{"id":138364,"date":"2023-07-17T19:33:27","date_gmt":"2023-07-17T12:33:27","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-mortgage-market-isnt-sending-the-signal-homebuyers-need-on-affordability\/"},"modified":"2023-07-17T19:40:22","modified_gmt":"2023-07-17T12:40:22","slug":"the-mortgage-market-isnt-sending-the-signal-homebuyers-need-on-affordability","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-mortgage-market-isnt-sending-the-signal-homebuyers-need-on-affordability\/","title":{"rendered":"The mortgage market isn't sending the signal homebuyers need on affordability"},"content":{"rendered":"


\nMortgage rates should move down sharply from 7% as inflation falls, the Fed nears the end of its hikes, and recession fears wane. So why isn’t that happening?
\n
\nSource : cnbc.com
\nRead more…The mortgage market isn’t sending the signal homebuyers need on affordability<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Mortgage rates should move down sharply from 7% as inflation falls, the Fed nears the...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-138364","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-zZG","jetpack-related-posts":[{"id":171714,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-homebuyers-face-worst-mortgage-affordability-since-2008-data-shows\/","url_meta":{"origin":138364,"position":0},"title":"UK homebuyers face worst mortgage affordability since 2008, data shows","date":"May 5, 2026","format":false,"excerpt":"\r \u2018Least affordable\u2019 areas mainly in London commuter belt, UK Finance finds, with Iran war not yet reflected in dataBusiness live \u2013 latest updatesUK homebuyers are facing the worst mortgage affordability pressures for almost two decades, although the \u201cpain\u201d is not being felt equally across the country, according to industry\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":135656,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-homebuyers-has-your-mortgage-application-been-turned-down-recently\/","url_meta":{"origin":138364,"position":1},"title":"UK homebuyers: has your mortgage application been turned down recently?","date":"March 27, 2023","format":false,"excerpt":"\r We\u2019re keen to hear from prospective house buyers whose application for a UK residential mortgage has been rejected because of affordability checksWe\u2019d like to hear from people who have had their application for a UK residential mortgage refused recently because they did not pass a lender\u2019s affordability checks.If you\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":128417,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-england-scraps-mortgage-affordability-test\/","url_meta":{"origin":138364,"position":2},"title":"Bank of England scraps mortgage affordability test","date":"August 1, 2022","format":false,"excerpt":"\r Test required potential homebuyers to prove they could afford three-percentage-point rise in interest ratesThousands of potential homebuyers may find it easier to get on to the property ladder after a key mortgage affordability test was scrapped by the Bank of England.The central bank has said the change \u2013 taking\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":125786,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-could-struggle-with-mortgages-as-uk-banks-tighten-affordability-tests\/","url_meta":{"origin":138364,"position":3},"title":"Homebuyers could struggle with mortgages as UK banks tighten affordability tests","date":"April 11, 2022","format":false,"excerpt":"\r Brokers warn soaring bills, tax rises and big hike in cost of household basics have forced lenders to recalculate modelsHomebuyers wanting to take out a mortgage could soon struggle to get the size of loan they need, as banks begin taking into account the cost of living crisis when\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":149566,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/weekly-mortgage-demand-drops-6-as-homebuyers-remain-on-the-fence\/","url_meta":{"origin":138364,"position":4},"title":"Weekly mortgage demand drops 6%, as homebuyers remain 'on the fence'","date":"February 19, 2025","format":false,"excerpt":"\r Mortgage rates dipped slightly last week, but so did mortgage demand, as housing affordability continues to sideline potential buyers.\r \r Source : cnbc.com\r Read more...Weekly mortgage demand drops 6%, as homebuyers remain 'on the fence'","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":79724,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/heres-how-a-5-mortgage-rate-affect-prospective-homebuyers\/","url_meta":{"origin":138364,"position":5},"title":"Here's how a 5% mortgage rate affect prospective homebuyers","date":"February 13, 2018","format":false,"excerpt":"\r A 5 percent rate would cause more than a quarter of today's homebuyers to slow their plans and housing affordability is starting to take a hit.\r \r Source : cnbc.com\r Read more...Here's how a 5% mortgage rate affect prospective homebuyers","rel":"","context":"In "Property 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