{"id":132504,"date":"2022-12-07T22:45:17","date_gmt":"2022-12-07T15:45:17","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/risky-behaviors-are-causing-credit-scores-to-level-off-heres-how-that-can-hurt-you\/"},"modified":"2022-12-07T23:10:40","modified_gmt":"2022-12-07T16:10:40","slug":"risky-behaviors-are-causing-credit-scores-to-level-off-heres-how-that-can-hurt-you","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/risky-behaviors-are-causing-credit-scores-to-level-off-heres-how-that-can-hurt-you\/","title":{"rendered":"&#039;Risky behaviors&#039; are causing credit scores to level off \u2014 here&#039;s how that can hurt you"},"content":{"rendered":"<p>&#013;<br \/>\nYour three-digit credit score can determine the interest rate you\u2019ll pay for credit cards, car loans and mortgages. The higher your score, the lower the rate.&#013;<br \/>\n&#013;<br \/>\nSource : cnbc.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.cnbc.com\/2022\/12\/07\/why-your-credit-score-is-so-important-as-interest-rates-rise.html\" target=\"_blank\" rel=\"noopener\">&#8216;Risky behaviors&#8217; are causing credit scores to level off \u2014 here&#8217;s how that can hurt you<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Your three-digit credit score can determine the interest rate you\u2019ll pay for credit cards, car&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-132504","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-yta","jetpack-related-posts":[{"id":11032,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/young-homebuyers-cringe-on-credit-scores\/","url_meta":{"origin":132504,"position":0},"title":"Young homebuyers cringe on credit scores","date":"April 20, 2016","format":false,"excerpt":"\r About a third of future homebuyers say their credit score might hurt their ability to buy a home, according to a new survey by Experian.\r \r Source : cnbc.com\r Read more...Young homebuyers cringe on credit scores","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":153787,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/need-a-home-mortgage-heres-how-climate-change-could-hit-your-credit-score\/","url_meta":{"origin":132504,"position":1},"title":"Need a home mortgage? Here&#039;s how climate change could hit your credit score","date":"May 20, 2025","format":false,"excerpt":"\r A new report finds a direct link to foreclosures from climate change and suggests as lenders factor that risk into underwriting, it could alter credit scores.\r \r Source : cnbc.com\r Read more...Need a home mortgage? Here's how climate change could hit your credit score","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":35050,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/credit-score-catch-22-pushes-millennials-towards-payday-loans\/","url_meta":{"origin":132504,"position":2},"title":"Credit score &#039;catch-22 pushes millennials towards payday loans&#039;","date":"November 20, 2016","format":false,"excerpt":"\r Study finds lack of track record rules out cheap credit and drives them to high-cost loans, which in turn lowers scores furtherMillennials are missing out on the boom in cheap credit and using expensive payday loans, because poor credit scores lock them out of the best deals.Borrowers born between\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":134949,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-mortgage-rate-you-get-depends-partly-on-your-credit-score-heres-what-to-expect\/","url_meta":{"origin":132504,"position":3},"title":"The mortgage rate you get depends partly on your credit score. Here&#039;s what to expect","date":"February 25, 2023","format":false,"excerpt":"\r The difference that a good credit score makes in terms of monthly mortgage payments \u2014 and total interest paid while you hold the mortgage \u2014 can be significant.\r \r Source : cnbc.com\r Read more...The mortgage rate you get depends partly on your credit score. Here's what to expect","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":50876,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/risky-lending-will-endanger-banks-if-credit-bubble-bursts-bank-of-england-warns\/","url_meta":{"origin":132504,"position":4},"title":"Risky lending will endanger banks if credit bubble bursts, Bank of England warns","date":"April 4, 2017","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Risky lending will endanger banks if credit bubble bursts, Bank of England warns","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":161181,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fed-rate-cut-heres-what-it-means-for-your-mortgage-rate-credit-cards-savings-accounts-and-more\/","url_meta":{"origin":132504,"position":5},"title":"Fed rate cut: Here\u2019s what it means for your mortgage rate, credit cards, savings accounts and more","date":"September 18, 2025","format":false,"excerpt":"\r The Federal Reserve cut its benchmark by a quarter point. Here\u2019s what that means for the borrowing and savings rates you pay.\r \r Source : cnbc.com\r Read more...Fed rate cut: Here\u2019s what it means for your mortgage rate, credit cards, savings accounts and more","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/132504"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=132504"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/132504\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=132504"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=132504"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=132504"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}