{"id":136690,"date":"2023-05-15T13:00:16","date_gmt":"2023-05-15T06:00:16","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/would-not-having-a-permanent-uk-address-affect-my-a-mortgage-application\/"},"modified":"2023-05-15T13:09:11","modified_gmt":"2023-05-15T06:09:11","slug":"would-not-having-a-permanent-uk-address-affect-my-a-mortgage-application","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/would-not-having-a-permanent-uk-address-affect-my-a-mortgage-application\/","title":{"rendered":"Would not having a permanent UK address affect my a mortgage application?"},"content":{"rendered":"<p>&#013;<br \/>\nI\u2019m renting now but want to spend a year as a digital nomad before trying to buy a houseQ I\u2019m a would-be first-time buyer looking to buy by myself, which I expect to be ready to do in about a year\u2019s time. I\u2019m currently renting in the UK but \u2013 as I work remotely \u2013 I am considering putting my things into storage and spending about a year as a digital nomad in a few different, less expensive countries. Hopefully, this would save me some money on what I\u2019m currently paying in rent and bills. I would plan to be in Europe, so I\u2019d be able to come back to the UK without too much difficulty for house-hunting purposes.What\u2019s holding me back is the question of how this would affect a mortgage application. Would it count against me if I didn\u2019t have a permanent UK address at the time of application? I could give my parents\u2019 address, but it obviously wouldn\u2019t be where I was actually residing. Can you think of any other factors that might make it harder for me to buy a house if I took this option? Buying the house is my priority, so I would only go ahead with the digital nomad plan if it wasn\u2019t going to jeopardise my chances. Any advice you can give would be very much appreciated.JS Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2023\/may\/15\/would-not-having-a-permanent-uk-address-affect-my-a-mortgage-application\" target=\"_blank\" rel=\"noopener\">Would not having a permanent UK address affect my a mortgage application?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; I\u2019m renting now but want to spend a year as a digital nomad before trying&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-136690","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-zyG","jetpack-related-posts":[{"id":76302,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/do-you-need-uk-citizenship-to-get-a-mortgage\/","url_meta":{"origin":136690,"position":0},"title":"Do you need UK citizenship to get a mortgage?","date":"January 26, 2005","format":false,"excerpt":"\r Q I am a UK citizen and my wife is a Filipino citizen who is on a spouse visa which allows her to live and work in the UK. 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