{"id":12920,"date":"2016-05-13T04:30:00","date_gmt":"2016-05-12T21:30:00","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/brian-fallow-debt-monster-keeps-on-growing\/"},"modified":"2016-05-13T06:02:48","modified_gmt":"2016-05-12T23:02:48","slug":"brian-fallow-debt-monster-keeps-on-growing","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/brian-fallow-debt-monster-keeps-on-growing\/","title":{"rendered":"Brian Fallow: Debt monster keeps on growing"},"content":{"rendered":"


\nThe Reserve Bank was radiating signals this week that its next intervention in the housing market may well target debt-to-income ratios rather than the loan-to-value ratios it has focused on hitherto.Any move in that direction is…
\n
\nSource : nzherald.co.nz\/Property
\nRead more…Brian Fallow: Debt monster keeps on growing<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

The Reserve Bank was radiating signals this week that its next intervention in the housing...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-12920","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-3mo","jetpack-related-posts":[{"id":20464,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/brian-fallow-sinking-rates-swelling-bubble\/","url_meta":{"origin":12920,"position":0},"title":"Brian Fallow: Sinking rates, swelling bubble","date":"July 22, 2016","format":false,"excerpt":"\r If the Reserve Bank cuts the official cash rate on August 11, as the financial markets expect, it will do more harm than good.It will make it more attractive to borrow at a time when household debt is already at a record high relative...\r \r Source : nzherald.co.nz\/Property\r Read\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":29855,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/brian-fallow-how-much-mortgage-is-too-much\/","url_meta":{"origin":12920,"position":1},"title":"Brian Fallow: How much mortgage is too much?","date":"October 14, 2016","format":false,"excerpt":"\r New Zealand households increased their mortgage debt by a net $19 billion or 9.2 per cent in the year ended August.It was the fastest annual growth for more than eight years. And it almost certainly outstripped the combined effect...\r \r Source : nzherald.co.nz\/Property\r Read more...Brian Fallow: How much mortgage\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":29859,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/brian-fallow-how-much-mortgage-is-too-much-2\/","url_meta":{"origin":12920,"position":2},"title":"Brian Fallow: How much mortgage is too much?","date":"October 14, 2016","format":false,"excerpt":"\r New Zealand households increased their mortgage debt by a net $19 billion or 9.2 per cent in the year ended August.It was the fastest annual growth for more than eight years. And it almost certainly outstripped the combined effect...\r \r Source : nzherald.co.nz\/Property\r Read more...Brian Fallow: How much mortgage\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":58036,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/brian-fallow-mortgage-limits-nanny-state-or-just-good-sense\/","url_meta":{"origin":12920,"position":3},"title":"Brian Fallow: Mortgage limits – nanny state, or just good sense?","date":"June 16, 2017","format":false,"excerpt":"\r The Reserve Bank has a persuasive case for being given the power to impose debt-to-income (DTI) curbs on residential mortgage lending.It is certainly more compelling than the stock arguments raised against such a move: that it is...\r \r Source : nzherald.co.nz\/Property\r Read more...Brian Fallow: Mortgage limits - nanny state,\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":94273,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/brian-fallow-ratepayers-need-a-break\/","url_meta":{"origin":12920,"position":4},"title":"Brian Fallow: Ratepayers need a break","date":"July 20, 2018","format":false,"excerpt":"\r COMMENT: The rickety and antiquated finances of local government are to be properly reviewed and, with any luck, overhauled.The Productivity Commission inquiry the Government has initiated, which was part of the coalition agreement,...\r \r Source : nzherald.co.nz\/Property\r Read more...Brian Fallow: Ratepayers need a break","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":19754,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/brian-fallow-ignoring-the-landlord-in-the-room\/","url_meta":{"origin":12920,"position":5},"title":"Brian Fallow: Ignoring the landlord in the room","date":"July 15, 2016","format":false,"excerpt":"\r Landlords must be feeling pretty unloved these days.The Reserve Bank last week signalled that tighter restrictions on property investors' access to credit are on the way before the end of the year.The Labour Party's housing policy...\r \r Source : nzherald.co.nz\/Property\r Read more...Brian Fallow: Ignoring the landlord in the room","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/12920"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=12920"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/12920\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=12920"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=12920"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=12920"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}