{"id":138240,"date":"2023-07-07T17:09:02","date_gmt":"2023-07-07T10:09:02","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-relaxes-mortgage-rules-for-the-first-time-since-2009-to-make-homes-more-affordable-for-first-time-buyers-and-upgrades\/"},"modified":"2023-07-07T17:14:04","modified_gmt":"2023-07-07T10:14:04","slug":"hong-kong-relaxes-mortgage-rules-for-the-first-time-since-2009-to-make-homes-more-affordable-for-first-time-buyers-and-upgrades","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-relaxes-mortgage-rules-for-the-first-time-since-2009-to-make-homes-more-affordable-for-first-time-buyers-and-upgrades\/","title":{"rendered":"Hong Kong relaxes mortgage rules for the first time since 2009 to make homes more affordable for first-time buyers and upgrades"},"content":{"rendered":"


\nThe government would consider \u201cmarginally relaxing\u201d the loan-to-value ratio, to strike a \u201cbalance [between] financial stability and the interest of first-time homebuyers,\u201d Paul Chan said two weeks ago.
\n
\nSource : South China Morning Post
\nRead more…Hong Kong relaxes mortgage rules for the first time since 2009 to make homes more affordable for first-time buyers and upgrades<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

The government would consider \u201cmarginally relaxing\u201d the loan-to-value ratio, to strike a \u201cbalance [between] financial...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-138240","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-zXG","jetpack-related-posts":[{"id":125739,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-buyers-give-nano-flats-a-wide-berth-as-buyers-armed-with-larger-mortgage-amounts-eye-bigger-homes\/","url_meta":{"origin":138240,"position":0},"title":"Hong Kong buyers give nano flats a wide berth as buyers armed with larger mortgage amounts eye bigger homes","date":"April 6, 2022","format":false,"excerpt":"\r The popularity of tiny homes took a beating last month after the government relaxed mortgage rules, bringing larger homes within reach of first-time buyers.\r \r Source : South China Morning Post\r Read more...Hong Kong buyers give nano flats a wide berth as buyers armed with larger mortgage amounts eye\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":55957,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-homebuyers-unfazed-by-tighter-mortgage-rules-as-14000-register-for-chueng-kong-project\/","url_meta":{"origin":138240,"position":1},"title":"Hong Kong homebuyers unfazed by tighter mortgage rules as 14,000 register for Chueng Kong project","date":"May 25, 2017","format":false,"excerpt":"\r Cheung Kong Property Holdings\u2019 Ocean Pride development in Tsuen Wan has become the most sought after project since August last year after it registered 14,000 prospective buyers who were unfazed by the Hong Kong banking regulator\u2019s moves to tighten mortgage lending for investors. Sun Hung Kai Properties registered 16,700\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":121239,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/record-prices-of-mid-sized-hong-kong-flats-driven-by-first-time-buyers-taking-advantage-of-relaxed-mortgage-rules-say-analysts\/","url_meta":{"origin":138240,"position":2},"title":"Record prices of mid-sized Hong Kong flats driven by first-time buyers taking advantage of relaxed mortgage rules, say analysts","date":"August 4, 2021","format":false,"excerpt":"\r More first-time buyers have been piling in to Hong Kong\u2019s property market, driving up the prices of mid-sized flats in out-of-town locations, according to analysts.Homes measuring between 431 sq ft and 752 sq ft soared to record-breaking prices in June as couples and young families snapped up second-hand units\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":142816,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-relaxes-decade-old-lending-curbs-granting-more-mortgages-to-homebuyers-and-offices-to-bolster-citys-ailing-property-market\/","url_meta":{"origin":138240,"position":3},"title":"Hong Kong relaxes decade-old lending curbs, granting more mortgages to homebuyers and offices to bolster city\u2019s ailing property market","date":"February 28, 2024","format":false,"excerpt":"\r The relaxation by de facto central followed today\u2019s move by Hong Kong\u2019s Financial Secretary Paul Chan Mo-po to abolish a wide swathe of decade-old curbs on the city\u2019s housing sector.\r \r Source : South China Morning Post\r Read more...Hong Kong relaxes decade-old lending curbs, granting more mortgages to homebuyers\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":105935,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/investors-developers-eye-hong-kong-industrial-buildings-built-before-1987-after-city-relaxes-conversion-policy\/","url_meta":{"origin":138240,"position":4},"title":"Investors, developers eye Hong Kong industrial buildings built before 1987 after city relaxes conversion policy","date":"April 10, 2019","format":false,"excerpt":"\r Property owners, investors and developers are taking advantage of a recent policy relaxation by the Hong Kong government, which seeks to encourage the conversion of old industrial buildings for commercial purposes, to generate higher rents and resale prices.Hong Kong textiles company Lawsgroup, for instance, last week began demolition at\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":120802,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/handy-mortgage-tips-and-pitfalls-to-avoid-for-first-time-buyers-of-new-houses-in-hong-kong\/","url_meta":{"origin":138240,"position":5},"title":"Handy mortgage tips and pitfalls to avoid for first-time buyers of new houses in Hong Kong","date":"June 22, 2021","format":false,"excerpt":"\r As the vaccine programme continues to help contain the Covid-19 pandemic in Hong Kong, home prices have rebounded substantially in recent months. A flood of cheap money unleashed by global central banks has found its way into fixed assets including residential properties.With increasing consumer confidence in the property market,\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/138240"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=138240"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/138240\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=138240"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=138240"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=138240"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}