{"id":12632,"date":"2016-05-11T08:54:52","date_gmt":"2016-05-11T01:54:52","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/income-based-lending-restrictions-possible\/"},"modified":"2016-05-11T09:26:52","modified_gmt":"2016-05-11T02:26:52","slug":"income-based-lending-restrictions-possible","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/income-based-lending-restrictions-possible\/","title":{"rendered":"Income-based lending restrictions possible"},"content":{"rendered":"<p>&#013;<br \/>\nNew lending restrictions to prevent people borrowing too much relative to their income are on the cards, the Reserve Bank of New Zealand&#8217;s two most senior officials say.Governor Graeme Wheeler and deputy governor Grant Spencer made&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : nzherald.co.nz\/Property&#013;<br \/>\nRead more&#8230;<a href=\"http:\/\/www.nzherald.co.nz\/property\/news\/article.cfm?c_id=8&amp;objectid=11637432&amp;ref=rss\" target=\"_blank\">Income-based lending restrictions possible<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; New lending restrictions to prevent people borrowing too much relative to their income are on&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-12632","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-3hK","jetpack-related-posts":[{"id":63768,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/real-estate-agents-in-auckland-call-for-lending-rule-relaxation\/","url_meta":{"origin":12632,"position":0},"title":"Real estate agents in Auckland call for lending rule relaxation","date":"August 15, 2017","format":false,"excerpt":"\r Demand is growing for first-home buyer house lending restrictions to be relaxed, with one real estate agency saying that Aucklanders now needed an average NZ$200,000-plus (US$145,751) deposit to buy their first home. Barfoot & Thompson's Peter Thompson, the Real Estate Institute and Century 21 national manager Geoff Barnett want\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":20118,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/reserve-bank-announces-tougher-new-lending-restrictions\/","url_meta":{"origin":12632,"position":1},"title":"Reserve Bank announces tougher new lending restrictions","date":"July 19, 2016","format":false,"excerpt":"\r Property investors will need a 40 per cent deposit under tough new restrictions revealed today.Restrictions to lending limits on residential properties are also being extended nationwide. The new rules are being urgently introduced...\r \r Source : nzherald.co.nz\/Property\r Read more...Reserve Bank announces tougher new lending restrictions","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":73175,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/reserve-bank-to-ease-home-lending-restrictions\/","url_meta":{"origin":12632,"position":2},"title":"Reserve Bank to ease home lending restrictions","date":"November 29, 2017","format":false,"excerpt":"\r The Reserve Bank is to ease the lending restrictions on home buyers from January.In a statement released this morning the central bank said from the start of next year that it would increase the cap on banks from 10 per cent to...\r \r Source : nzherald.co.nz\/Property\r Read more...Reserve Bank\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":141753,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/impact-of-reserve-bank-debt-to-income-proposal-how-housing-market-could-react\/","url_meta":{"origin":12632,"position":3},"title":"Impact of Reserve Bank debt-to-income proposal: How housing market could react","date":"January 24, 2024","format":false,"excerpt":"\r Consultation on new mortgage lending restrictions ends on March 12.\r \r Source : nzherald.co.nz\/Property\r Read more...Impact of Reserve Bank debt-to-income proposal: How housing market could react","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":15162,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/government-reserve-bank-begin-talks-on-debt-to-income-ratios\/","url_meta":{"origin":12632,"position":4},"title":"Government, Reserve Bank begin talks on debt-to-income ratios","date":"June 2, 2016","format":false,"excerpt":"\r The Government has begun discussions with the Reserve Bank about income-related restrictions on mortgage lending, Finance Minister Bill English has confirmed.The central bank last month said it was \"seriously considering\" debt-to-income...\r \r Source : nzherald.co.nz\/Property\r Read more...Government, Reserve Bank begin talks on debt-to-income ratios","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":12730,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/home-truths-reserve-bank-key-eye-income-cap-on-buyers\/","url_meta":{"origin":12632,"position":5},"title":"Home truths: Reserve Bank, Key eye income cap on buyers","date":"May 12, 2016","format":false,"excerpt":"\r A typical household would be blocked from getting a mortgage of more than $405,000 under income-related lending restrictions being considered by the Reserve Bank.As house prices begin to rise again, the Government is refusing to...\r \r Source : nzherald.co.nz\/Property\r Read more...Home truths: Reserve Bank, Key eye income cap on\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/12632"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=12632"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/12632\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=12632"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=12632"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=12632"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}