{"id":127,"date":"2015-12-31T07:00:37","date_gmt":"2015-12-31T07:00:37","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/uncategorized\/a-car-dealer-went-bust-in-the-middle-of-a-sale-what-now\/"},"modified":"2016-01-03T03:34:22","modified_gmt":"2016-01-03T03:34:22","slug":"a-car-dealer-went-bust-in-the-middle-of-a-sale-what-now","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/a-car-dealer-went-bust-in-the-middle-of-a-sale-what-now\/","title":{"rendered":"A car dealer went bust in the middle of a sale. What now?"},"content":{"rendered":"<p><html><body><\/p>\n<p>&#13;<br \/>\nWe paid \u00a33,750 by Visa and wondered if \u2018chargeback\u2019 would cover usMy friend paid \u00a33,750 for a car through a local dealer. Another \u00a33,750 was to be paid on delivery. A week before the delivery date the dealership went into administration and he\u2019s been told that as the company is heavily indebted he stands little chance of getting his money back. He paid with a Visa debit card, so his payment is not protected by Section 75 of the Consumer Credit Act, but I\u2019ve since discovered chargeback and wonder if he\u2019d be covered by that. If so, how and where does he make a claim? ST, NottinghamYes, it sounds as though he is eligible to make a claim. The chargeback scheme is a little-known protection for Visa, MasterCard and Amex debit card transactions which participating card issuers voluntarily subscribe to and it allows you to claim a refund if goods arrive faulty or not at all, or if a merchant ceases trading. Continue reading&#8230;&#13;<br \/>\n&#13;<br \/>\nSource : theguardian.com&#13;<br \/>\nRead more&#8230;<a href=\"http:\/\/www.theguardian.com\/money\/2015\/dec\/31\/car-sale-visa-chargeback-dealer-administration\" target=\"_blank\">A car dealer went bust in the middle of a sale. What now?<\/a><\/p>\n<p><\/body><\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#13; We paid \u00a33,750 by Visa and wondered if \u2018chargeback\u2019 would cover usMy friend paid \u00a33,750&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-127","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-23","jetpack-related-posts":[{"id":19868,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/section-75-and-chargeback-factsheet\/","url_meta":{"origin":127,"position":0},"title":"Section 75 and Chargeback factsheet","date":"January 20, 2012","format":false,"excerpt":"\r When a shopping experience goes wrong \u2013 a retailer goes bust or disappears without delivering your goods \u2013 it can pay to have paid on plastic. Purchases made on credit cards and debit cards have protections that are not available if you pay with cash. These apply whether the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":60242,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-goldcar-golden-rule-always-take-a-photo-when-you-return-a-hire-car\/","url_meta":{"origin":127,"position":1},"title":"The Goldcar golden rule \u2026 always take a photo when you return a hire car","date":"July 9, 2017","format":false,"excerpt":"\r The firm took money for damage I could prove I hadn\u2019t causedWe hired a small car for nine days from Goldcar at Malaga airport in April last year for \u20ac41.69. We paid a deposit of \u20ac1,205 by credit card. The car was great and we had no problems. When\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":33719,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/seeing-red-when-my-london-bus-driving-school-course-disappears\/","url_meta":{"origin":127,"position":2},"title":"Seeing red when my London Bus Driving School course disappears","date":"November 10, 2016","format":false,"excerpt":"\r I paid \u00a31,750 fees but the company has stopped tradingIn April I registered with the London Bus Driving School. I paid \u00a31,750 by debit card and was given a date in June for the first training session. I was told that I would be contacted by an instructor a\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":69776,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/pet-supermarket-takes-my-money-but-fails-to-deliver-the-goods\/","url_meta":{"origin":127,"position":3},"title":"Pet Supermarket takes my money but fails to deliver the goods","date":"October 23, 2017","format":false,"excerpt":"\r I spent \u00a360 with it and now can\u2019t get any response to calls, emails or tweetsI ordered over \u00a360-worth of goods from Pet Supermarket (pet-supermarket.co.uk) in early October and expected to receive them within 3\u20135 working days, but they have not turned up. I have been trying to call,\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":10300,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/holidaymakers-told-by-hertz-to-return-to-france-after-hire-car-breaks-down\/","url_meta":{"origin":127,"position":4},"title":"Holidaymakers told by Hertz to return to France after hire car breaks down","date":"August 22, 2015","format":false,"excerpt":"\r When the Ryans got home they faced a \u00a33,750 bill unless they returned to France to argue their caseA British family whose hire car broke down on the last day of a French holiday after the engine failed have accused Hertz of bullying after it insisted they return to\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":170874,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/airspace-closures-and-cancellations-spark-risk-of-travel-refund-disputes-report\/","url_meta":{"origin":127,"position":5},"title":"Airspace closures and cancellations spark risk of travel refund disputes \u2013 report","date":"March 4, 2026","format":false,"excerpt":"\r Payment risk specialists say refund delays and rerouting confusion could drive chargeback pressure The post Airspace closures and cancellations spark risk of travel refund disputes \u2013 report appeared first on Arabian Business: Latest News on the Middle East, Real Estate, Finance, and More.\r \r Source : arabianbusiness.com\r Read more...Airspace\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/127"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=127"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/127\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=127"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=127"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=127"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}