{"id":135956,"date":"2023-04-17T13:00:32","date_gmt":"2023-04-17T06:00:32","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-can-we-release-equity-from-our-home-as-we-start-retirement-plans\/"},"modified":"2023-04-17T13:12:31","modified_gmt":"2023-04-17T06:12:31","slug":"how-can-we-release-equity-from-our-home-as-we-start-retirement-plans","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-can-we-release-equity-from-our-home-as-we-start-retirement-plans\/","title":{"rendered":"How can we release equity from our home as we start retirement plans?"},"content":{"rendered":"<p>&#013;<br \/>\nThe property is worth \u00a3330,000 and we have no dependants \u2013 we know a lifetime mortgage is one optionQ My partner and I are starting to plan for retirement and we are not sure what options we might have for our home when it comes to the time. The property is currently worth \u00a3330,000 and, all being well, will be owned outright by the time we retire.We have no dependants and won\u2019t have anyone to pass any inheritance on to, and so we would like to release as much cash from our home to use ourselves in retirement while remaining in the property. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2023\/apr\/17\/how-can-we-release-equity-from-our-home-as-we-start-retirement-plans\" target=\"_blank\" rel=\"noopener\">How can we release equity from our home as we start retirement plans?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; The property is worth \u00a3330,000 and we have no dependants \u2013 we know a lifetime&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-135956","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-zmQ","jetpack-related-posts":[{"id":105757,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/dramatic-rise-in-equity-release-by-over-55s-to-fund-retirement\/","url_meta":{"origin":135956,"position":0},"title":"Dramatic rise in equity release by over-55s to fund retirement","date":"April 4, 2019","format":false,"excerpt":"\r Homeowners turn to properties to raise finance\r \r Source : ft.com\r Read more...Dramatic rise in equity release by over-55s to fund retirement","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":12698,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/more-people-using-equity-release-to-repay-interest-only-mortgages\/","url_meta":{"origin":135956,"position":1},"title":"More people using equity release to repay interest-only mortgages","date":"May 11, 2016","format":false,"excerpt":"\r Maturing interest-only mortgages are triggering a surge in the sales of equity release plans, figures revealGrowing numbers of people with maturing interest-only mortgages are raiding the equity in their homes to pay off the debt, figures reveal.One of the leading firms specialising in retirement planning said it had seen\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11064,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/is-equity-release-a-sensible-way-to-provide-for-your-old-age\/","url_meta":{"origin":135956,"position":2},"title":"Is equity release a sensible way to provide for your old age?","date":"August 1, 2015","format":false,"excerpt":"\r Taking out a \u2018lifetime mortgage\u2019 on your home might seem like a good idea, but there is a downsideUsing your home as a cash machine to help fund your retirement is becoming an increasingly mainstream option. It emerged this week that schemes which allow older people to unlock some\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":21833,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bereavement-grants-in-france\/","url_meta":{"origin":135956,"position":3},"title":"Bereavement Grants in France","date":"August 3, 2016","format":false,"excerpt":"\r The social security system in France provides for a capital sum to be paid to the dependants of a deceased business owner or employee in France.\r \r Source : french-property.com\r Read more...Bereavement Grants in France","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":131414,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/is-equity-release-an-option-when-my-mortgage-fix-ends-or-am-i-too-young\/","url_meta":{"origin":135956,"position":4},"title":"Is equity release an option when my mortgage fix ends or am I too young?","date":"November 7, 2022","format":false,"excerpt":"\r I am 60 next year and the outstanding mortgage on the \u00a3300,000 property is \u00a3150,000Q Should I explore equity release when my two-year fixed-rate deal (on my 15-year repayment mortgage) comes to an end? I am 60 next year and intend to work until I am 67. I have\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":131565,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgages-could-equity-release-help-with-rising-costs\/","url_meta":{"origin":135956,"position":5},"title":"UK mortgages: could equity release help with rising costs?","date":"November 12, 2022","format":false,"excerpt":"\r Record numbers of older people are freeing up money from their homes \u2013 but doing so does have its drawbacksAn increasing number of older people are considering dipping into the value stored in their homes to help with the UK\u2019s cost of living crisis.Some want cash to upgrade their\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/135956"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=135956"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/135956\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=135956"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=135956"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=135956"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}