{"id":130694,"date":"2022-10-11T22:38:01","date_gmt":"2022-10-11T15:38:01","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/its-bad-enough-mortgage-rates-are-over-7-now-its-harder-to-qualify-for-a-home-loan\/"},"modified":"2022-10-11T22:51:33","modified_gmt":"2022-10-11T15:51:33","slug":"its-bad-enough-mortgage-rates-are-over-7-now-its-harder-to-qualify-for-a-home-loan","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/its-bad-enough-mortgage-rates-are-over-7-now-its-harder-to-qualify-for-a-home-loan\/","title":{"rendered":"It&#039;s bad enough mortgage rates are over 7% \u2013 now it&#039;s harder to qualify for a home loan"},"content":{"rendered":"<p>&#013;<br \/>\nMortgage rates are soaring, and credit availability is the lowest it&#8217;s been in over nine years.&#013;<br \/>\n&#013;<br \/>\nSource : cnbc.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.cnbc.com\/2022\/10\/11\/mortgage-rate-is-over-7percent-harder-to-qualify-for-loan.html\" target=\"_blank\" rel=\"noopener\">It&#8217;s bad enough mortgage rates are over 7% \u2013 now it&#8217;s harder to qualify for a home loan<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Mortgage rates are soaring, and credit availability is the lowest it&#8217;s been in over nine&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-130694","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-xZY","jetpack-related-posts":[{"id":107992,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-majority-of-consumers-are-wildly-wrong-about-what-it-takes-to-get-a-mortgage\/","url_meta":{"origin":130694,"position":0},"title":"The majority of consumers are wildly wrong about what it takes to get a mortgage","date":"June 11, 2019","format":false,"excerpt":"\r The majority of consumers think it is much harder to qualify for a home loan than it actually is, according to a recent Fannie Mae survey of more than 3,000 people.\r \r Source : cnbc.com\r Read more...The majority of consumers are wildly wrong about what it takes to get\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":136487,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-demand-drops-as-bank-failures-hit-jumbo-loan-rates\/","url_meta":{"origin":130694,"position":1},"title":"Mortgage demand drops as bank failures hit jumbo loan rates","date":"May 3, 2023","format":false,"excerpt":"\r Mortgage demand dropped last week despite a slight easing in interest rates, while trouble in the banking sector makes jumbo loans more expensive.\r \r Source : cnbc.com\r Read more...Mortgage demand drops as bank failures hit jumbo loan rates","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":167749,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-rates-move-higher-after-the-fed-rate-cut-causing-loan-demand-to-drop\/","url_meta":{"origin":130694,"position":2},"title":"Mortgage rates move higher after the Fed rate cut, causing loan demand to drop","date":"December 17, 2025","format":false,"excerpt":"\r Mortgage rates moved higher after the Fed cut interest rates last week. That caused demand to drop for both home buying and refinancing.\r \r Source : cnbc.com\r Read more...Mortgage rates move higher after the Fed rate cut, causing loan demand to drop","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":165305,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-rates-hit-highest-level-in-a-month-pushing-loan-demand-down-5\/","url_meta":{"origin":130694,"position":3},"title":"Mortgage rates hit highest level in a month, pushing loan demand down 5%","date":"November 19, 2025","format":false,"excerpt":"\r Mortgage rates rose to the highest level in a month last week, causing demand for home loans to drop. Demand, however, is still higher than a year ago.\r \r Source : cnbc.com\r Read more...Mortgage rates hit highest level in a month, pushing loan demand down 5%","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137265,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-banks-pull-hundreds-more-home-loan-deals-as-fixed-mortgage-rates-rise\/","url_meta":{"origin":130694,"position":4},"title":"UK banks pull hundreds more home loan deals as fixed mortgage rates rise","date":"June 6, 2023","format":false,"excerpt":"\r Mortgage market turmoil prompts record numbers of people to take out loans of more than 35 yearsHundreds more home loan deals have been pulled by banks and building societies since the end of last week while rates on new fixed mortgage deals are continuing to ratchet upwards, the latest\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":118254,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-wars-home-loan-rates-drop-even-lower-as-tsb-offers-2-49-per-cent-rate\/","url_meta":{"origin":130694,"position":5},"title":"Mortgage wars: Home loan rates drop even lower as TSB offers 2.49 per cent rate","date":"August 17, 2020","format":false,"excerpt":"\r Home loan rates have been slashed again - with TSB offering a one-year home loan rate of 2.49 per cent.The staggering low rate is believed to be a market record and puts it 0.6 per cent lower than all the other major banks.TSB's...\r \r Source : nzherald.co.nz\/Property\r Read more...Mortgage\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/130694"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=130694"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/130694\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=130694"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=130694"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=130694"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}