{"id":125784,"date":"2022-04-10T15:00:15","date_gmt":"2022-04-10T08:00:15","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/stamp-duty-holiday-tempted-buyers-into-marathon-loans\/"},"modified":"2022-04-10T15:28:15","modified_gmt":"2022-04-10T08:28:15","slug":"stamp-duty-holiday-tempted-buyers-into-marathon-loans","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/stamp-duty-holiday-tempted-buyers-into-marathon-loans\/","title":{"rendered":"Stamp duty holiday tempted buyers into \u2018marathon\u2019 loans"},"content":{"rendered":"<p>&#013;<br \/>\nMany homebuyers opted for mortgages of 35 years or moreThousands of borrowers took out mortgages lasting 35 years or more during the government\u2019s stamp duty holiday in an attempt to keep up with rising prices.There was a surge in borrowing across the board, and figures show that despite record low interest rates, the number of people taking \u201cmarathon mortgages\u201d also increased. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2022\/apr\/10\/stamp-duty-holiday-tempted-buyers-into-marathon-loans\" target=\"_blank\" rel=\"noopener\">Stamp duty holiday tempted buyers into \u2018marathon\u2019 loans<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Many homebuyers opted for mortgages of 35 years or moreThousands of borrowers took out mortgages&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-125784","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-wIM","jetpack-related-posts":[{"id":117788,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/nationwide-to-offer-low-deposit-mortgages-after-stamp-duty-move\/","url_meta":{"origin":125784,"position":0},"title":"Nationwide to offer low-deposit mortgages after stamp duty move","date":"July 14, 2020","format":false,"excerpt":"\r Society reverses June decision following announcement of tax holiday on certain homesNationwide building society has returned to the high loan-to-value mortgage market, cutting the deposits it requests from first-time buyers following last week\u2019s announcement of a stamp duty holiday.But in a sign that lenders are uncertain about the direction\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":117864,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgages-still-in-lockdown-despite-stamp-duty-holiday\/","url_meta":{"origin":125784,"position":1},"title":"Mortgages still in lockdown despite stamp-duty holiday","date":"July 19, 2020","format":false,"excerpt":"\r Low-deposit home loans are coming back \u2026 but choices are limited and lenders are applying new terms and conditionsThese are difficult times for anyone who wants to buy a home. Despite the government\u2019s attempt to reinvigorate the market with a temporary stamp-duty holiday on properties costing up to \u00a3500,000\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":16628,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/landlord-mortgages-plummet-by-85-after-stamp-duty-changes\/","url_meta":{"origin":125784,"position":2},"title":"Landlord mortgages plummet by 85% after stamp duty changes","date":"June 15, 2016","format":false,"excerpt":"\r Surcharge on second homes that came into effect in April led to fewer buy-to-let loans, figures show The number of mortgages taken out by landlords buying new properties plummeted by 85% in April, following the introduction of a new stamp duty rate on second homes.Figure from the Council of\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":136039,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/marathon-mortgages-of-up-to-40-years-on-rise-among-uk-first-time-buyers\/","url_meta":{"origin":125784,"position":3},"title":"Marathon mortgages of up to 40 years on rise among UK first-time buyers","date":"April 22, 2023","format":false,"excerpt":"\r More opt for longer loan deals and lower monthly payments as rents soar in cost of living crisisA standard mortgage used to run for 25 years but experts are reporting a growing trend for marathon loans spread over up to 40 years as first-time buyers and movers opt for\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":105645,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/my-daughter-is-buying-me-out-of-a-house-must-she-pay-stamp-duty\/","url_meta":{"origin":125784,"position":4},"title":"My daughter is buying me out of a house \u2013 must she pay stamp duty?","date":"April 1, 2019","format":false,"excerpt":"\r She hasn\u2019t had a mortgage before, but I\u2019m told she will need to pay stamp duty on a mortgageQ My two daughters and I are the joint owners of a property for which we paid cash (so there is no mortgage involved). One of my daughters lives in the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":10582,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/buy-to-let-lending-up-60-ahead-of-stamp-duty-changes\/","url_meta":{"origin":125784,"position":5},"title":"Buy-to-let lending up 60% ahead of stamp duty changes","date":"April 13, 2016","format":false,"excerpt":"\r Council of Mortgage Lenders reports a near-50% increase in the number of buy-to-let loans taken out, with first-time buyer mortgages up by 11%Lending to buy-to-let investors rose by almost two-thirds in the 12 months to February, as some landlords took advantage of low interest rates to remortgage, while others\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/125784"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=125784"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/125784\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=125784"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=125784"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=125784"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}