{"id":135183,"date":"2023-03-13T14:00:13","date_gmt":"2023-03-13T07:00:13","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/if-we-sell-our-property-abroad-and-move-back-to-britain-should-we-rent-or-buy\/"},"modified":"2023-03-13T14:31:51","modified_gmt":"2023-03-13T07:31:51","slug":"if-we-sell-our-property-abroad-and-move-back-to-britain-should-we-rent-or-buy","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/if-we-sell-our-property-abroad-and-move-back-to-britain-should-we-rent-or-buy\/","title":{"rendered":"If we sell our property abroad and move back to Britain, should we rent or buy?"},"content":{"rendered":"<p>&#013;<br \/>\nWe wonder whether a mortgage should wait while we build up UK bank accounts and credit scoresQ Myself and my wife are looking into moving from the EU back to the UK. We currently own a property over here that we are looking to sell and are wondering whether we should rent for a few months when we get back or look to buy straight away? I know that lenders have made a huge cut in the mortgages they are offering, so our thought process is that renting for a few months while we work on building up our credit scores and having income flow into our UK bank accounts could be a more viable option.WCA I think that you and your wife should rent somewhere to live until you have sold your current property in Europe. You are right in thinking that it would be a good idea to build up your credit records \u2013 which includes registering to vote \u2013 and having proof of a regular UK income before you apply for a mortgage. But it\u2019s also unlikely \u2013 but not impossible \u2013 that you would be considered for a mortgage if you are both starting new jobs. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2023\/mar\/13\/if-we-sell-our-property-abroad-and-move-back-to-britain-should-we-rent-or-buy\" target=\"_blank\" rel=\"noopener\">If we sell our property abroad and move back to Britain, should we rent or buy?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; We wonder whether a mortgage should wait while we build up UK bank accounts and&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-135183","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-zan","jetpack-related-posts":[{"id":35202,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/build-to-rent-bucks-trend-in-the-uk\/","url_meta":{"origin":135183,"position":0},"title":"Build to rent bucks trend in the UK","date":"November 20, 2016","format":false,"excerpt":"\r The only major European cities to have poorer prospects than London as property investments for the year ahead are Istanbul, Athens and Moscow.That was the shock finding of PricewaterhouseCoopers' Emerging Trends in Europe real estate report, published this month, some four months after the UK's decision to quit the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":107514,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/build-to-rent-boom-in-the-uk-is-costly-for-generation-rent\/","url_meta":{"origin":135183,"position":1},"title":"Build-to-rent boom in the UK is costly for generation rent","date":"May 27, 2019","format":false,"excerpt":"\r Scheme is favoured by Westminster but may not be the best way to ensure generational fairness\r \r Source : ft.com\r Read more...Build-to-rent boom in the UK is costly for generation rent","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":85172,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/construction-boom-in-uk-build-to-rent-properties\/","url_meta":{"origin":135183,"position":2},"title":"Construction boom in UK build-to-rent properties","date":"April 13, 2018","format":false,"excerpt":"\r London leads the way, but other cities are following suit\r \r Source : ft.com\r Read more...Construction boom in UK build-to-rent properties","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":28411,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-faces-shortfall-of-1-8m-rental-homes-warns-housing-body\/","url_meta":{"origin":135183,"position":3},"title":"UK faces shortfall of 1.8m rental homes, warns housing body","date":"October 4, 2016","format":false,"excerpt":"\r The Royal Institution of Chartered Surveyors is urging government to reverse stamp duty changes on second homes and incentivise build-to-rent schemeThe UK is facing a shortfall of 1.8m rental properties unless the government acts fast to slow a sharp drop in the number of available homes, according to a\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":124110,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/investors-plough-record-sums-into-uk-build-to-rent-properties\/","url_meta":{"origin":135183,"position":4},"title":"Investors plough record sums into UK build-to-rent properties","date":"January 6, 2022","format":false,"excerpt":"\r Corporate landlords sense opportunity from Britain\u2019s housing shortage\r \r Source : ft.com\r Read more...Investors plough record sums into UK build-to-rent properties","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":2841,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/legal-general-to-build-and-rent-out-3000-new-uk-homes\/","url_meta":{"origin":135183,"position":5},"title":"Legal &amp; General to build and rent out 3,000 new UK homes","date":"January 27, 2016","format":false,"excerpt":"\r Insurance and pensions firm will be landlord of thousands of flats, starting in Bristol, Salford and London, in partnership with Dutch PGGMBritish insurer Legal & General has teamed up with a Dutch pension fund manager to construct 3,000 flats in the UK under a \u00a3600m \u201cbuild-to-rent\u201d plan.L&G and PGGM\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/135183"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=135183"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/135183\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=135183"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=135183"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=135183"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}