{"id":127147,"date":"2022-06-20T21:41:10","date_gmt":"2022-06-20T14:41:10","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-england-rips-up-mortgage-affordability-rules-despite-rate-rises\/"},"modified":"2022-06-23T16:40:43","modified_gmt":"2022-06-23T09:40:43","slug":"bank-of-england-rips-up-mortgage-affordability-rules-despite-rate-rises","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-england-rips-up-mortgage-affordability-rules-despite-rate-rises\/","title":{"rendered":"Bank of England rips up mortgage affordability rules despite rate rises"},"content":{"rendered":"


\n
\n
\nSource : telegraph.co.uk
\nRead more…Bank of England rips up mortgage affordability rules despite rate rises<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Source : telegraph.co.uk Read more…Bank of England rips up mortgage affordability rules despite...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-127147","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-x4L","jetpack-related-posts":[{"id":158335,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/new-mortgage-affordability-rules-help-uk-housing-market-avoid-summer-lull\/","url_meta":{"origin":127147,"position":0},"title":"New mortgage affordability rules help UK housing market avoid summer lull","date":"July 29, 2025","format":false,"excerpt":"\r Record number of homes for sale has created \u2018buyer\u2019s market\u2019 and kept price rises in check, Zoopla report saysThe typical summer lull in Britain\u2019s housing market has been avoided amid the availability of bigger home loans fuelling a \u201cbuyer\u2019s market\u201d, according to a property website.Despite the signs of a\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":128417,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-england-scraps-mortgage-affordability-test\/","url_meta":{"origin":127147,"position":1},"title":"Bank of England scraps mortgage affordability test","date":"August 1, 2022","format":false,"excerpt":"\r Test required potential homebuyers to prove they could afford three-percentage-point rise in interest ratesThousands of potential homebuyers may find it easier to get on to the property ladder after a key mortgage affordability test was scrapped by the Bank of England.The central bank has said the change \u2013 taking\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":127090,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgage-lenders-told-they-can-scrap-affordability-rules-for-buyers\/","url_meta":{"origin":127147,"position":2},"title":"UK mortgage lenders told they can scrap affordability rules for buyers","date":"June 20, 2022","format":false,"excerpt":"\r Bank of England feels other measures will play stronger role in guarding against household debtLenders will no longer have to check whether homeowners could afford mortgage payments at higher interest rates after the Bank of England ditched rules originally designed to avoid another 2007-style credit crunch.The rules, introduced in\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":144311,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/savills-says-uk-house-prices-will-rise-this-year-in-u-turn-on-earlier-forecast\/","url_meta":{"origin":127147,"position":3},"title":"Savills says UK house prices will rise this year in U-turn on earlier forecast","date":"May 7, 2024","format":false,"excerpt":"\r Lower mortgage rates prompt property firm to change its outlook from 3% drop to a 2.5% increaseA decline in mortgage rates has prompted a forecaster to reverse its predictions of a fall in UK house prices in 2024, instead suggesting the average cost of a property could rise by\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":82915,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lenders-taking-increasing-risks-warns-bank-of-england\/","url_meta":{"origin":127147,"position":4},"title":"Mortgage lenders taking increasing risks, warns Bank of England","date":"March 16, 2018","format":false,"excerpt":"\r Threadneedle Street puts banks on notice as it prepares for annual stress test of resilienceThe Bank of England has warned high street banks are taking increasing risks selling mortgages and commercial loans that could threaten the stability of the financial system if left unchecked. Threadneedle Street put banks on\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":170544,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fha-mortgage-demand-rises-as-borrowers-face-affordability-challenges\/","url_meta":{"origin":127147,"position":5},"title":"FHA mortgage demand rises as borrowers face affordability challenges","date":"February 11, 2026","format":false,"excerpt":"\r Total mortgage demand was flat last week, but FHA demand rose, as that product offers bigger savings.\r \r Source : cnbc.com\r Read more...FHA mortgage demand rises as borrowers face affordability challenges","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/127147"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=127147"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/127147\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=127147"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=127147"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=127147"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}