{"id":137396,"date":"2023-06-16T12:00:35","date_gmt":"2023-06-16T05:00:35","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-steps-could-government-take-to-help-mortgage-borrowers\/"},"modified":"2023-06-16T12:18:49","modified_gmt":"2023-06-16T05:18:49","slug":"what-steps-could-government-take-to-help-mortgage-borrowers","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-steps-could-government-take-to-help-mortgage-borrowers\/","title":{"rendered":"What steps could government take to help mortgage borrowers?"},"content":{"rendered":"<p>&#013;<br \/>\nAs interest rates rise, cash-strapped households need speedy solutions to meet monthly paymentsAs rising interest rates put a squeeze on millions of mortgage borrowers there have been calls for the government to intervene. But what could it do to help cash-strapped households? Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2023\/jun\/16\/what-steps-government-help-mortgage-borrowers\" target=\"_blank\" rel=\"noopener\">What steps could government take to help mortgage borrowers?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; As interest rates rise, cash-strapped households need speedy solutions to meet monthly paymentsAs rising interest&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-137396","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-zK4","jetpack-related-posts":[{"id":88809,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-interest-rate-setter-doubts-mortgage-borrowers-psychology\/","url_meta":{"origin":137396,"position":0},"title":"UK interest rate setter doubts mortgage borrowers\u2019 \u2018psychology\u2019","date":"May 21, 2018","format":false,"excerpt":"\r Most households should cope with higher rates but others look vulnerable\r \r Source : ft.com\r Read more...UK interest rate setter doubts mortgage borrowers\u2019 \u2018psychology\u2019","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":147202,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-eager-are-banks-to-call-mortgage-loans-and-what-are-your-options-if-they-do\/","url_meta":{"origin":137396,"position":1},"title":"How eager are banks to \u2018call\u2019 mortgage loans and what are your options if they do?","date":"September 27, 2024","format":false,"excerpt":"\r What to know about when and why a bank might call your loan, and why falling interest rates create more options for strapped borrowers.\r \r Source : South China Morning Post\r Read more...How eager are banks to \u2018call\u2019 mortgage loans and what are your options if they do?","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":89937,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-rates-drop-but-borrowers-are-not-impressed\/","url_meta":{"origin":137396,"position":2},"title":"Mortgage rates drop, but borrowers are not impressed","date":"May 30, 2018","format":false,"excerpt":"\r A drop in mortgage interest rates did nothing to spur borrowers to action. Applications for to both refinance and to purchase a home fell for the week.\r \r Source : cnbc.com\r Read more...Mortgage rates drop, but borrowers are not impressed","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":131236,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/australian-borrowers-in-good-shape-to-weather-higher-interest-rates-anzs-shayne-elliott-says\/","url_meta":{"origin":137396,"position":3},"title":"Australian borrowers in good shape to weather higher interest rates, ANZ&#039;s Shayne Elliott says","date":"October 28, 2022","format":false,"excerpt":"\r The Reserve Bank of Australia has hiked the official cash rate six times in a row this year to 2.6%, forcing up mortgage rates from lows of around 2% to about 5% to 6%.\r \r Source : cnbc.com\r Read more...Australian borrowers in good shape to weather higher interest rates,\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":48164,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-applications-rise-3-1-as-borrowers-rush-to-lock-in-rates\/","url_meta":{"origin":137396,"position":4},"title":"Mortgage applications rise 3.1% as borrowers rush to lock in rates","date":"March 15, 2017","format":false,"excerpt":"\r Mortgage interest rates moved to the highest level since 2014.\r \r Source : cnbc.com\r Read more...Mortgage applications rise 3.1% as borrowers rush to lock in rates","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137920,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/interest-only-mortgages-a-godsend-for-uk-borrowers-if-you-can-get-one\/","url_meta":{"origin":137396,"position":5},"title":"Interest-only mortgages: a godsend for UK borrowers (if you can get one)","date":"June 24, 2023","format":false,"excerpt":"\r Such deals can halve your monthly payments but lenders are picky and there are drawbacksIf you are one of those households staring down the prospect of unaffordable monthly mortgage repayments, one option is to go interest-only.Massive before the 2008 financial crisis, interest-only mortgages in which the borrower only repays\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/137396"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=137396"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/137396\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=137396"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=137396"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=137396"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}