{"id":128795,"date":"2022-08-23T23:02:53","date_gmt":"2022-08-23T16:02:53","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/share-your-experience-of-applying-for-a-mortgage-to-buy-a-uk-property-recently\/"},"modified":"2022-08-23T23:24:49","modified_gmt":"2022-08-23T16:24:49","slug":"share-your-experience-of-applying-for-a-mortgage-to-buy-a-uk-property-recently","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/share-your-experience-of-applying-for-a-mortgage-to-buy-a-uk-property-recently\/","title":{"rendered":"Share your experience of applying for a mortgage to buy a UK property recently"},"content":{"rendered":"


\nWe\u2019re interested to hear from people who have recently tried or are in the process of buying a home in the UK with a mortgage, and how they have found the processAs a key mortgage rate has hit over 4% for the first time since 2013 and the price of new mortgages is rising even faster than UK interest rates, many prospective house buyers may have to reconsider what kind of loan they can take out to buy a home.We\u2019d like to hear how people have recently found the process of purchasing a property in the UK. We\u2019re keen to hear how you\u2019ve found the mortgage application process, which mortgage rate you were offered, whether your offer was accepted and how the bank\u2019s evaluation of your chosen property went. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Share your experience of applying for a mortgage to buy a UK property recently<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

We\u2019re interested to hear from people who have recently tried or are in the process...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-128795","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-xvl","jetpack-related-posts":[{"id":138224,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-homeowners-share-your-experience-of-having-a-variable-rate-mortgage\/","url_meta":{"origin":128795,"position":0},"title":"UK homeowners: share your experience of having a variable rate mortgage","date":"July 6, 2023","format":false,"excerpt":"\r We\u2019d like to hear from homeowners in the UK who are stuck on variable mortgage rates, and how interest rate rises have been affecting themWe\u2019re interested to hear from homeowners in the UK who are stuck on mortgage deals with variable rates.Recent back-to-back interest rate rises mean that repayments\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":140677,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-homeowners-if-your-mortgage-costs-will-rise-soon-how-are-you-preparing\/","url_meta":{"origin":128795,"position":1},"title":"UK homeowners: if your mortgage costs will rise soon, how are you preparing?","date":"December 12, 2023","format":false,"excerpt":"\r We\u2019d like to hear from people in the UK whose mortgage rates will rise next year, and what they are doing to be able to afford the extra costsThe Bank of England governor, Andrew Bailey, warned repeatedly this week against speculation that the base interest rate of currently 5.25%\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":138283,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-homeowners-what-are-you-doing-to-afford-your-increased-mortgage-payments\/","url_meta":{"origin":128795,"position":2},"title":"UK homeowners: what are you doing to afford your increased mortgage payments?","date":"July 11, 2023","format":false,"excerpt":"\r We\u2019d like to hear how UK homeowners are raising the money to pay their rising mortgage costs \u2013 whether it\u2019s through frugality, extra jobs or other arrangementsInterest rate rises have resulted in millions of households facing huge spikes in the cost of paying their mortgage.Many have been forced into\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":135656,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-homebuyers-has-your-mortgage-application-been-turned-down-recently\/","url_meta":{"origin":128795,"position":3},"title":"UK homebuyers: has your mortgage application been turned down recently?","date":"March 27, 2023","format":false,"excerpt":"\r We\u2019re keen to hear from prospective house buyers whose application for a UK residential mortgage has been rejected because of affordability checksWe\u2019d like to hear from people who have had their application for a UK residential mortgage refused recently because they did not pass a lender\u2019s affordability checks.If you\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":133585,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-homeowners-are-you-considering-downsizing-for-cheaper-mortgage-repayments\/","url_meta":{"origin":128795,"position":4},"title":"UK homeowners: are you considering downsizing for cheaper mortgage repayments?","date":"January 5, 2023","format":false,"excerpt":"\r We\u2019d like to hear from homeowners in the UK who are thinking of downsizing to a cheaper property in order to reduce monthly mortgage paymentsAs disposable incomes in the UK are forecast to slump by 3.8% in 2023, and more than five million families could see their annual mortgage\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":147162,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-first-time-buyers-would-you-borrow-up-to-six-times-your-earnings-for-a-mortgage\/","url_meta":{"origin":128795,"position":5},"title":"UK first-time buyers: would you borrow up to six times your earnings for a mortgage?","date":"September 24, 2024","format":false,"excerpt":"\r We would like to hear what you think of Nationwide\u2019s offer to first-time buyers taking out a home loanIn what is a first for a major high street lender, Nationwide, Britain\u2019s biggest building society, is allowing first-time buyers to borrow up to six times their income.From Tuesday, it would\u2026","rel":"","context":"In "Property 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