{"id":139275,"date":"2023-09-22T18:00:16","date_gmt":"2023-09-22T11:00:16","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/as-uk-mortgage-interest-rates-fall-should-you-choose-a-two-year-or-five-year-fix\/"},"modified":"2023-09-22T18:18:51","modified_gmt":"2023-09-22T11:18:51","slug":"as-uk-mortgage-interest-rates-fall-should-you-choose-a-two-year-or-five-year-fix","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/as-uk-mortgage-interest-rates-fall-should-you-choose-a-two-year-or-five-year-fix\/","title":{"rendered":"As UK mortgage interest rates fall, should you choose a two-year or five-year fix?"},"content":{"rendered":"


\nBank of England halts run of base rate rises but borrowers still have much to ponderThis week\u2019s decision by the Bank of England to hold the base rate at 5.25% after 14 back-to-back rises has left borrowers sighing with relief. It was a close-run thing, with almost half of the monetary policy committee voting for a further increase, and it is not clear if it heralds an end to these or only a pause. Many experts, however, think rates are now at or near their peak.If you are about to take on a new mortgage, the outlook for interest rates will be a factor in your decision, as well as your capacity to cope if they don\u2019t go in the direction the financial world expects. Continue reading…
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\nSource : theguardian.com
\nRead more…As UK mortgage interest rates fall, should you choose a two-year or five-year fix?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Bank of England halts run of base rate rises but borrowers still have much to...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-139275","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-Aen","jetpack-related-posts":[{"id":122894,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-borrowers-warned-the-days-of-cheap-mortgages-are-over\/","url_meta":{"origin":139275,"position":0},"title":"UK borrowers warned: the days of cheap mortgages are over","date":"October 29, 2021","format":false,"excerpt":"\r As interest rate changes are coming \u2018thick and fast\u2019, owners may face big rises in their repaymentsBudget 2021: key points at a glanceBudget calculator: what does it mean for me?Read all our budget coverageThe era of record low mortgage rates looks to be over, borrowers were warned this week,\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":125245,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-does-uk-interest-rate-rise-mean-for-savers-and-borrowers\/","url_meta":{"origin":139275,"position":1},"title":"What does UK interest rate rise mean for savers and borrowers?","date":"March 17, 2022","format":false,"excerpt":"\r Mortgage holders, house hunters and savers will be affected by the Bank of England raising rate to 0.75%The Bank of England has increased interest rates to 0.75% in an attempt to tackle rising inflation in the UK. That means the base rate is back to its pre-pandemic level. What\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":139152,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgage-meltdown-looms-amid-terrifying-growth-in-arrears\/","url_meta":{"origin":139275,"position":2},"title":"UK \u2018mortgage meltdown\u2019 looms amid \u2018terrifying\u2019 growth in arrears","date":"September 12, 2023","format":false,"excerpt":"\r Jump in borrowers unable to make payments with landlords particularly hit and \u2018worse to come\u2019 Analysis: will the Bank listen to business and halt rate rises?Mortgage arrears jumped by 13% in the second quarter of the year to the highest level since 2016, according to Bank of England figures\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":6992,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-rates-continue-to-fall\/","url_meta":{"origin":139275,"position":3},"title":"Mortgage rates continue to fall","date":"March 6, 2016","format":false,"excerpt":"\r Borrowers still benefit from Bank of England cutting base rate to 0.5%Seven years of record low interest rates may have hammered savers, but borrowers are continuing to benefit.Yesterday marked the seventh anniversary of the Bank of England slashing interest rates to their current 0.5% historic low. And while the\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":140695,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-uks-interest-rate-freeze-means-for-mortgage-borrowers\/","url_meta":{"origin":139275,"position":4},"title":"What UK\u2019s interest rate freeze means for mortgage borrowers","date":"December 14, 2023","format":false,"excerpt":"\r Home loans could be unlikely to fall by much in short term as Bank of England keeps fighting inflationMortgage borrowers will be able to breathe a sigh of relief after Thursday\u2019s announcement that the Bank of England has decided to hold rates at 5.25% \u2013 but amid the good\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":75267,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/six-factors-influencing-the-uk-property-market-in-2018\/","url_meta":{"origin":139275,"position":5},"title":"Six factors influencing the UK property market in 2018","date":"December 26, 2017","format":false,"excerpt":"\r It could be a better year in Britain\u2019s dysfunctional housing market for first-time buyers and tenants 1. Interest rates will stay lowAnother 0.25% hike is expected in late spring, taking the Bank of England base rate to 0.75%. That will add \u00a322 to the typical \u00a3175,000 tracker mortgage, but\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/139275"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=139275"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/139275\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=139275"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=139275"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=139275"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}