{"id":126889,"date":"2022-05-31T07:30:17","date_gmt":"2022-05-31T00:30:17","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/china-mortgage-rate-cut-lower-down-payment-requirements-could-save-homebuyers-10-per-cent-in-monthly-instalments-revive-home-sales\/"},"modified":"2022-05-31T08:40:52","modified_gmt":"2022-05-31T01:40:52","slug":"china-mortgage-rate-cut-lower-down-payment-requirements-could-save-homebuyers-10-per-cent-in-monthly-instalments-revive-home-sales","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/china-mortgage-rate-cut-lower-down-payment-requirements-could-save-homebuyers-10-per-cent-in-monthly-instalments-revive-home-sales\/","title":{"rendered":"China mortgage rate cut, lower down payment requirements could save homebuyers 10 per cent in monthly instalments, revive home sales"},"content":{"rendered":"<p>&#013;<br \/>\nA cut in mortgage rates announced on Friday last week, coupled with lower down payment requirements for first-time buyers, could revive Chinese home sales, analysts said.&#013;<br \/>\n&#013;<br \/>\nSource : South China Morning Post&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.scmp.com\/business\/article\/3179743\/china-mortgage-rate-cut-lower-down-payment-requirements-could-save?utm_source=rss_feed\" target=\"_blank\" rel=\"noopener\">China mortgage rate cut, lower down payment requirements could save homebuyers 10 per cent in monthly instalments, revive home sales<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; A cut in mortgage rates announced on Friday last week, coupled with lower down payment&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-126889","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-x0B","jetpack-related-posts":[{"id":76192,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/increase-in-hong-kong-mortgage-rate-will-make-renting-cheaper-in-seven-out-of-10-housing-estates\/","url_meta":{"origin":126889,"position":0},"title":"Increase in Hong Kong mortgage rate will make renting cheaper in seven out of 10 housing estates","date":"January 10, 2018","format":false,"excerpt":"\r Seven out of 10 housing estates might find buyers discouraged as renting will become cheaper than mortgage payments when the mortgage rate increases to 3 per cent, which might also finally cool housing prices in the world\u2019s least affordable urban centre to live in, according to research conducted exclusively\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":134591,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/chinese-cities-cut-mortgage-rates-for-first-time-buyers-to-lowest-since-2019-in-bid-to-revive-property-market\/","url_meta":{"origin":126889,"position":1},"title":"Chinese cities cut mortgage rates for first-time buyers to lowest since 2019 in bid to revive property market","date":"February 20, 2023","format":false,"excerpt":"\r The average rate for a first home in 103 mainland Chinese cities fell to 4.04 per cent in February, the lowest level since 2019, according to the Beike Research Institute.\r \r Source : South China Morning Post\r Read more...Chinese cities cut mortgage rates for first-time buyers to lowest since\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":136027,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/shenzhen-scraps-use-of-guide-prices-in-mortgage-applications-to-boost-homebuyers-spending-power-revive-flagging-market\/","url_meta":{"origin":126889,"position":2},"title":"Shenzhen scraps use of guide prices in mortgage applications to boost homebuyers\u2019 spending power, revive flagging market","date":"April 21, 2023","format":false,"excerpt":"\r Home loans will no longer be pegged to the reference prices that were imposed in February 2021 to curb the soaring home prices blighting the market at the time, said several agents and landlords who claimed they had checked with local banks.\r \r Source : South China Morning Post\r\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":95793,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/shanghai-lowers-first-home-mortgage-rates-to-revive-market-and-boost-economic-growth\/","url_meta":{"origin":126889,"position":3},"title":"Shanghai lowers first-home mortgage rates to revive market and boost economic growth","date":"August 10, 2018","format":false,"excerpt":"\r Two state-owned banks in Shanghai have lowered their first-home mortgage rates in an unprecedented move to ease buying restrictions after two years of controls to cool the overheated property market. Borrowers will be eligible for a 10 per cent discount off the benchmark interest rate, up from a previous\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":99112,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/as-homebuyers-wait-on-the-sidelines-builders-tempt-them-with-special-mortgage-rates-cash-discounts\/","url_meta":{"origin":126889,"position":4},"title":"As homebuyers wait on the sidelines, builders tempt them with special mortgage rates, cash discounts","date":"October 4, 2018","format":false,"excerpt":"\r Hong Kong developers are offering cash rebates and lower mortgage rates to drum up sales after residential transactions hit a 20-month low, as rising interest rates, volatile stock market and worsening US-China trade war keep buyers on the sidelines. Vanke Property (Hong Kong), a wholly owned unit of China\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":138527,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/chinas-top-housing-official-seeks-lower-mortgage-rates-down-payments-to-galvanise-market-recovery\/","url_meta":{"origin":126889,"position":5},"title":"China\u2019s top housing official seeks lower mortgage rates, down payments to galvanise market recovery","date":"July 28, 2023","format":false,"excerpt":"\r China is seeking to guide mortgage rates and down payment ratios down for first-time homebuyers to help galvanise market recovery. Tax rebates are also being thrown in, Beijing\u2019s top housing official says.\r \r Source : South China Morning Post\r Read more...China\u2019s top housing official seeks lower mortgage rates, down\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/126889"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=126889"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/126889\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=126889"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=126889"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=126889"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}