{"id":122668,"date":"2021-10-19T14:57:20","date_gmt":"2021-10-19T07:57:20","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-borrowers-should-seek-professional-advice-before-making-a-purchase-decision\/"},"modified":"2021-10-19T16:03:59","modified_gmt":"2021-10-19T09:03:59","slug":"mortgage-borrowers-should-seek-professional-advice-before-making-a-purchase-decision","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-borrowers-should-seek-professional-advice-before-making-a-purchase-decision\/","title":{"rendered":"Mortgage borrowers should seek professional advice before making a purchase decision"},"content":{"rendered":"<p>&#013;<br \/>\nProspective purchasers are reminded to carefully consider their own financial situation before making a property purchase decision. In most situations, whether a property transaction can be completed depends on the amount of mortgage loan that could be obtained.Prospective purchasers should bear in mind that there are numerous factors affecting the approval of their mortgage applications.Some prospective purchasers may ask property agents for mortgage information before making their purchase\u2026&#013;<br \/>\n&#013;<br \/>\nSource : South China Morning Post&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.scmp.com\/business\/article\/3152865\/mortgage-borrowers-should-seek-professional-advice-making-purchase?utm_source=rss_feed\" target=\"_blank\" rel=\"noopener\">Mortgage borrowers should seek professional advice before making a purchase decision<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Prospective purchasers are reminded to carefully consider their own financial situation before making a property&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-122668","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-vUw","jetpack-related-posts":[{"id":102359,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-should-find-out-how-much-the-bank-will-loan-before-signing-a-purchase-agreement\/","url_meta":{"origin":122668,"position":0},"title":"Homebuyers should find out how much the bank will loan before signing a purchase agreement","date":"December 18, 2018","format":false,"excerpt":"\r Purchasing a property to many people is a lifetime investment requiring substantial amount of savings. Most buyers will need to apply for a mortgage loan to finance their purchase. A well-planned budget and obtaining accurate information about a mortgage loan before committing the property purchase are therefore very important\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":89937,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-rates-drop-but-borrowers-are-not-impressed\/","url_meta":{"origin":122668,"position":1},"title":"Mortgage rates drop, but borrowers are not impressed","date":"May 30, 2018","format":false,"excerpt":"\r A drop in mortgage interest rates did nothing to spur borrowers to action. Applications for to both refinance and to purchase a home fell for the week.\r \r Source : cnbc.com\r Read more...Mortgage rates drop, but borrowers are not impressed","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":120734,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/new-worlds-compensation-to-pavilia-flat-buyers-may-slash-valuations-and-cut-the-bank-loans-available-to-mortgage-borrowers\/","url_meta":{"origin":122668,"position":2},"title":"New World\u2019s compensation to Pavilia flat buyers may slash valuations and cut the bank loans available to mortgage borrowers","date":"July 10, 2021","format":false,"excerpt":"\r New World Development\u2019s decision this week to compensate owners of the flats it plans to demolish at The Pavilia Farm apartment complex could slash the valuation of the property and reduce the amount of bank loans available to mortgage borrowers.Slightly more than half of the customers who bought the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":115460,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/requests-to-delay-mortgage-payments-jump-nearly-2000-as-borrowers-seek-relief-during-coronavirus-outbreak\/","url_meta":{"origin":122668,"position":3},"title":"Requests to delay mortgage payments jump nearly 2,000% as borrowers seek relief during coronavirus outbreak","date":"April 7, 2020","format":false,"excerpt":"\r Forbearance requests grew by 1,270% between the week March 2 and the week of March 16, and another 1,896% between the week of March 16 and the week of March 30, according to numbers released Tuesday by the Mortgage Bankers Association.\r \r Source : cnbc.com\r Read more...Requests to delay\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":7960,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lending-shakeup-could-push-up-cost-of-borrowing\/","url_meta":{"origin":122668,"position":4},"title":"Mortgage lending shakeup could push up cost of borrowing","date":"March 15, 2016","format":false,"excerpt":"\r New international rules likely to have negative consequences for buy-to-let borrowers and others, says trade groupMortgages for homeowners and buy-to-let landlords could become more expensive under new rules being imposed by international regulators, an industry trade body has warned.The Council of Mortgage Lenders (CML) said the global rules were\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":132990,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-demand-inches-higher-as-interest-rates-move-lower\/","url_meta":{"origin":122668,"position":5},"title":"Mortgage demand inches higher as interest rates move lower","date":"December 14, 2022","format":false,"excerpt":"\r Borrowers are finally reacting to lower mortgage rates, boosting demand for both refinances and loans to purchase homes.\r \r Source : cnbc.com\r Read more...Mortgage demand inches higher as interest rates move lower","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/122668"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=122668"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/122668\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=122668"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=122668"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=122668"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}