{"id":126811,"date":"2022-05-23T17:45:18","date_gmt":"2022-05-23T10:45:18","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/chinese-banks-profitability-can-weather-record-cut-in-mortgage-lending-rates-analysts-say\/"},"modified":"2022-05-23T18:59:18","modified_gmt":"2022-05-23T11:59:18","slug":"chinese-banks-profitability-can-weather-record-cut-in-mortgage-lending-rates-analysts-say","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/chinese-banks-profitability-can-weather-record-cut-in-mortgage-lending-rates-analysts-say\/","title":{"rendered":"Chinese banks\u2019 profitability can weather record cut in mortgage lending rates, analysts say"},"content":{"rendered":"


\nChinese banks are likely to survive an unexpectedly large cut in their loan prime rate, the benchmark they use to price mortgages and long-term infrastructure loans, thanks to lower funding costs that have given them more headroom to heed Beijing\u2019s call to support the ailing property sector, analysts said.
\n
\nSource : South China Morning Post
\nRead more…Chinese banks\u2019 profitability can weather record cut in mortgage lending rates, analysts say<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Chinese banks are likely to survive an unexpectedly large cut in their loan prime rate,...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-126811","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-wZl","jetpack-related-posts":[{"id":135761,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/chinese-banks-brace-for-tough-year-as-low-interest-rates-property-crisis-hit-profitability\/","url_meta":{"origin":126811,"position":0},"title":"Chinese banks brace for tough year as low interest rates, property crisis hit profitability","date":"April 4, 2023","format":false,"excerpt":"\r Major banks have reported declining net interest margins, a crucial measure of their profitability, while the struggling property market portends slower growth, if not an outright contraction, in new mortgage applications.\r \r Source : South China Morning Post\r Read more...Chinese banks brace for tough year as low interest rates,\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":20482,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/watch-nzh-focus-why-banks-wont-cut-mortgage-rates\/","url_meta":{"origin":126811,"position":1},"title":"Watch: NZH Focus: Why banks won't cut mortgage rates","date":"July 22, 2016","format":false,"excerpt":"\r Reserve Bank rate cuts might not translate to lower mortgage payments for home owners if we take ANZ chief David Hisco at face value.This week has been a frantic one for housing market news with the Reserve Bank imposing new lending...\r \r Source : nzherald.co.nz\/Property\r Read more...Watch: NZH Focus:\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":170303,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-lower-us-interest-rates-will-help-hongkongers-even-if-local-prime-rates-dont-drop\/","url_meta":{"origin":126811,"position":2},"title":"How lower US interest rates will help Hongkongers even if local prime rates don\u2019t drop","date":"January 26, 2026","format":false,"excerpt":"\r Hong Kong banks may not cut their prime rates this year, but local interbank rates will still follow US rates lower, benefiting a majority of borrowers, according to a senior executive of the Hong Kong Monetary Authority (HKMA). Analysts widely expect the US Federal Reserve to cut its key\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":104785,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/shenzhen-banks-become-first-in-chinas-megacities-to-ease-mortgage-rates-others-may-follow-suit-say-analysts\/","url_meta":{"origin":126811,"position":3},"title":"Shenzhen banks become first in China\u2019s megacities to ease mortgage rates \u2013 others may follow suit, say analysts","date":"March 8, 2019","format":false,"excerpt":"\r Mortgage rates in Shenzhen have begun to creep down, in a sign that the strict property controls holding house prices in check in mainland China\u2019s biggest cities may be starting to loosen.\r\rSome of the southern city\u2019s banks have tentatively lowered their borrowing costs for homeowners in the last few\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":140133,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgage-lenders-will-use-eye-catching-rates-to-compete-for-business\/","url_meta":{"origin":126811,"position":4},"title":"UK mortgage lenders will use eye-catching rates to compete for business","date":"November 2, 2023","format":false,"excerpt":"\r Offers for homeowners may look improved but deals are likely to come with larger product feesBank of England leaves interest rates at 5.25%Next move is likely down \u2013 analysisUK homeowners and buyers can expect a rash of mortgage deals with eye-catching rates but a sting in the tail from\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":95469,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kongs-homebuyers-face-first-rise-in-mortgage-costs-in-12-years-as-early-as-september\/","url_meta":{"origin":126811,"position":5},"title":"Hong Kong\u2019s homebuyers face first rise in mortgage costs in 12 years as early as September","date":"August 6, 2018","format":false,"excerpt":"\r Hong Kong banks may increase lending rates for the first time in 12 years as early as September, meaning bad news for the city\u2019s home mortgage borrowers and credit card holders as well as for companies with heavy debt loads. Their cue would come from a rise in US\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/126811"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=126811"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/126811\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=126811"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=126811"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=126811"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}