{"id":124191,"date":"2022-01-11T11:01:16","date_gmt":"2022-01-11T04:01:16","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-to-do-when-a-bank-calls-your-mortgage-loan-dont-panic-the-problem-can-be-easily-fixed\/"},"modified":"2022-01-11T11:09:24","modified_gmt":"2022-01-11T04:09:24","slug":"what-to-do-when-a-bank-calls-your-mortgage-loan-dont-panic-the-problem-can-be-easily-fixed","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-to-do-when-a-bank-calls-your-mortgage-loan-dont-panic-the-problem-can-be-easily-fixed\/","title":{"rendered":"What to do when a bank calls your mortgage loan? Don\u2019t panic. The problem can be easily fixed"},"content":{"rendered":"


\nFor homeowners on mortgage, a bank calling your loan is probably the worst nightmare. For those who rent out the flat on mortgage insurance, or cryptocurrency aficionados, the call may come sooner than others. However, there is a solution.Theoretically banks have every right to call loans anytime, practically arbitrarily, as stated in the loan facility letter. In reality, loan recall is extremely rare so long as one repays on time and fulfils the terms of agreement. Even during an eye-watering\u2026
\n
\nSource : South China Morning Post
\nRead more…What to do when a bank calls your mortgage loan? Don\u2019t panic. The problem can be easily fixed<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

For homeowners on mortgage, a bank calling your loan is probably the worst nightmare. For...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-124191","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-wj5","jetpack-related-posts":[{"id":116251,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-wars-nzs-largest-bank-offers-home-loan-under-3-per-cent\/","url_meta":{"origin":124191,"position":0},"title":"Mortgage wars: NZ's largest bank offers home loan under 3 per cent","date":"May 12, 2020","format":false,"excerpt":"\r ANZ has slashed its one-year fixed home loan rate to under 3 per cent as the major banks fight to bring in new customers amid the Covid-19 pandemic.Yet the move will be of little help to the thousands of Kiwis who have deferred...\r \r Source : nzherald.co.nz\/Property\r Read more...Mortgage\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":134423,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/first-five-year-fixed-mortgage-under-4-since-mini-budget-launched-by-hsbc\/","url_meta":{"origin":124191,"position":1},"title":"First five-year fixed mortgage under 4% since mini-budget launched by HSBC","date":"February 7, 2023","format":false,"excerpt":"\r Britons will be able to fix monthly home loan costs at level below Bank of England base rateFive-year fixed-rate mortgages priced at below 4% are back on sale for the first time since just after the disastrous autumn mini-budget.HSBC has repriced its range and introduced a new five-year fix\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137265,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-banks-pull-hundreds-more-home-loan-deals-as-fixed-mortgage-rates-rise\/","url_meta":{"origin":124191,"position":2},"title":"UK banks pull hundreds more home loan deals as fixed mortgage rates rise","date":"June 6, 2023","format":false,"excerpt":"\r Mortgage market turmoil prompts record numbers of people to take out loans of more than 35 yearsHundreds more home loan deals have been pulled by banks and building societies since the end of last week while rates on new fixed mortgage deals are continuing to ratchet upwards, the latest\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":136487,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-demand-drops-as-bank-failures-hit-jumbo-loan-rates\/","url_meta":{"origin":124191,"position":3},"title":"Mortgage demand drops as bank failures hit jumbo loan rates","date":"May 3, 2023","format":false,"excerpt":"\r Mortgage demand dropped last week despite a slight easing in interest rates, while trouble in the banking sector makes jumbo loans more expensive.\r \r Source : cnbc.com\r Read more...Mortgage demand drops as bank failures hit jumbo loan rates","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":17232,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-launches-first-sub-2-five-year-fixed-mortgage\/","url_meta":{"origin":124191,"position":4},"title":"HSBC launches first sub-2% five-year fixed mortgage","date":"April 18, 2015","format":false,"excerpt":"\r The bank could be starting a price war with its 1.99% deal \u2013 but a deposit of 40% is required One of the country\u2019s biggest lenders has launched the latest salvo in what could become a new mortgage price war by releasing the first ever five-year fixed-rate home loan\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":101436,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-i-remortgage-for-the-final-18-months-of-my-loan\/","url_meta":{"origin":124191,"position":5},"title":"Should I remortgage for the final 18 months of my loan?","date":"November 19, 2018","format":false,"excerpt":"\r I have an interest-only mortgage and I\u2019m a bit concerned in case the rate goes upQ My current fixed-rate mortgage deal ends about 18 months before my mortgage comes to an end in 2022. It\u2019s an interest-only mortgage so the last \u00a340,000 should be paid off by my endowment\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/124191"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=124191"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/124191\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=124191"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=124191"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=124191"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}