{"id":137434,"date":"2023-06-19T13:00:05","date_gmt":"2023-06-19T06:00:05","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/will-i-have-to-switch-to-a-buy-to-let-mortgage-for-a-six-month-sabbatical\/"},"modified":"2023-06-19T13:24:28","modified_gmt":"2023-06-19T06:24:28","slug":"will-i-have-to-switch-to-a-buy-to-let-mortgage-for-a-six-month-sabbatical","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/will-i-have-to-switch-to-a-buy-to-let-mortgage-for-a-six-month-sabbatical\/","title":{"rendered":"Will I have to switch to a buy-to-let mortgage for a six-month sabbatical?"},"content":{"rendered":"<p>&#013;<br \/>\nWe\u2019re planning a six-month trip so I\u2019d like to rent my flat out while away to cover the billsQ I bought my flat a little over a year ago, and have recently agreed to take a sabbatical with my partner. We\u2019re planning to be out of the UK for up to six months from the end of this year-middle of next. Ideally, I\u2019d like to rent my flat out while we\u2019re away to cover costs of mortgage, bills etc.I understand that I will need to talk to my mortgage provider, but I\u2019m not sure what the options might be. I understand that if I were to rent the flat out permanently I\u2019d need to change to a buy-to-let mortgage, but will I be expected to do that for just six months?KC Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2023\/jun\/19\/will-i-have-to-switch-to-a-buy-to-let-mortgage-for-a-six-month-sabbatical\" target=\"_blank\" rel=\"noopener\">Will I have to switch to a buy-to-let mortgage for a six-month sabbatical?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; We\u2019re planning a six-month trip so I\u2019d like to rent my flat out while away&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-137434","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-zKG","jetpack-related-posts":[{"id":79684,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-i-keep-my-flat-on-an-interest-only-mortgage-when-i-move-city\/","url_meta":{"origin":137434,"position":0},"title":"Should I keep my flat on an interest-only mortgage when I move city?","date":"February 12, 2018","format":false,"excerpt":"\r I\u2019m planning to leave London and I\u2019m thinking about renting out my property Q My family and I are planning to leave London and move north. Ultimately we want to own a house in the place we move to, but we are planning on renting for the first year\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":88051,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-i-get-a-residential-mortgage-with-immediate-consent-to-let\/","url_meta":{"origin":137434,"position":1},"title":"Can I get a residential mortgage with immediate consent to let?","date":"May 14, 2018","format":false,"excerpt":"\r I bought a house but am renting it out as I\u2019m working in a different city for a couple of years Q I bought my house in 2015 with a mortgage with an interest rate fixed for two years. At the end of the two years at the beginning\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":97992,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-i-sign-a-statement-confirming-i-have-no-rights-to-my-boyfriends-flat\/","url_meta":{"origin":137434,"position":2},"title":"Should I sign a statement confirming I have no rights to my boyfriend\u2019s flat?","date":"September 17, 2018","format":false,"excerpt":"\r We live together but I don\u2019t pay rent and I\u2019m worried it will affect our mortgage when we buy a houseQ Shortly after I met my boyfriend in September 2016 he bought a flat. I moved in with him in June 2017. I pay half of the bills, but\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11082,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-rules-mean-i-cant-rent-out-my-flat\/","url_meta":{"origin":137434,"position":3},"title":"Help-to-buy rules mean I can&#039;t rent out my flat","date":"April 21, 2016","format":false,"excerpt":"\r I want to move to my partner\u2019s house but my mortgage terms prevent me from leasing my flat out. What can I do?Q: I have a problem. I bought my flat in Manchester in June 2014 with an equity loan from the help-to-buy scheme. I met my partner in\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":136059,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/we-want-to-buy-a-seaside-flat-as-a-second-home-what-type-of-mortgage-is-best\/","url_meta":{"origin":137434,"position":4},"title":"We want to buy a seaside flat as a second home. What type of mortgage is best?","date":"April 24, 2023","format":false,"excerpt":"\r My partner and I \u2013 he is a first-time buyer \u2013 would use the property at weekends and for holiday letsQ My partner and I are buying a second home to use as a holiday home. He\u2019s a first-time buyer but I\u2019m not as I own the flat that\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":121604,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-are-the-tax-and-mortgage-implications-if-i-buy-a-flat-with-my-son\/","url_meta":{"origin":137434,"position":5},"title":"What are the tax and mortgage implications if I buy a flat with my son?","date":"August 23, 2021","format":false,"excerpt":"\r I would pay a \u00a3100,000 deposit and want to own two-fifths and leave my share to him in my willQ My 30-year-old son is paying so much in rent that he is struggling to save a big enough deposit to buy his first flat. 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