{"id":13312,"date":"2016-05-17T13:00:35","date_gmt":"2016-05-17T06:00:35","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/no-smiling-here-as-bank-turns-a-deposit-into-a-nightmare\/"},"modified":"2016-05-17T13:03:41","modified_gmt":"2016-05-17T06:03:41","slug":"no-smiling-here-as-bank-turns-a-deposit-into-a-nightmare","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/no-smiling-here-as-bank-turns-a-deposit-into-a-nightmare\/","title":{"rendered":"No Smiling here as bank turns a deposit into a nightmare"},"content":{"rendered":"


\nSmile and NS&I are passing the problem between them and I am faced with a \u00a3150,000 overdraftI am having a terrifying problem with NS&I and Smile.co.uk. Last week, the proceeds from the sale of my flat were paid into my Smile current account. Not wishing to leave all the money in a bank, I made two deposits of \u00a399,000 (the maximum amount) by debit card into my NS&I direct saver account, leaving my current account some \u00a340,000 in credit.But I am now unable to make any withdrawals or payments from my current account. Smile says that NS&I requested four, not two, payments of \u00a399,000, leaving me about \u00a3150,000 in the red. NS&I insists it did not do this. Smile refuses to speak to NS&I on data protection grounds and insists that NS&I should get in contact to withdraw its request for the extra \u00a3198,000. NS&I can\u2019t or won\u2019t do this because it says it never made these requests. Continue reading…
\n
\nSource : theguardian.com
\nRead more…No Smiling here as bank turns a deposit into a nightmare<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Smile and NS&I are passing the problem between them and I am faced with a...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-13312","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-3sI","jetpack-related-posts":[{"id":9372,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/nsi-cuts-interest-rates-for-millions-of-savers\/","url_meta":{"origin":13312,"position":0},"title":"NS&I cuts interest rates for millions of savers","date":"March 29, 2016","format":false,"excerpt":"\r Investment, direct Isa, direct saver and income bond accounts will all be affected by National Savings & Investments\u2019 decision to reduce rates Millions of savers were dealt a blow after National Savings & Investments cut the interest rates on many of its accounts. NS&I has also slashed the number\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11406,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/are-nsis-security-measures-open-to-question\/","url_meta":{"origin":13312,"position":1},"title":"Are NS&I\u2019s security measures open to question?","date":"April 26, 2016","format":false,"excerpt":"\r It seemed impossible to get any prize money paid directly into my bank accountMight I suggest you take a look into the labyrinthine bureaucracy of National Savings & Investments and its security procedures. My experience arose from a request to pay any premium bond prizes directly into my bank\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":74144,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/rates-on-the-up-as-nsi-relaunches-growth-bonds\/","url_meta":{"origin":13312,"position":2},"title":"Rates on the up, as NS&I relaunches growth bonds","date":"December 9, 2017","format":false,"excerpt":"\r Three-year deal offers 2.15% for an investment of \u00a3500 to \u00a31mThere was some rare good news for savers this week after National Savings & Investments reintroduced its popular one- and three-year Guaranteed Growth\/Income Bonds last offered back in 2009.NS&I, the government\u2019s savings arm,\u00a0says its one-year Guaranteed Growth Bond will\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":75886,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/its-time-to-act-as-nsis-pensioner-bonds-mature\/","url_meta":{"origin":13312,"position":3},"title":"It\u2019s time to act as NS&I\u2019s \u2018pensioner bonds\u2019 mature","date":"January 6, 2018","format":false,"excerpt":"\r The investment grew at a whopping 4%, but if you don\u2019t cash in your bonds they will automatically be reinvestedSavers who back in 2015 had the good sense to invest in National Savings & Investments\u2019 three-year 65+ Guaranteed Growth Bond have a decision to make. The bonds are about\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":36136,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/nsi-bond-raises-hopes-of-greater-savings-competition\/","url_meta":{"origin":13312,"position":4},"title":"NS&I bond raises hopes of greater savings competition","date":"November 27, 2016","format":false,"excerpt":"\r Savings expert says modest rate may encourage interest from other providersA market-leading savings bond announced in the autumn statement will hopefully encourage other providers to unveil better-paying deals, and could mean the government thinks interest rates may rise next year, according to one industry expert.During his speech on Wednesday\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":106736,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/public-urged-to-share-ideas-on-the-float-marina-bays-redevelopment\/","url_meta":{"origin":13312,"position":5},"title":"Public urged to share ideas on The Float @ Marina Bay\u2019s redevelopment","date":"May 1, 2019","format":false,"excerpt":"\r Plans were announced back in 2007 to redevelop The Float @ Marina Bay into a permanent structure and renamed NS Square. (Photo: MINDEF) The Ministry of Defence (MINDEF) and the Ministry of National Development (MND) have called on members of the public to share their ideas and suggestions for\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/13312"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=13312"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/13312\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=13312"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=13312"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=13312"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}