{"id":137088,"date":"2023-05-22T13:00:48","date_gmt":"2023-05-22T06:00:48","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/a-broker-told-me-i-dont-earn-enough-for-a-london-mortgage-is-that-true\/"},"modified":"2023-05-22T13:11:31","modified_gmt":"2023-05-22T06:11:31","slug":"a-broker-told-me-i-dont-earn-enough-for-a-london-mortgage-is-that-true","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/a-broker-told-me-i-dont-earn-enough-for-a-london-mortgage-is-that-true\/","title":{"rendered":"A broker told me I don\u2019t earn enough for a London mortgage. Is that true?"},"content":{"rendered":"


\nI have lived at the family home all my life, I earn \u00a326,000 a year and have about \u00a360,000 for a depositQ I\u2019m almost 26 and have lived at home my whole life, just outside the M25. I am a tailor, I didn\u2019t go to university \u2013 so have no student debt \u2013 and I have worked since I was 13 in various jobs.Both my sisters have moved out to study or live with partners, so I am feeling more and more like I need to leave and live my life on my own terms, and all the other things that being in your own space allows. Tailors don\u2019t earn a lot of money, I\u2019m on \u00a326,000 now, which I hope to negotiate this year up to \u00a328,000 to \u00a330,000. I don\u2019t live lavishly and living at home has allowed me to save a deposit of about \u00a360,000. Continue reading…
\n
\nSource : theguardian.com
\nRead more…A broker told me I don\u2019t earn enough for a London mortgage. Is that true?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

I have lived at the family home all my life, I earn \u00a326,000 a year...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-137088","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-zF6","jetpack-related-posts":[{"id":120954,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/new-hong-kong-mortgage-broker-aahorses-to-give-clients-bigger-cut-of-commission-in-hunt-for-market-share\/","url_meta":{"origin":137088,"position":0},"title":"New Hong Kong mortgage broker AAHorses to give clients bigger cut of commission in hunt for market share","date":"July 20, 2021","format":false,"excerpt":"\r AAHorses Mortgage Brokerage Services, which started operations a week ago, will give away about 80 per cent of the commission it earns from banks to successful mortgage applicants as it competes for market share.The current practice is giving successful clients 30 per cent to 40 per cent of the\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":65928,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-your-pension-pot-can-help-claw-back-lost-child-benefit\/","url_meta":{"origin":137088,"position":1},"title":"How your pension pot can help claw back lost child benefit","date":"September 9, 2017","format":false,"excerpt":"\r Earn between \u00a350,000 and \u00a360,000? By making a simple tax change you can legally save up to \u00a31,789 a yearThousands of families are failing to take advantage of a little-known quirk in the tax rules which means that paying more into your pension gives you more child benefit.Steve Webb,\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":87173,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/pensions-is-it-right-to-charge-45-55-tax-on-incomes-above-26000-patrick-collinson\/","url_meta":{"origin":137088,"position":2},"title":"Pensions: is it right to charge 45-55% tax on incomes above \u00a326,000? | Patrick Collinson","date":"May 5, 2018","format":false,"excerpt":"\r High earners get 40% relief, lower earners 20%, so the poor get much less tax relief than the well-offThis is going to be a difficult column to write. I\u2019m about to make a plea for tax changes on behalf of people with \u00a31m-plus pensions. Why? Because our tax system\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":90256,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/i-earn-16000-but-id-still-live-modestly-even-if-i-was-paid-big-sums\/","url_meta":{"origin":137088,"position":3},"title":"\u2018I earn \u00a316,000, but I\u2019d still live modestly even if I was paid big sums\u2019","date":"June 2, 2018","format":false,"excerpt":"\r Trainee council worker Mairi-Frances McKay on how she manages to have a good life despite debt and a low incomeWhen I graduated from university last year I got an 18-month trainee post with Leicester council children\u2019s services. It pays \u00a316,000 a year which is a fraction of the average\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":115484,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/former-property-agent-sentenced-to-jail-for-swindling-client-of-more-than-26000\/","url_meta":{"origin":137088,"position":4},"title":"Former property agent sentenced to jail for swindling client of more than $26,000","date":"April 8, 2020","format":false,"excerpt":"\r Kamsaton Rohani was sentenced to suffer 11 months of jail time after pleading guilty to cheating one of her clients. Former property agent Kamsaton Rohani was sentenced to suffer 11 months of jail time after pleading guilty to cheating one of her clients, making the latter pay for more\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":7582,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/farm-plus-wedding-venue-a-great-proposal\/","url_meta":{"origin":137088,"position":5},"title":"Farm-plus-wedding venue a great proposal","date":"March 12, 2016","format":false,"excerpt":"\r In the past two years 26,000 visitors . . . learned about the agriculture industry, saw livestock and heard about running a farm.An award-winning restaurant and function venue specialising in boutique weddings and farm visits is...\r \r Source : nzherald.co.nz\/Property\r Read more...Farm-plus-wedding venue a great proposal","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/137088"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=137088"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/137088\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=137088"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=137088"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=137088"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}