stamp-duty-on-a-second-home\/","url_meta":{"origin":139404,"position":3},"title":"We&#039;re not married, so can we avoid higher stamp duty on a second home?","date":"September 15, 2016","format":false,"excerpt":"\r My partner and I are thinking of putting a buy-to-let property in just one of our names to avoid the higher rate of taxQ My partner and I own our home outright. We plan to buy a second property to rent out using \u00a360,000 in savings and a mortgage\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":30657,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/40m-mortgage-fraud-accused-fight-for-name-suppression\/","url_meta":{"origin":139404,"position":4},"title":"$40m mortgage fraud accused fight for name suppression","date":"October 19, 2016","format":false,"excerpt":"\r Four people charged in an alleged mortgage fraud case involving more than $40 million of loans and accusations of kickbacks to bank staff are fighting to keep their names secret.The quartet face charges of obtaining by deception...\r \r Source : nzherald.co.nz\/Property\r Read more...m mortgage fraud accused fight for name\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":113257,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-mortgage-apps-can-reduce-bias-toward-minority-borrowers\/","url_meta":{"origin":139404,"position":5},"title":"How mortgage apps can reduce bias toward minority borrowers","date":"December 24, 2019","format":false,"excerpt":"\r Online lending is quickly taking over the mortgage market with older names like Quicken and LendingTree as well as upstarts like Better.com. Can these online platforms level the playing field for borrowers by reducing bias in the market? CNBC's Diana Olick reports.\r \r Source : cnbc.com\r Read more...How mortgage\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/139404"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=139404"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/139404\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=139404"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=139404"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=139404"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}