{"id":126829,"date":"2022-05-25T10:00:00","date_gmt":"2022-05-25T03:00:00","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/waiting-for-the-guillotine-to-fall-how-interest-rate-hikes-are-affecting-borrowers\/"},"modified":"2022-05-25T11:09:07","modified_gmt":"2022-05-25T04:09:07","slug":"waiting-for-the-guillotine-to-fall-how-interest-rate-hikes-are-affecting-borrowers","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/waiting-for-the-guillotine-to-fall-how-interest-rate-hikes-are-affecting-borrowers\/","title":{"rendered":"'Waiting for the guillotine to fall': How interest rate hikes are affecting borrowers"},"content":{"rendered":"


\nWatching interest rates begin their climb is unnervingly like “waiting for the guillotine to fall”, Nick says.He and his wife’s home loan repayments are rising from $1700 a fortnight to about $2350 – a $650 jump.Given they just…
\n
\nSource : nzherald.co.nz\/Property
\nRead more…‘Waiting for the guillotine to fall’: How interest rate hikes are affecting borrowers<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Watching interest rates begin their climb is unnervingly like “waiting for the guillotine to fall”,...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-126829","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-wZD","jetpack-related-posts":[{"id":128419,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/interest-rates-are-rising-so-why-are-mortgage-rules-being-scrapped\/","url_meta":{"origin":126829,"position":0},"title":"Interest rates are rising \u2013 so why are mortgage rules being scrapped?","date":"August 1, 2022","format":false,"excerpt":"\r Analysis: Bank ruling that borrowers don\u2019t have to show they can afford steep repayment hikes raises questions over how to curb excessive borrowingFrom today, there is one less barrier to obtaining a mortgage. The path to high value property loans has opened to a much wider audience after the\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":75267,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/six-factors-influencing-the-uk-property-market-in-2018\/","url_meta":{"origin":126829,"position":1},"title":"Six factors influencing the UK property market in 2018","date":"December 26, 2017","format":false,"excerpt":"\r It could be a better year in Britain\u2019s dysfunctional housing market for first-time buyers and tenants 1. Interest rates will stay lowAnother 0.25% hike is expected in late spring, taking the Bank of England base rate to 0.75%. That will add \u00a322 to the typical \u00a3175,000 tracker mortgage, but\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":125245,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-does-uk-interest-rate-rise-mean-for-savers-and-borrowers\/","url_meta":{"origin":126829,"position":2},"title":"What does UK interest rate rise mean for savers and borrowers?","date":"March 17, 2022","format":false,"excerpt":"\r Mortgage holders, house hunters and savers will be affected by the Bank of England raising rate to 0.75%The Bank of England has increased interest rates to 0.75% in an attempt to tackle rising inflation in the UK. That means the base rate is back to its pre-pandemic level. What\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":121669,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/singapore-housing-affordability-to-slightly-worsen-amid-price-hikes\/","url_meta":{"origin":126829,"position":3},"title":"Singapore housing affordability to slightly worsen amid price hikes","date":"August 26, 2021","format":false,"excerpt":"\r Singapore housing affordability to slightly worsen amid price hikesDespite increasing property prices, housing affordability in Singapore is likely to remain\u00a0sound. With low interest rates offsetting the impact of increasing property prices, Moody\u2019s Investors Service expects housing affordability in Singapore to worsen slightly, but remain sound over 2021 to 2022,\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"https:\/\/i1.wp.com\/www.siamlandbank.com\/propertynews\/wp-content\/uploads\/2021\/08\/HDB-flat-Singapore-1.jpg?fit=820%2C411&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":127052,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/soaring-interest-rates-hong-kongs-new-mortgage-borrowers-and-highly-leveraged-buyers-are-most-at-risk-in-the-property-market\/","url_meta":{"origin":126829,"position":4},"title":"Soaring interest rates: Hong Kong\u2019s new mortgage borrowers and highly leveraged buyers are most at risk in the property market","date":"June 17, 2022","format":false,"excerpt":"\r Topping off the higher rates is a bulging pipeline of new flats \u2013 estimated at 12,646 in 2022 by JLL \u2013 waiting to find buyers.\r \r Source : South China Morning Post\r Read more...Soaring interest rates: Hong Kong\u2019s new mortgage borrowers and highly leveraged buyers are most at risk\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":133016,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-england-interest-rate-rise-what-it-means-for-borrowers-and-savers\/","url_meta":{"origin":126829,"position":5},"title":"Bank of England interest rate rise \u2013 what it means for borrowers and savers","date":"December 15, 2022","format":false,"excerpt":"\r Rate rise to 3.5% affects everything from mortgages to credit cards, loans and savings. Here is all you need to knowAnalysis: UK borrowers face a serious reality checkNews story: interest rates rise to 3.5%The Bank of England has once again raised interest rates \u2013 this time by 0.5 percentage\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/126829"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=126829"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/126829\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=126829"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=126829"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=126829"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}