{"id":124265,"date":"2022-01-17T14:00:13","date_gmt":"2022-01-17T07:00:13","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-i-get-a-loan-to-renovate-a-cottage-in-my-parents-garden\/"},"modified":"2022-01-17T15:04:17","modified_gmt":"2022-01-17T08:04:17","slug":"can-i-get-a-loan-to-renovate-a-cottage-in-my-parents-garden","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-i-get-a-loan-to-renovate-a-cottage-in-my-parents-garden\/","title":{"rendered":"Can I get a loan to renovate a cottage in my parents\u2019 garden?"},"content":{"rendered":"


\nA reader asks if they can register such a property as a separate dwellingQ My parents own their house outright. In the garden there is a separate cottage that I would like to move into and renovate. Can I: (a) get a loan for the works; and (b) be able to eventually register it as a separate dwelling with my parents\u2019 consent?JGA You could take out a personal loan to fund your renovations but you wouldn\u2019t be able to take out a mortgage on the property because you don\u2019t own it. A more sensible way of going about things would be first to establish whether your parents want to give you or sell you the cottage. If they don\u2019t, it doesn\u2019t make much sense to renovate it, especially if you have to take out a personal loan to pay for the work as they are much more expensive than mortgages. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Can I get a loan to renovate a cottage in my parents\u2019 garden?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

A reader asks if they can register such a property as a separate dwellingQ My...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-124265","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-wkh","jetpack-related-posts":[{"id":33164,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mine-of-hidden-gems-a-derelict-hut-in-the-aussie-wilderness-transformed\/","url_meta":{"origin":124265,"position":0},"title":"Mine of hidden gems: a derelict hut in the Aussie wilderness transformed","date":"November 5, 2016","format":false,"excerpt":"\r When a 150-year-old miner\u2019s hut was stripped down to basics, a beautiful boutique cottage emergedWhen looking for a home, there are few who would choose one that\u2019s easier to rip down than renovate. Yet that\u2019s exactly what designer Kali Cavanagh did when she bought a 150-year-old miner\u2019s cottage in\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":165049,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/dmdc-and-residual-ae-launch-dubais-first-renovate-to-resell-model\/","url_meta":{"origin":124265,"position":1},"title":"DMDC and Residual.ae launch Dubai\u2019s first renovate-to-resell\u00a0model","date":"November 18, 2025","format":false,"excerpt":"\r The collaboration transforms villas into high-yield assets with no upfront cost to the owners; working on four Palm Jumeirah villas currently The post DMDC and Residual.ae launch Dubai\u2019s first renovate-to-resell\u00a0model appeared first on Arabian Business: Latest News on the Middle East, Real Estate, Finance, and More.\r \r Source :\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"https:\/\/i2.wp.com\/www.siamlandbank.com\/propertynews\/wp-content\/uploads\/2025\/11\/renovate-to-resell-1000x667-1.jpg?fit=1000%2C667&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":59060,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/selling-a-home-do-you-renovate-or-not\/","url_meta":{"origin":124265,"position":2},"title":"Selling a home: Do you renovate or not?","date":"June 27, 2017","format":false,"excerpt":"\r Sprucing up your home before putting it on the market is no guarantee of a massive return in value. New stats from property information site, homes.co.nz , showed properties sold in a \"good condition\" went for as little as 0.27...\r \r Source : nzherald.co.nz\/Property\r Read more...Selling a home: Do\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":172322,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/peninsula-group-to-renovate-hong-kong-flagship-tokyo-hotel-in-us268m-project\/","url_meta":{"origin":124265,"position":3},"title":"Peninsula group to renovate Hong Kong flagship, Tokyo hotel in US$268m project","date":"August 5, 2026","format":false,"excerpt":"\r The owner of Hong Kong\u2019s iconic Peninsula hotel plans to invest HK$2.1 billion (US$268 million) to renovate its flagship hotel in the city and its Tokyo property, betting on the long-term strength of the luxury travel market despite geopolitical uncertainty and volatile consumer demand. Hongkong and Shanghai Hotels (HSH),\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":75367,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/chinese-developers-hunt-for-older-run-down-property-assets-in-major-cities-to-redesign-and-renovate\/","url_meta":{"origin":124265,"position":4},"title":"Chinese developers hunt for older run-down property assets in major cities to redesign and renovate","date":"December 28, 2017","format":false,"excerpt":"\r In Beijing and Shanghai, as in other major cities across the world, land for new development is scarce due to government restrictions and the sheer difficulty involved in getting any existing buildings in decent sites torn down. So Chinese developers have been looking in a different direction recently: buying\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":9008,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/will-i-pay-higher-stamp-duty-if-i-buy-a-second-home-to-renovate-and-sell-on\/","url_meta":{"origin":124265,"position":5},"title":"Will I pay higher stamp duty if I buy a second home to renovate and sell on?","date":"March 24, 2016","format":false,"excerpt":"\r If I am hit with the new rate, I am wondering if I could claim it back on selling the propertyQ This new higher stamp duty seems awfully complicated. If I buy a second home, renovate it and sell it on within 18 months am I going to be\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/124265"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=124265"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/124265\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=124265"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=124265"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=124265"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}