{"id":125788,"date":"2022-04-11T13:00:04","date_gmt":"2022-04-11T06:00:04","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-to-get-yourself-mortgage-ready\/"},"modified":"2022-04-11T13:21:04","modified_gmt":"2022-04-11T06:21:04","slug":"how-to-get-yourself-mortgage-ready","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-to-get-yourself-mortgage-ready\/","title":{"rendered":"How to get yourself mortgage ready"},"content":{"rendered":"


\nFrom checking how much you are likely to be able to borrow, to planning ahead of an applicationOne of the first things you should do is get a realistic idea of how much you\u2019re likely to be able to borrow so you can see if it is worth going ahead. This will depend on three main things: your income, your outgoings and the size of the deposit you plan to put down. Continue reading…
\n
\nSource : theguardian.com
\nRead more…How to get yourself mortgage ready<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

From checking how much you are likely to be able to borrow, to planning ahead...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-125788","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-wIQ","jetpack-related-posts":[{"id":70452,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/consumers-still-confident-enough-to-borrow-but-mortgage-numbers-fall\/","url_meta":{"origin":125788,"position":0},"title":"Consumers still confident enough to borrow, but mortgage numbers fall","date":"October 30, 2017","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Consumers still confident enough to borrow, but mortgage numbers fall","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":121751,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-homeowners-repay-1-4bn-more-mortgage-debt-in-july-than-they-borrow\/","url_meta":{"origin":125788,"position":1},"title":"UK homeowners repay \u00a31.4bn more mortgage debt in July than they borrow","date":"August 31, 2021","format":false,"excerpt":"\r Tapering of stamp duty holiday in England and Northern Ireland fuels drop in housing market activityUK homeowners made a rare net repayment of mortgage debt in July as the tapering of the stamp duty holiday in England and Northern Ireland fuelled a drop in housing market activity after a\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":131122,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-we-overpay-the-mortgage-and-borrow-money-for-house-renovations\/","url_meta":{"origin":125788,"position":2},"title":"Should we overpay the mortgage and borrow money for house renovations?","date":"October 24, 2022","format":false,"excerpt":"\r The work would cost \u00a325,000 and we can afford to save about \u00a3500 a month towards itQ We currently have a mortgage of \u00a3122,000 and need to complete some home renovations costing \u00a325,000. We can afford to save about \u00a3500 a month to put towards the house renovations but\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":147162,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-first-time-buyers-would-you-borrow-up-to-six-times-your-earnings-for-a-mortgage\/","url_meta":{"origin":125788,"position":3},"title":"UK first-time buyers: would you borrow up to six times your earnings for a mortgage?","date":"September 24, 2024","format":false,"excerpt":"\r We would like to hear what you think of Nationwide\u2019s offer to first-time buyers taking out a home loanIn what is a first for a major high street lender, Nationwide, Britain\u2019s biggest building society, is allowing first-time buyers to borrow up to six times their income.From Tuesday, it would\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":123987,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lender-allows-homebuyers-to-borrow-seven-times-their-salary\/","url_meta":{"origin":125788,"position":4},"title":"Lender allows homebuyers to borrow seven times their salary","date":"December 27, 2021","format":false,"excerpt":"\r Habito\u2019s mortgage terms could revive wider concerns over responsible lending practicesA mortgage lender is letting homebuyers borrow up to seven times their income \u2013 well above the traditional maximum \u2013 which it says will allow some to buy a property they might have assumed was well out of their\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":147150,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/nationwide-to-allow-first-time-buyers-to-borrow-six-times-their-earnings\/","url_meta":{"origin":125788,"position":5},"title":"Nationwide to allow first-time buyers to borrow six times their earnings","date":"September 23, 2024","format":false,"excerpt":"\r Building society ramps up mortgage price war with \u2018gamechanging\u2019 move, and it also cuts ratesBritain\u2019s biggest building society is to let first-time buyers borrow up to six times their earnings in what has been labelled a \u201cgamechanging\u201d move that ramps up the mortgage price war.Weeks after it was announced\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/125788"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=125788"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/125788\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=125788"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=125788"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=125788"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}