{"id":121456,"date":"2021-08-14T18:00:37","date_gmt":"2021-08-14T11:00:37","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/know-the-score-on-mortgages-a-blemish-on-your-credit-file-could-cost-thousands\/"},"modified":"2021-08-14T19:04:29","modified_gmt":"2021-08-14T12:04:29","slug":"know-the-score-on-mortgages-a-blemish-on-your-credit-file-could-cost-thousands","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/know-the-score-on-mortgages-a-blemish-on-your-credit-file-could-cost-thousands\/","title":{"rendered":"Know the score on mortgages: a blemish on your credit file could cost thousands"},"content":{"rendered":"


\nCheck with all the agencies before applying, as one blip could mean signing up to higher ratesMortgage rates are at record lows, with Halifax this week launching a fixed-rate deal priced at 0.83% \u2013 but these ultra-low rates are typically only available to those with an unblemished credit record.Negative information on your credit file relating to something a few years ago may not necessarily stop you from getting a mortgage but it may end up costing you thousands of pounds a year extra if it means you are forced to sign up to a higher interest rate. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Know the score on mortgages: a blemish on your credit file could cost thousands<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Check with all the agencies before applying, as one blip could mean signing up to...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-121456","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-vAY","jetpack-related-posts":[{"id":172584,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fed-raises-rates-what-it-means-for-your-credit-cards-mortgages-savings-accounts-and-auto-loans\/","url_meta":{"origin":121456,"position":0},"title":"Fed raises rates: What it means for your credit cards, mortgages, savings accounts and auto loans","date":"September 17, 2026","format":false,"excerpt":"\r The Fed's quarter-point rate hike will impact a range of consumer borrowing and savings costs, including mortgages, credit cards, car loans and deposit rates.\r \r Source : cnbc.com\r Read more...Fed raises rates: What it means for your credit cards, mortgages, savings accounts and auto loans","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":158464,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fed-holds-interest-rates-steady-what-that-means-for-car-loans-credit-cards-mortgages-and-more\/","url_meta":{"origin":121456,"position":1},"title":"Fed holds interest rates steady: What that means for car loans, credit cards, mortgages and more","date":"July 31, 2025","format":false,"excerpt":"\r From credit cards, car loans, mortgages, savings and student debt,\u00a0here's how the Federal Reserve's interest-rate decision influences your wallet.\r \r Source : cnbc.com\r Read more...Fed holds interest rates steady: What that means for car loans, credit cards, mortgages and more","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":171672,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fed-holds-interest-rates-steady-heres-what-that-means-for-credit-cards-mortgages-car-loans-and-savings-rates\/","url_meta":{"origin":121456,"position":2},"title":"Fed holds interest rates steady: Here's what that means for credit cards, mortgages, car loans and savings rates","date":"April 30, 2026","format":false,"excerpt":"\r From mortgage rates to auto loans and credit cards, here\u2019s a look at how the Fed's April interest rate decision may affect your wallet.\r \r Source : cnbc.com\r Read more...Fed holds interest rates steady: Here's what that means for credit cards, mortgages, car loans and savings rates","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":172010,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fed-holds-interest-rates-steady-heres-what-that-means-for-credit-cards-savings-rates-mortgages-and-car-loans\/","url_meta":{"origin":121456,"position":3},"title":"Fed holds interest rates steady: Here's what that means for credit cards, savings rates, mortgages and car loans","date":"June 18, 2026","format":false,"excerpt":"\r Here\u2019s a look at how the Fed's June interest rate decision may affect your finances.\r \r Source : cnbc.com\r Read more...Fed holds interest rates steady: Here's what that means for credit cards, savings rates, mortgages and car loans","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":142136,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-interest-rates-have-changed-over-the-last-12-months-for-mortgages-car-loans-credit-cards-and-more\/","url_meta":{"origin":121456,"position":4},"title":"How interest rates have changed over the last 12 months for mortgages, car loans, credit cards and more","date":"January 31, 2024","format":false,"excerpt":"\r As markets look toward potential interest rate cuts in 2024 from the Federal Reserve, these five charts show how rates have fluctuated over the last 12 months.\r \r Source : cnbc.com\r Read more...How interest rates have changed over the last 12 months for mortgages, car loans, credit cards and\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":143127,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-fed-hasnt-touched-interest-rates-since-july-but-theyre-still-moving-what-that-looks-like-for-credit-cards-mortgages-and-savings-accounts\/","url_meta":{"origin":121456,"position":5},"title":"The Fed hasn't touched interest rates since July, but they're still moving. What that looks like for credit cards, mortgages and savings accounts","date":"March 21, 2024","format":false,"excerpt":"\r As markets look toward potential interest rate cuts in 2024 from the Federal Reserve, these five charts show how rates have fluctuated over the last 12 months.\r \r Source : cnbc.com\r Read more...The Fed hasn't touched interest rates since July, but they're still moving. What that looks like for\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/121456"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=121456"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/121456\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=121456"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=121456"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=121456"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}