{"id":138965,"date":"2023-08-28T15:00:31","date_gmt":"2023-08-28T08:00:31","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/feeling-the-heat-how-extreme-weather-is-pushing-up-uk-home-insurance-costs\/"},"modified":"2023-08-28T15:08:40","modified_gmt":"2023-08-28T08:08:40","slug":"feeling-the-heat-how-extreme-weather-is-pushing-up-uk-home-insurance-costs","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/feeling-the-heat-how-extreme-weather-is-pushing-up-uk-home-insurance-costs\/","title":{"rendered":"Feeling the heat: how extreme weather is pushing up UK home insurance costs"},"content":{"rendered":"<p>&#013;<br \/>\nSubsidence claims rise as climate crisis causes heatwaves, storms and floodingRecord temperatures, flash floods, storms \u2013 the UK\u2019s weather is becoming more extreme, and it is having an impact on our homes. Last summer\u2019s heatwave caused subsidence cases to triple at one major insurer, and experts say that the damage wrought by wild weather could mean we all end up paying more for home insurance.Data from Halifax Home Insurance shared with Observer Cash gives an insight into the effect of the hot weather on UK homes. The number of subsidence cases it received in August and September last year was three times the typical monthly average, while across 2022 it received 45% more claims than the previous year. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2023\/aug\/28\/heat-extreme-weather-uk-insurance-costs-subsidence\" target=\"_blank\" rel=\"noopener\">Feeling the heat: how extreme weather is pushing up UK home insurance costs<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Subsidence claims rise as climate crisis causes heatwaves, storms and floodingRecord temperatures, flash floods, storms&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-138965","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-A9n","jetpack-related-posts":[{"id":97538,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-summer-heat-prompts-surge-in-subsidence-claims\/","url_meta":{"origin":138965,"position":0},"title":"UK summer heat prompts surge in subsidence claims","date":"September 9, 2018","format":false,"excerpt":"\r Cost of buildings insurance rising more quickly than cost of contents cover\r \r Source : ft.com\r Read more...UK summer heat prompts surge in subsidence claims","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":96213,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/cracking-summer-uk-insurers-expect-rise-in-subsidence-claims\/","url_meta":{"origin":138965,"position":1},"title":"Cracking summer: UK insurers expect rise in subsidence claims","date":"August 17, 2018","format":false,"excerpt":"\r Heatwave has caused damage to walls of homes, with south-east particularly susceptible Insurers are bracing themselves for a spike in subsidence claims after this summer\u2019s heatwave led to cracks appearing in walls across south-east England. Several big-name insurers have reported that subsidence incidents are up 20% on this time\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":5292,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homeowners-who-made-subsidence-claims-are-unable-to-switch-insurers\/","url_meta":{"origin":138965,"position":2},"title":"Homeowners who made subsidence claims are unable to switch insurers","date":"February 20, 2016","format":false,"excerpt":"\r Even if the problem was decades ago and your property has been underpinned, providers don\u2019t want to knowHomeowners who have claimed for subsidence on their insurance are stuck paying expensive premiums to existing providers because no other insurers will offer them cover.Mary Pope, aged 72, who lives in Cardiff,\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":39687,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-we-buy-a-property-in-an-area-of-coalmining-subsidence\/","url_meta":{"origin":138965,"position":3},"title":"Should we buy a property in an area of coalmining subsidence?","date":"January 5, 2017","format":false,"excerpt":"\r We are awaiting a full mining report and have had a structural survey, but know we risk insurance being far higherQ We are in the process of purchasing a property and have a report that states our property is within 50 metres of coalmining subsidence claims. We\u2019ve had a\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":53796,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/housebuilders-fear-subsidence-when-help-to-buy-taps-run-dry\/","url_meta":{"origin":138965,"position":4},"title":"Housebuilders fear subsidence when Help to Buy taps run dry","date":"May 5, 2017","format":false,"excerpt":"\r Critics say companies have gained more than buyers from UK equity loan scheme\r \r Source : ft.com\r Read more...Housebuilders fear subsidence when Help to Buy taps run dry","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11282,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/is-it-worth-buying-a-house-that-has-evidence-of-subsidence\/","url_meta":{"origin":138965,"position":5},"title":"Is it worth buying a house that has evidence of subsidence?","date":"January 15, 2015","format":false,"excerpt":"\r I love the property but am worried that insurance may prove to be very expensiveQ I am interested in a property which has been underpinned at the bottom of the driveway, due to the drains collapsing. The estate agents say they have all of the documentation associated with the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/138965"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=138965"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/138965\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=138965"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=138965"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=138965"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}