{"id":139176,"date":"2023-09-14T21:06:30","date_gmt":"2023-09-14T14:06:30","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgage-war-under-way-as-lender-offers-4-99-fixed-rate\/"},"modified":"2023-09-14T21:32:20","modified_gmt":"2023-09-14T14:32:20","slug":"uk-mortgage-war-under-way-as-lender-offers-4-99-fixed-rate","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgage-war-under-way-as-lender-offers-4-99-fixed-rate\/","title":{"rendered":"UK mortgage war \u2018under way\u2019 as lender offers 4.99% fixed rate"},"content":{"rendered":"<p>&#013;<br \/>\nBrokers say borrower confidence likely to lift after the first below 5% deal surfaces since June with more offers likely soonA fixed-rate mortgage priced at below 5% has gone on sale for the first time since June as leading lenders announced a fresh wave of home loan reductions.Brokers said a mortgage rate war \u201cis well and truly under way\u201d and that the lower pricing should provide a boost to borrowers worried about the imminent end of their current deal, as well as would-be homebuyers who have been sitting on the sidelines. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2023\/sep\/14\/uk-mortgage-war-underway-as-lender-offers-499-fixed-rate\" target=\"_blank\" rel=\"noopener\">UK mortgage war \u2018under way\u2019 as lender offers 4.99% fixed rate<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Brokers say borrower confidence likely to lift after the first below 5% deal surfaces since&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-139176","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-AcM","jetpack-related-posts":[{"id":140224,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/new-mortgage-deal-falls-below-5-in-watershed-moment-for-uk-homeowners\/","url_meta":{"origin":139176,"position":0},"title":"New mortgage deal falls below 5% in \u2018watershed moment\u2019 for UK homeowners","date":"November 9, 2023","format":false,"excerpt":"\r Nationwide\u2019s two-year fixed rate deal offered at 4.99% as lenders jostle for customersBusiness live \u2013 UK mortgage arrears rise as high rates hit borrowers A two-year fixed-rate mortgage priced at below 5% has gone on sale for the first time since early summer as leading lenders jostle to attract\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":140900,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-joins-mortgage-rate-cutting-drive-with-deals-below-4\/","url_meta":{"origin":139176,"position":1},"title":"HSBC joins mortgage rate-cutting drive with deals below 4%","date":"January 3, 2024","format":false,"excerpt":"\r Five- and 10-year fixed-rate remortgage offers announced as lenders big and small reduce ratesHSBC has become the latest big UK lender to announce across-the-board mortgage interest rate cuts, with leading names announcing reductions of up to one percentage point.The bank\u2019s new deals announced on Wednesday include a headline-grabbing five-year\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":123446,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-offered-40-year-fixed-rate-mortgage-by-uk-lender\/","url_meta":{"origin":139176,"position":2},"title":"Homebuyers offered 40-year fixed-rate mortgage by UK lender","date":"November 27, 2021","format":false,"excerpt":"\r Launch by Kensington Mortgages comes amid expectations that era of ultra-low interest rates will endA mortgage offering fixed monthly payments for 40 years was launched this week \u2013 and it could mean that some homebuyers will be able to borrow more money than with a standard deal. The Flexi\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":139358,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/average-five-year-fixed-mortgage-rate-in-uk-falls-back-below-6\/","url_meta":{"origin":139176,"position":3},"title":"Average five-year fixed mortgage rate in UK falls back below 6%","date":"September 28, 2023","format":false,"excerpt":"\r First time since early July that average rate has been below 6%, with some deals now under 5%The average new five-year fixed mortgage rate has fallen back below 6% for the first time since early July, according to the sector\u2019s leading data provider.Across all deposit sizes, the typical five-year\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":150840,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/barclays-cuts-rates-on-some-mortgages-to-below-4-amid-us-tariffs-turmoil\/","url_meta":{"origin":139176,"position":4},"title":"Barclays cuts rates on some mortgages to below 4% amid US tariffs turmoil","date":"April 10, 2025","format":false,"excerpt":"\r Bank is largest UK lender to cut rates in apparent response to turbulence, and experts predict others will follow Business live \u2013 latest updatesBarclays has become the largest UK lender so far to cut its mortgage rates in apparent response to the financial turmoil sparked by the US trade\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":121316,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/halifax-latest-to-slash-mortgage-rate-amid-flurry-of-rate-cutting\/","url_meta":{"origin":139176,"position":5},"title":"Halifax latest to slash mortgage rate amid flurry of rate cutting","date":"August 8, 2021","format":false,"excerpt":"\r Mortgage lender launches deal at 0.83% for those wishing to take out loan worth up to 60% of home valueHalifax has fired the latest salvo in the price war between mortgage lenders with the launch of a two-year fixed-rate deal priced at 0.83%.The announcement of the ultra-low rate, which\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/139176"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=139176"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/139176\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=139176"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=139176"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=139176"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}