{"id":122680,"date":"2021-10-20T01:25:07","date_gmt":"2021-10-19T18:25:07","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lenders-need-to-warm-up-to-energy-efficient-homes\/"},"modified":"2021-10-20T02:10:04","modified_gmt":"2021-10-19T19:10:04","slug":"mortgage-lenders-need-to-warm-up-to-energy-efficient-homes","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lenders-need-to-warm-up-to-energy-efficient-homes\/","title":{"rendered":"Mortgage lenders need to warm up to energy-efficient homes"},"content":{"rendered":"


\nGovernment\u2019s net zero plan wants to link energy upgrades to home financing, but policy details will be critical If you want to live in an energy inefficient home, expect to pay more for your mortgage. Or perhaps the implied message in the government\u2019s net zero documents was starker: you won\u2019t even get a mortgage unless you bring the property up to scratch.As nudges to homeowners and homebuyers go, it\u2019s strong stuff. Quite right too, one might say: UK homes, on average, are shockingly leaky. And, since most home improvements happen soon after a purchase, one can see the logic in linking an energy upgrade to the mortgage process. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Mortgage lenders need to warm up to energy-efficient homes<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Government\u2019s net zero plan wants to link energy upgrades to home financing, but policy details...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-122680","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-vUI","jetpack-related-posts":[{"id":61032,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/let-homebuyers-borrow-more-on-energy-efficient-properties-urges-report\/","url_meta":{"origin":122680,"position":0},"title":"Let homebuyers borrow more on energy efficient properties, urges report","date":"July 18, 2017","format":false,"excerpt":"\r Making energy ratings a factor in mortgage offers could let people borrow \u00a34,000 to \u00a311,500 more, says Lenders groupHomebuyers could take out bigger mortgages if the energy ratings of properties were factored into the lending criteria of banks and building societies, government-funded research has found.Although estate agents are legally\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":88007,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bigger-mortgages-for-greener-homes-yep-thats-right-adam-vaughan\/","url_meta":{"origin":122680,"position":1},"title":"Bigger mortgages for greener homes? Yep, that's right | Adam Vaughan","date":"May 13, 2018","format":false,"excerpt":"\r Welsh scheme will factor in home\u2019s energy efficiency into lenders\u2019 affordability calculationsBorrowers will be able to take out a bigger mortgage when buying greener properties for the first time, under a pioneering scheme to encourage energy efficiency.Research has found that factoring in the efficiency of a home into lenders\u2019\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8356,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/demand-for-homes-fuels-30-rise-in-mortgage-lending\/","url_meta":{"origin":122680,"position":2},"title":"Demand for homes fuels 30% rise in mortgage lending","date":"March 18, 2016","format":false,"excerpt":"\r Mortgage lenders report strong year-on-year growth, buoyed by government schemes and competitive dealsMortgage lending leapt by 30% in the 12 months to February to hit \u00a317.6bn, according to the latest figures from banks and building societies.Despite a 5% fall from January\u2019s figure, the Council of Mortgage Lenders reported strong\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11990,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-lenders-launch-mortgage-price-war\/","url_meta":{"origin":122680,"position":3},"title":"Help to Buy lenders launch mortgage price war","date":"January 19, 2014","format":false,"excerpt":"\r Borrowers wanting a 95% mortgage are benefiting from greater competition, as Barclays becomes the latest to enter the marketProspective buyers with small deposits are benefiting from a price war among mortgage lenders, say brokers, after the last of the major high street banks launched its 95% deal under Help\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":129990,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/two-uk-lenders-temporarily-pull-new-mortgage-deals-amid-volatile-market\/","url_meta":{"origin":122680,"position":4},"title":"Two UK lenders temporarily pull new mortgage deals amid volatile market","date":"September 27, 2022","format":false,"excerpt":"\r Virgin Money and Skipton Building Society withdraw deals for new customers as drop in pound leaves banks unable to price productsUK lenders Virgin Money and Skipton Building Society temporarily withdrew mortgage deals for new customers on Monday, reacting to financial market volatility prompted by the government\u2019s mini-budget.Lenders were struggling\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":165569,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lenders-say-house-buying-at-risk-from-surveyor-down-valuing\/","url_meta":{"origin":122680,"position":5},"title":"Mortgage lenders say house buying at risk from surveyor \u2018down valuing\u2019","date":"November 22, 2025","format":false,"excerpt":"\r London and the south-east said to be worst affected, with valuations often coming in at 10% below the agreed sale priceAn increase in property down valuations, with some homes being marked down by 10% or more by surveyors, is \u201cturning deals and lives upside down,\u201d mortgage experts claim.Some believe\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/122680"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=122680"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/122680\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=122680"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=122680"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=122680"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}