{"id":123517,"date":"2021-11-30T14:00:10","date_gmt":"2021-11-30T07:00:10","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-i-remortgage-now-even-though-my-fixed-term-hasnt-ended\/"},"modified":"2021-11-30T15:11:30","modified_gmt":"2021-11-30T08:11:30","slug":"should-i-remortgage-now-even-though-my-fixed-term-hasnt-ended","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-i-remortgage-now-even-though-my-fixed-term-hasnt-ended\/","title":{"rendered":"Should I remortgage now even though my fixed term hasn\u2019t ended?"},"content":{"rendered":"


\nWith interest rates looking likely to rise, I might be able to bag a better deal by switchingQ I\u2019m just coming into the final year of my five-year fixed-rate mortgage (it ends in January 2023). With interest rates looking likely to rise, is it worth me remortgaging now and taking the 1% hit on early repayment in the final year to bag a good deal, or should I wait until the fixed term ends?I owe about \u00a390,000 on a house worth about \u00a3220,000 and my current rate is 2.14%.CLA It might be worth remortgaging now but a lot depends on whether the potential savings you could make would cover the costs of switching. Continue reading…
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\nSource : theguardian.com
\nRead more…Should I remortgage now even though my fixed term hasn\u2019t ended?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

With interest rates looking likely to rise, I might be able to bag a better...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-123517","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-w8d","jetpack-related-posts":[{"id":71046,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-we-pay-a-penalty-and-remortgage-while-rates-are-low\/","url_meta":{"origin":123517,"position":0},"title":"Should we pay a penalty and remortgage while rates are low?","date":"November 6, 2017","format":false,"excerpt":"\r We can\u2019t work out if it would be cost-effective or notQ There has been a lot in money advice columns recently about remortgaging now to secure a low interest rate, and my husband and I are really confused.Our outstanding fixed-rate mortgage is \u00a3165,000 on a property valued at \u00a3280,000.\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":139985,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-we-take-a-two-year-fixed-mortgage-or-a-cheaper-five-year-deal\/","url_meta":{"origin":123517,"position":1},"title":"Should we take a two-year fixed mortgage or a cheaper five-year deal?","date":"October 23, 2023","format":false,"excerpt":"\r We feel very squeezed as our mortgage is heading for a big jump in November but we can\u2019t work out which deal to takeQ My husband and I are remortgaging in November. Our options aren\u2019t the best. We\u2019ve been offered a two-year fixed-rate deal at 5.64% with a product\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":110591,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/im-in-a-five-year-mortgage-deal-what-if-i-decide-to-move\/","url_meta":{"origin":123517,"position":2},"title":"I'm in a five-year mortgage deal \u2013\u00a0what if I decide to move?","date":"September 9, 2019","format":false,"excerpt":"\r I\u2019m unsure what the process would be with remortgaging if we\u2019re in a fixed-rate termQ I am hoping you can offer some advice regarding my situation. I am currently four years into a five-year fixed-rate mortgage with an interest rate of 3.5% and an early repayment charge of \u00a36,000.\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":51200,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/many-options-for-remortgaging-a-property-in-uae\/","url_meta":{"origin":123517,"position":3},"title":"Many options for remortgaging a property in UAE","date":"April 7, 2017","format":false,"excerpt":"\r I bought an apartment in Dubai Marina a few years ago but looking at my paperwork it seems I am paying a higher interest rate on my mortgage than those I see advertised. Do Dubai banks allow people to remortgage and, if so, is this an option without paying\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":68942,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/remortgage-now-to-grab-a-cheap-fixed-rate-deal-before-theyre-gone\/","url_meta":{"origin":123517,"position":4},"title":"Remortgage now to grab a cheap fixed-rate deal \u2026 before they\u2019re gone","date":"October 13, 2017","format":false,"excerpt":"\r An expected interest rate rise means lenders are pulling their cheapest deals. We survey the best left on the marketIt\u2019s crunch time for anyone thinking about switching to a new\u00a0mortgage, after a string of lenders hiked the cost of their fixed-rate home loans.During the past few days, lenders have\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":125589,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-happens-if-i-remortgage-two-or-three-years-into-a-fixed-rate-deal\/","url_meta":{"origin":123517,"position":5},"title":"What happens if I remortgage two or three years into a fixed-rate deal?","date":"March 21, 2022","format":false,"excerpt":"\r I\u2019m an older first-time buyer and I\u2019m confused about how my payments will change over timeQ I\u2019m an older first-time buyer and intend to get a mortgage on a property that is worth no more than \u00a3110,000. 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