{"id":137161,"date":"2023-05-29T15:00:12","date_gmt":"2023-05-29T08:00:12","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/is-it-worth-playing-the-waiting-game-in-the-hope-of-a-better-mortgage-deal\/"},"modified":"2023-05-29T15:09:23","modified_gmt":"2023-05-29T08:09:23","slug":"is-it-worth-playing-the-waiting-game-in-the-hope-of-a-better-mortgage-deal","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/is-it-worth-playing-the-waiting-game-in-the-hope-of-a-better-mortgage-deal\/","title":{"rendered":"Is it worth playing the waiting game in the hope of a better mortgage deal?"},"content":{"rendered":"


\nAs costs rose yet again last week, with a warning to expect 5%-plus fixed rates, we look at the options for homebuyersWould-be and existing homeowners, looking for some sense of certainty in the mortgage market, have been left bitterly disappointed.Last week\u2019s UK inflation figures, which showed a slower-than-expected decrease, have sparked expectations that the Bank of England will raise interest rates above 5% by the end of the year \u2013 meaning that those borrowing to buy, or renewing their mortgage, soon will face significant cost increases. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Is it worth playing the waiting game in the hope of a better mortgage deal?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

As costs rose yet again last week, with a warning to expect 5%-plus fixed rates,...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-137161","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-zGh","jetpack-related-posts":[{"id":163194,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/most-potential-homebuyers-expect-mortgage-rates-to-drop-thats-why-theyre-waiting\/","url_meta":{"origin":137161,"position":0},"title":"Most potential homebuyers expect mortgage rates to drop. That's why they're waiting","date":"October 23, 2025","format":false,"excerpt":"\r Most real estate agents surveyed by CNBC listed affordability as the No. 1 reason why buyers are delaying their purchases.\r \r Source : cnbc.com\r Read more...Most potential homebuyers expect mortgage rates to drop. That's why they're waiting","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":147018,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-rates-hit-lowest-level-since-february-2023\/","url_meta":{"origin":137161,"position":1},"title":"Mortgage rates hit lowest level since February 2023","date":"September 11, 2024","format":false,"excerpt":"\r Mortgage rates fell for the sixth straight week last week, but mortgage demand still seems to be waiting for something bigger.\r \r Source : cnbc.com\r Read more...Mortgage rates hit lowest level since February 2023","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":127052,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/soaring-interest-rates-hong-kongs-new-mortgage-borrowers-and-highly-leveraged-buyers-are-most-at-risk-in-the-property-market\/","url_meta":{"origin":137161,"position":2},"title":"Soaring interest rates: Hong Kong\u2019s new mortgage borrowers and highly leveraged buyers are most at risk in the property market","date":"June 17, 2022","format":false,"excerpt":"\r Topping off the higher rates is a bulging pipeline of new flats \u2013 estimated at 12,646 in 2022 by JLL \u2013 waiting to find buyers.\r \r Source : South China Morning Post\r Read more...Soaring interest rates: Hong Kong\u2019s new mortgage borrowers and highly leveraged buyers are most at risk\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":138674,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-i-overpay-my-mortgage-monthly-or-with-a-lump-sum-at-the-end-of-each-year\/","url_meta":{"origin":137161,"position":3},"title":"Should I overpay my mortgage monthly or with a lump sum at the end of each year?","date":"August 7, 2023","format":false,"excerpt":"\r I have a five-year fixed-rate deal, just missed the rising interest rates and want to plan for an uncertain futureQ I took a five-year fixed-rate mortgage last summer and was lucky enough to just miss the rising interest rates. I\u2019m looking ahead, as things could still be tricky in\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":130422,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-house-buyers-left-powerless-as-mortgage-deals-hang-in-balance\/","url_meta":{"origin":137161,"position":4},"title":"UK house buyers \u2018left powerless\u2019 as mortgage deals hang in balance","date":"October 2, 2022","format":false,"excerpt":"\r Chancellor\u2019s mini-budget sees home loans withdrawn and purchasers left in limboHomeowners and potential buyers have been left feeling \u201ctotally powerless\u201d this weekend as thousands wait to find out whether their mortgage deals will now cost them hundreds of pounds extra a month while brokers report people already pulling out\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":133623,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-i-let-my-fixed-rate-mortgage-term-end-without-negotiating-a-new-deal\/","url_meta":{"origin":137161,"position":5},"title":"Should I let my fixed-rate mortgage term end without negotiating a new deal?","date":"January 9, 2023","format":false,"excerpt":"\r The balance would be \u00a383,000 and my husband and I have about \u00a363,000 in accessible savingsQ My three-year fixed-rate mortgage ends at the beginning of April 2023. At that point my mortgage balance will be \u00a383,000. My husband and I have approximately \u00a363,000 in accessible savings, so I\u2019m wondering\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/137161"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=137161"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/137161\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=137161"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=137161"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=137161"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}