{"id":128627,"date":"2022-08-13T16:00:37","date_gmt":"2022-08-13T09:00:37","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgages-your-options-if-you-want-to-switch-deals-or-are-a-first-time-buyer\/"},"modified":"2022-08-13T16:13:24","modified_gmt":"2022-08-13T09:13:24","slug":"mortgages-your-options-if-you-want-to-switch-deals-or-are-a-first-time-buyer","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgages-your-options-if-you-want-to-switch-deals-or-are-a-first-time-buyer\/","title":{"rendered":"Mortgages: your options if you want to switch deals or are a first-time buyer"},"content":{"rendered":"


\nThe lowdown for different categories of borrower as interest rates continue to riseRates on new mortgages are continuing to climb, leaving millions of people in the UK \u2013 from those looking to switch to a new deal to would-be first-time buyers \u2013 wondering about their options.After last week\u2019s 0.5 percentage point interest rate increase, many mortgage borrowers worried about rising costs are unsurprisingly seeking the shelter of a fixed rate \u2013 but the deals on sale now are significantly pricier than those on offer only a few months ago. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Mortgages: your options if you want to switch deals or are a first-time buyer<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

The lowdown for different categories of borrower as interest rates continue to riseRates on new...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-128627","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-xsD","jetpack-related-posts":[{"id":124478,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgages-switching-could-save-200-a-month-as-interest-rates-rise\/","url_meta":{"origin":128627,"position":0},"title":"Mortgages: switching could save \u00a3200 a month as interest rates rise","date":"February 5, 2022","format":false,"excerpt":"\r The cost of living is soaring, but you may still be able to cut the cost of your repaymentsUnless your mortgage is already fixed for the long term, this week\u2019s interest rate rise, following hot on the heels of December\u2019s, is likely to have given you cause for concern.\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137058,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgages-time-to-switch-and-fix-to-save-up-to-400-a-month\/","url_meta":{"origin":128627,"position":1},"title":"UK mortgages: time to switch and fix to save up to \u00a3400 a month","date":"May 20, 2023","format":false,"excerpt":"\r Average SVR at highest level for more than 15 years as number of home loan products available jumpThe average standard variable rate (SVR) for mortgages has climbed to its highest level for more than 15 years, so many people sitting on one of these could save several hundred pounds\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":23679,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/aa-drives-into-mortgage-market-with-fixed-rate-deals\/","url_meta":{"origin":128627,"position":2},"title":"AA drives into mortgage market with fixed-rate deals","date":"August 23, 2016","format":false,"excerpt":"\r Fee-free loans will be available for customers with breakdown cover who want to switch their mortgage, but only up to 60% of their property\u2019s valueThe AA, best known for rescuing motorists whose cars won\u2019t start, is to offer fee-free mortgages to its breakdown cover customers. Following a tie-up with\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":109189,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgages-switch-now-to-cut-your-payments\/","url_meta":{"origin":128627,"position":3},"title":"Mortgages: switch now to cut your payments","date":"July 20, 2019","format":false,"excerpt":"\r Homeowners could save \u00a3200 a month thanks to competitive rates and higher prices, says lenderMore than \u00a326bn worth of mortgage deals are due to mature in October, the largest monthly volume of the year, according to new figures released this week.So if one of those thousands of home loans\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137172,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgages-nearly-800-deals-pulled-amid-interest-rate-fears\/","url_meta":{"origin":128627,"position":4},"title":"UK mortgages: nearly 800 deals pulled amid interest rate fears","date":"May 30, 2023","format":false,"excerpt":"\r Rates rising for new fixed-term home loans, figures from Moneyfacts showNearly 800 residential and buy-to-let mortgage deals have been pulled during the past few days by UK banks and building societies amid concern surrounding future interest rate rises, data has revealed.The figures from the financial data provider Moneyfacts also\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":134372,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/will-the-interest-rate-rise-trigger-a-stampede-for-tracker-mortgages\/","url_meta":{"origin":128627,"position":5},"title":"Will the interest rate rise trigger a stampede for tracker mortgages?","date":"February 3, 2023","format":false,"excerpt":"\r Hints by Bank of England that rates may have peaked leaves those remortgaging in a quandaryWhat does the Bank of England interest rate rise mean for you?The rush towards tracker mortgages that began even before Thursday\u2019s interest rate rise could well become a stampede after the Bank of England\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/128627"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=128627"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/128627\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=128627"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=128627"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=128627"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}