{"id":138703,"date":"2023-08-08T22:39:39","date_gmt":"2023-08-08T15:39:39","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-credit-availability-sinks-to-decade-low\/"},"modified":"2023-08-08T22:51:59","modified_gmt":"2023-08-08T15:51:59","slug":"mortgage-credit-availability-sinks-to-decade-low","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-credit-availability-sinks-to-decade-low\/","title":{"rendered":"Mortgage credit availability sinks to decade low"},"content":{"rendered":"<p>&#013;<br \/>\nThe MBA&#8217;s monthly index measuring credit availability dropped in July to the lowest level since 2013, indicating lending standards are tightening even further.&#013;<br \/>\n&#013;<br \/>\nSource : cnbc.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.cnbc.com\/2023\/08\/08\/mortgage-credit-availability-sinks-to-decade-low.html\" target=\"_blank\" rel=\"noopener\">Mortgage credit availability sinks to decade low<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; The MBA&#8217;s monthly index measuring credit availability dropped in July to the lowest level since&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-138703","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-A59","jetpack-related-posts":[{"id":1042,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lock-in-now-stock-sell-off-sinks-mortgage-rates\/","url_meta":{"origin":138703,"position":0},"title":"Lock in now! Stock sell-off sinks mortgage rates","date":"January 8, 2016","format":false,"excerpt":"\r You may be losing your shirt in the stock market this week, but you could get a leg up on your home loan.\r \r Source : cnbc.com\r Read more...Lock in now! Stock sell-off sinks mortgage rates","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":115584,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/heres-why-its-suddenly-much-harder-to-get-a-mortgage-or-even-refinance\/","url_meta":{"origin":138703,"position":1},"title":"Here&#039;s why it&#039;s suddenly much harder to get a mortgage, or even refinance","date":"April 13, 2020","format":false,"excerpt":"\r Mortgage credit availability in March fell to the lowest level in five years, according to a survey by the Mortgage Bankers Association.\r \r Source : cnbc.com\r Read more...Here's why it's suddenly much harder to get a mortgage, or even refinance","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":130694,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/its-bad-enough-mortgage-rates-are-over-7-now-its-harder-to-qualify-for-a-home-loan\/","url_meta":{"origin":138703,"position":2},"title":"It&#039;s bad enough mortgage rates are over 7% \u2013 now it&#039;s harder to qualify for a home loan","date":"October 11, 2022","format":false,"excerpt":"\r Mortgage rates are soaring, and credit availability is the lowest it's been in over nine years.\r \r Source : cnbc.com\r Read more...It's bad enough mortgage rates are over 7% \u2013 now it's harder to qualify for a home loan","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":107170,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kongs-luxury-home-prices-creep-up-0-3-per-cent-as-global-average-sinks-to-slowest-growth-in-a-decade-says-knight-frank\/","url_meta":{"origin":138703,"position":3},"title":"Hong Kong\u2019s luxury home prices creep up 0.3 per cent as global average sinks to slowest growth in a decade, says Knight Frank","date":"May 16, 2019","format":false,"excerpt":"\r Luxury home prices in Hong Kong edged up just 0.3 per cent in the first quarter as prices globally rose at their slowest pace in a decade, according to figures from Knight Frank.The average cost of a high-end residential property in 45 cities across the world crept up by\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":21642,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/almost-a-third-of-would-be-buyers-move-back-in-with-parents\/","url_meta":{"origin":138703,"position":4},"title":"Almost a third of would-be buyers move back in with parents","date":"June 8, 2015","format":false,"excerpt":"\r Generation Rent survey from Halifax highlights continuing difficulties in saving for deposits, mortgage availability and barriers to homeownershipGrowing numbers of would-be first-time buyers are moving back in with their parents, despite record low mortgage rates and an increasing availability of mortgages for those with small deposits, according to research\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":76802,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/relaxing-cap-in-hong-kongs-mortgage-scheme-will-offer-more-choices-to-first-time-buyers\/","url_meta":{"origin":138703,"position":5},"title":"Relaxing cap in Hong Kong\u2019s mortgage scheme will offer more choices to first-time buyers","date":"January 16, 2018","format":false,"excerpt":"\r First time homebuyers in Hong Kong have little choice under existing mortgage rules for mass flats unless they settle for old, tiny apartments in far off areas. Under the current home financing scheme, first time buyers only can receive loan-to-value ratio of 90 per cent for flats that cost\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/138703"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=138703"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/138703\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=138703"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=138703"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=138703"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}