{"id":139135,"date":"2023-09-11T13:00:14","date_gmt":"2023-09-11T06:00:14","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/my-five-year-fixed-rate-mortgage-deal-is-ending-what-should-i-do-next\/"},"modified":"2023-09-11T13:08:42","modified_gmt":"2023-09-11T06:08:42","slug":"my-five-year-fixed-rate-mortgage-deal-is-ending-what-should-i-do-next","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/my-five-year-fixed-rate-mortgage-deal-is-ending-what-should-i-do-next\/","title":{"rendered":"My five-year fixed-rate mortgage deal is ending. What should I do next?"},"content":{"rendered":"


\nI have \u00a340,000 in savings and I can\u2019t decide whether to pay it into my high mortgage or put it in a pensionQ I have a relatively high mortgage payment of \u00a31,400 a month. My five-year fixed-rate deal is ending in 2024 and I\u2019m stressed about my next steps.My mortgage will represent less than 50% of the value of the house at the next renewal, so presumably I\u2019ll have access to the best rates. Continue reading…
\n
\nSource : theguardian.com
\nRead more…My five-year fixed-rate mortgage deal is ending. What should I do next?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

I have \u00a340,000 in savings and I can\u2019t decide whether to pay it into my...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-139135","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-Ac7","jetpack-related-posts":[{"id":86050,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-we-get-a-two-year-fixed-rate-mortgage\/","url_meta":{"origin":139135,"position":0},"title":"Should we get a two-year fixed-rate mortgage?","date":"April 21, 2018","format":false,"excerpt":"\r Our deal is ending and we\u2019re wondering if we should fix for two or five years in case rates riseEvery week a Guardian Money reader submits a question, and it\u2019s up to you to help him or her out \u2013 a selection of the best answers will appear in\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11972,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/barclays-launches-lowest-ever-10-year-fixed-rate-mortgage\/","url_meta":{"origin":139135,"position":1},"title":"Barclays launches lowest ever 10-year fixed-rate mortgage","date":"January 7, 2015","format":false,"excerpt":"\r Latest salvo in mortgage war is good news for buyers and professionals as property market dipsBarclays has fired the latest salvo in a new mortgage price war by launching the lowest ever 10-year fixed-rate loanThe mortgage, which is available from 8 January and comes with a \u00a3999 fee, allows\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":63204,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/extraordinary-interest-rates-on-10-year-fixed-rate-mortgage-deals\/","url_meta":{"origin":139135,"position":2},"title":"\u2018Extraordinary\u2019 interest rates on 10-year fixed-rate mortgage deals","date":"November 2, 2014","format":false,"excerpt":"\r Is a decade too long to tie yourself into a mortgage? Just watch out for early repayment charges, brokers warnTen years \u2026 it that too long to tie yourself into a mortgage deal? Lenders don\u2019t seem to think so and have started to launch decade-long fixed-rate deals with \u201cextraordinary\u201d\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":83845,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-ends-fixed-rate-mortgage-in-hong-kong-a-week-after-feds-rate-rise\/","url_meta":{"origin":139135,"position":3},"title":"HSBC ends fixed-rate mortgage in Hong Kong a week after Fed\u2019s rate rise","date":"March 27, 2018","format":false,"excerpt":"\r HSBC, Hong Kong\u2019s biggest lender, will stop offering its fixed-rate mortgage plan on Thursday, a week after the US Federal Reserve raised its key interest rate by 25 basis points. The move comes at a time of fierce competition between banks in Hong Kong to attract mortgage customers. The\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":140912,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homeowners-face-19bn-rise-in-mortgage-costs-as-fixed-rate-deals-expire\/","url_meta":{"origin":139135,"position":4},"title":"Homeowners face \u00a319bn rise in mortgage costs as fixed-rate deals expire","date":"January 4, 2024","format":false,"excerpt":"\r As many as 1.5m households are expected to face a mortgage payment hike this year as their fixed-rate deals come to an end\u2018Sleepless nights\u2019: UK homeowners fear impact of 2024 mortgage timebombHomeowners are facing a \u00a319bn surge in mortgage costs as millions more fixed-rate deals expire and borrowers are\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":139358,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/average-five-year-fixed-mortgage-rate-in-uk-falls-back-below-6\/","url_meta":{"origin":139135,"position":5},"title":"Average five-year fixed mortgage rate in UK falls back below 6%","date":"September 28, 2023","format":false,"excerpt":"\r First time since early July that average rate has been below 6%, with some deals now under 5%The average new five-year fixed mortgage rate has fallen back below 6% for the first time since early July, according to the sector\u2019s leading data provider.Across all deposit sizes, the typical five-year\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/139135"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=139135"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/139135\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=139135"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=139135"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=139135"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}