{"id":135656,"date":"2023-03-27T18:25:03","date_gmt":"2023-03-27T11:25:03","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-homebuyers-has-your-mortgage-application-been-turned-down-recently\/"},"modified":"2023-03-27T18:39:33","modified_gmt":"2023-03-27T11:39:33","slug":"uk-homebuyers-has-your-mortgage-application-been-turned-down-recently","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-homebuyers-has-your-mortgage-application-been-turned-down-recently\/","title":{"rendered":"UK homebuyers: has your mortgage application been turned down recently?"},"content":{"rendered":"


\nWe\u2019re keen to hear from prospective house buyers whose application for a UK residential mortgage has been rejected because of affordability checksWe\u2019d like to hear from people who have had their application for a UK residential mortgage refused recently because they did not pass a lender\u2019s affordability checks.If you tried to get a mortgage and were unsuccessful, we are interested to hear about your experience, your financial circumstances and what lenders based their final decision on. Continue reading…
\n
\nSource : theguardian.com
\nRead more…UK homebuyers: has your mortgage application been turned down recently?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

We\u2019re keen to hear from prospective house buyers whose application for a UK residential mortgage...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-135656","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-zi0","jetpack-related-posts":[{"id":171714,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-homebuyers-face-worst-mortgage-affordability-since-2008-data-shows\/","url_meta":{"origin":135656,"position":0},"title":"UK homebuyers face worst mortgage affordability since 2008, data shows","date":"May 5, 2026","format":false,"excerpt":"\r \u2018Least affordable\u2019 areas mainly in London commuter belt, UK Finance finds, with Iran war not yet reflected in dataBusiness live \u2013 latest updatesUK homebuyers are facing the worst mortgage affordability pressures for almost two decades, although the \u201cpain\u201d is not being felt equally across the country, according to industry\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":125786,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-could-struggle-with-mortgages-as-uk-banks-tighten-affordability-tests\/","url_meta":{"origin":135656,"position":1},"title":"Homebuyers could struggle with mortgages as UK banks tighten affordability tests","date":"April 11, 2022","format":false,"excerpt":"\r Brokers warn soaring bills, tax rises and big hike in cost of household basics have forced lenders to recalculate modelsHomebuyers wanting to take out a mortgage could soon struggle to get the size of loan they need, as banks begin taking into account the cost of living crisis when\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":136108,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/i-was-really-shocked-would-be-uk-homebuyers-describe-their-mortgage-battles\/","url_meta":{"origin":135656,"position":2},"title":"\u2018I was really shocked\u2019: would-be UK homebuyers describe their mortgage battles","date":"April 28, 2023","format":false,"excerpt":"\r Even high earners being hit by harsh bank affordability tests in wake of crisis caused by mini-budgetViolet*, an advertising manager from Oxfordshire in her mid-40s, had confidently enquired about mortgage options to buy a new property last August.\u201cWe had found a property we liked and had a meeting with\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":150586,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-looser-affordability-rules-may-widen-home-ownership-in-the-uk\/","url_meta":{"origin":135656,"position":3},"title":"How looser affordability rules may widen home ownership in the UK","date":"April 5, 2025","format":false,"excerpt":"\r Mortgage lenders encouraged by regulator to loosen affordability tests so would-be homebuyers can borrow moreUK mortgages: warning over big fees as homebuying season arrivesDuring the coming weeks and months, many more people may be able to buy a property they would previously assumed was out of their price range.One\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":138364,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-mortgage-market-isnt-sending-the-signal-homebuyers-need-on-affordability\/","url_meta":{"origin":135656,"position":4},"title":"The mortgage market isn't sending the signal homebuyers need on affordability","date":"July 17, 2023","format":false,"excerpt":"\r Mortgage rates should move down sharply from 7% as inflation falls, the Fed nears the end of its hikes, and recession fears wane. So why isn't that happening?\r \r Source : cnbc.com\r Read more...The mortgage market isn't sending the signal homebuyers need on affordability","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":123446,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-offered-40-year-fixed-rate-mortgage-by-uk-lender\/","url_meta":{"origin":135656,"position":5},"title":"Homebuyers offered 40-year fixed-rate mortgage by UK lender","date":"November 27, 2021","format":false,"excerpt":"\r Launch by Kensington Mortgages comes amid expectations that era of ultra-low interest rates will endA mortgage offering fixed monthly payments for 40 years was launched this week \u2013 and it could mean that some homebuyers will be able to borrow more money than with a standard deal. The Flexi\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/135656"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=135656"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/135656\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=135656"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=135656"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=135656"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}