{"id":134949,"date":"2023-02-25T20:30:01","date_gmt":"2023-02-25T13:30:01","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-mortgage-rate-you-get-depends-partly-on-your-credit-score-heres-what-to-expect\/"},"modified":"2023-02-25T20:41:34","modified_gmt":"2023-02-25T13:41:34","slug":"the-mortgage-rate-you-get-depends-partly-on-your-credit-score-heres-what-to-expect","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-mortgage-rate-you-get-depends-partly-on-your-credit-score-heres-what-to-expect\/","title":{"rendered":"The mortgage rate you get depends partly on your credit score. Here&#039;s what to expect"},"content":{"rendered":"<p>&#013;<br \/>\nThe difference that a good credit score makes in terms of monthly mortgage payments \u2014 and total interest paid while you hold the mortgage \u2014 can be significant.&#013;<br \/>\n&#013;<br \/>\nSource : cnbc.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.cnbc.com\/2023\/02\/25\/mortgage-rate-you-get-depends-partly-on-credit-score-what-to-expect.html\" target=\"_blank\" rel=\"noopener\">The mortgage rate you get depends partly on your credit score. Here&#8217;s what to expect<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; The difference that a good credit score makes in terms of monthly mortgage payments \u2014&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-134949","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-z6B","jetpack-related-posts":[{"id":153787,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/need-a-home-mortgage-heres-how-climate-change-could-hit-your-credit-score\/","url_meta":{"origin":134949,"position":0},"title":"Need a home mortgage? Here&#039;s how climate change could hit your credit score","date":"May 20, 2025","format":false,"excerpt":"\r A new report finds a direct link to foreclosures from climate change and suggests as lenders factor that risk into underwriting, it could alter credit scores.\r \r Source : cnbc.com\r Read more...Need a home mortgage? Here's how climate change could hit your credit score","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":161181,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fed-rate-cut-heres-what-it-means-for-your-mortgage-rate-credit-cards-savings-accounts-and-more\/","url_meta":{"origin":134949,"position":1},"title":"Fed rate cut: Here\u2019s what it means for your mortgage rate, credit cards, savings accounts and more","date":"September 18, 2025","format":false,"excerpt":"\r The Federal Reserve cut its benchmark by a quarter point. Here\u2019s what that means for the borrowing and savings rates you pay.\r \r Source : cnbc.com\r Read more...Fed rate cut: Here\u2019s what it means for your mortgage rate, credit cards, savings accounts and more","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":167060,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-decembers-fed-rate-cut-means-for-your-mortgage-credit-card-auto-loan-student-debt-and-savings\/","url_meta":{"origin":134949,"position":2},"title":"What December&#039;s Fed rate cut means for your mortgage, credit card, auto loan, student debt and savings","date":"December 11, 2025","format":false,"excerpt":"\r From\u00a0credit cards and car loans to mortgage rates, student loans and savings accounts, here's a look at the ways a Fed rate cut could affect your finances.\r \r Source : cnbc.com\r Read more...What December's Fed rate cut means for your mortgage, credit card, auto loan, student debt and savings","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":26145,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/is-overpaying-a-mortgage-preferable-to-saving\/","url_meta":{"origin":134949,"position":3},"title":"Is overpaying a mortgage preferable to saving?","date":"May 29, 2013","format":false,"excerpt":"\r We could overpay our mortgages by \u00a3500 a month, but we wonder whether saving the money might be preferableQ My wife and I have two mortgages with our lender and we reckon we can afford to overpay them by up to \u00a3500 a month. The larger mortgage is on\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":163537,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-this-fed-rate-cut-means-for-your-credit-card-mortgage-auto-loan-student-debt-and-savings-account\/","url_meta":{"origin":134949,"position":4},"title":"What this Fed rate cut means for your credit card, mortgage, auto loan, student debt and savings account","date":"October 30, 2025","format":false,"excerpt":"\r Here\u2019s a look at all of the ways the Fed decision could affect your finances.\r \r Source : cnbc.com\r Read more...What this Fed rate cut means for your credit card, mortgage, auto loan, student debt and savings account","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":148174,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-rates-may-be-stabilizing-after-the-election-heres-what-to-expect-into-early-2025\/","url_meta":{"origin":134949,"position":5},"title":"Mortgage rates may be stabilizing after the election. Here&#039;s what to expect into early 2025","date":"November 15, 2024","format":false,"excerpt":"\r The average 30-year fixed rate mortgage was 6.78% on Nov. 14, unchanged from a week ago.\r \r Source : cnbc.com\r Read more...Mortgage rates may be stabilizing after the election. Here's what to expect into early 2025","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/134949"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=134949"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/134949\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=134949"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=134949"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=134949"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}