{"id":130661,"date":"2022-10-10T15:00:21","date_gmt":"2022-10-10T08:00:21","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/a-tiny-error-in-your-address-could-wreck-your-credit-rating\/"},"modified":"2022-10-10T15:18:57","modified_gmt":"2022-10-10T08:18:57","slug":"a-tiny-error-in-your-address-could-wreck-your-credit-rating","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/a-tiny-error-in-your-address-could-wreck-your-credit-rating\/","title":{"rendered":"A tiny error in your address could wreck your credit rating"},"content":{"rendered":"


\nIf the details recorded by Royal Mail do not match other databases you could soon find yourself being treated like a serial debtorGary Sleet* no longer officially exists as far as the financial sector is concerned. He\u2019s ineligible for a mortgage, a personal loan or a mobile phone contract, and he would be refused if he applied for a credit card.Sleet, who lives in Paisley, Renfrewshire, has committed no offence and has never missed a payment. His credit rating was wrecked, he says, because his local council changed his flat number on the electoral roll. This means his address does not match details on Royal Mail\u2019s postcode address finder (PAF), which is used by most companies to verify customers. Continue reading…
\n
\nSource : theguardian.com
\nRead more…A tiny error in your address could wreck your credit rating<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

If the details recorded by Royal Mail do not match other databases you could soon...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-130661","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-xZr","jetpack-related-posts":[{"id":73920,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/my-credit-rating-was-sullied-after-fraudster-took-out-a-payday-loan\/","url_meta":{"origin":130661,"position":0},"title":"My credit rating was sullied after fraudster took out a payday loan","date":"December 7, 2017","format":false,"excerpt":"\r My personal details were used to get a loan that was never repaid, and it will take me 45 days for my rating to return to normalSomebody took out a payday loan in my name with Lending Stream. 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Halifax said it was a temporary fault and I should wait a few days and\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":44057,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/equifax-mistake-with-my-credit-score-nearly-lost-me-a-mortgage\/","url_meta":{"origin":130661,"position":2},"title":"Equifax mistake with my credit score nearly lost me a mortgage","date":"February 14, 2017","format":false,"excerpt":"\r It had the wrong address and downgraded my otherwise \u201cexcellent\u201d rating to \u201cpoor\u201dI have been turned down for a remortgage on my property because of my credit score. This has come as a huge shock as I have never defaulted on a debt. I immediately checked with Experian and\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":121369,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/my-mortgage-is-under-threat-because-of-how-my-address-is-written\/","url_meta":{"origin":130661,"position":3},"title":"My mortgage is under threat because of how my address is written","date":"August 11, 2021","format":false,"excerpt":"\r Royal Mail and on the electoral roll list it differently, which affects my credit ratingI face being unable to secure a mortgage and losing the property I want to buy because of an anomaly with address formats in Edinburgh. The flat I rent appears in two ways: Royal Mail\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":59298,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/my-credit-score-is-at-risk-after-landlord-failed-to-register-correct-address\/","url_meta":{"origin":130661,"position":4},"title":"My credit score is at risk after landlord failed to register correct address","date":"June 29, 2017","format":false,"excerpt":"\r Credit card companies aren\u2019t able to match my identity with my council tax and billing address to confirm my creditworthinessMy credit score is a mess and I think it\u2019s my ambiguous address that is causing it. When a group of us rented our flat, we were told by the\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":153789,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-moodys-downgrade-of-u-s-credit-rating-means-for-your-money\/","url_meta":{"origin":130661,"position":5},"title":"What Moody\u2019s downgrade of U.S. credit rating means for your money","date":"May 20, 2025","format":false,"excerpt":"\r Moody's decision to downgrade the U.S. credit rating may have far-reaching consequences for your money, experts say.\r \r Source : cnbc.com\r Read more...What Moody\u2019s downgrade of U.S. credit rating means for your money","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/130661"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=130661"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/130661\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=130661"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=130661"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=130661"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}