{"id":121369,"date":"2021-08-11T13:00:41","date_gmt":"2021-08-11T06:00:41","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/my-mortgage-is-under-threat-because-of-how-my-address-is-written\/"},"modified":"2021-08-11T14:08:03","modified_gmt":"2021-08-11T07:08:03","slug":"my-mortgage-is-under-threat-because-of-how-my-address-is-written","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/my-mortgage-is-under-threat-because-of-how-my-address-is-written\/","title":{"rendered":"My mortgage is under threat because of how my address is written"},"content":{"rendered":"


\nRoyal Mail and on the electoral roll list it differently, which affects my credit ratingI face being unable to secure a mortgage and losing the property I want to buy because of an anomaly with address formats in Edinburgh. The flat I rent appears in two ways: Royal Mail lists it as 5\/7, while on the electoral roll it is 5 3F1 (building no 5, third-floor, flat 1). My bank has it as 5 3F1. This has affected my credit report because Equifax has no record of me under the the Royal Mail format. It told me to ask Royal Mail to change its listing, but it insists its format is correct.LW, EdinburghThe same issue affects many Scottish residents who live in older tenement buildings, and the consequences, should they apply for any kind of credit, can be serious. Historically, flats in tenements were registered according to the street number of the building, which storey they were on, and how far they were from the top of each staircase. This has been retained for old blocks. When Royal Mail computerised its database, it counted the number of flats in a block and allocated consecutive numbers. Continue reading…
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\nSource : theguardian.com
\nRead more…My mortgage is under threat because of how my address is written<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Royal Mail and on the electoral roll list it differently, which affects my credit ratingI...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-121369","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-vzz","jetpack-related-posts":[{"id":130661,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/a-tiny-error-in-your-address-could-wreck-your-credit-rating\/","url_meta":{"origin":121369,"position":0},"title":"A tiny error in your address could wreck your credit rating","date":"October 10, 2022","format":false,"excerpt":"\r If the details recorded by Royal Mail do not match other databases you could soon find yourself being treated like a serial debtorGary Sleet* no longer officially exists as far as the financial sector is concerned. He\u2019s ineligible for a mortgage, a personal loan or a mobile phone contract,\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":13608,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/royal-mail-profits-flat-despite-rise-in-parcel-deliveries\/","url_meta":{"origin":121369,"position":1},"title":"Royal Mail profits flat despite rise in parcel deliveries","date":"May 19, 2016","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Royal Mail profits flat despite rise in parcel deliveries","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":70594,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/market-report-royal-mail-shares-slip-as-credit-suisse-raises-letter-revenue-concerns\/","url_meta":{"origin":121369,"position":2},"title":"Market report: Royal Mail shares slip as Credit Suisse raises letter revenue concerns","date":"November 1, 2017","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Market report: Royal Mail shares slip as Credit Suisse raises letter revenue concerns","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":4003,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/is-royal-mail-entitled-to-destroy-my-christmas-card-containing-100-in-vouchers\/","url_meta":{"origin":121369,"position":3},"title":"Is Royal Mail entitled to destroy my Christmas card containing \u00a3100 in vouchers?","date":"February 7, 2016","format":false,"excerpt":"\r My card and \u00a3100 gift was undelivered. But Royal Mail says it can dispose of it if it remains unclaimed after 18 daysI sent a Christmas card in an envelope with gift tokens enclosed (a \u00a350 John Lewis and a \u00a350 Debenhams voucher) to a family member in early\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":19676,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/weighing-up-alternatives-to-royal-mail\/","url_meta":{"origin":121369,"position":4},"title":"Weighing up alternatives to Royal Mail","date":"November 30, 2013","format":false,"excerpt":"\r Don't automatically think of the post office \u2026 there are alternatives to Royal Mail that can be cheaper and more convenientChristmas means parcels, and many of us immediately think of a trip to the post office. But there are alternatives to Royal Mail which can beat it on price,\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":94753,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mps-wade-into-royal-mail-pay-row\/","url_meta":{"origin":121369,"position":5},"title":"MPs wade into Royal Mail pay row","date":"July 26, 2018","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...MPs wade into Royal Mail pay row","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/121369"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=121369"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/121369\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=121369"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=121369"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=121369"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}