{"id":121206,"date":"2021-08-02T13:00:20","date_gmt":"2021-08-02T06:00:20","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-will-happen-to-our-house-if-one-of-us-goes-into-a-care-home\/"},"modified":"2021-08-02T14:06:25","modified_gmt":"2021-08-02T07:06:25","slug":"what-will-happen-to-our-house-if-one-of-us-goes-into-a-care-home","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-will-happen-to-our-house-if-one-of-us-goes-into-a-care-home\/","title":{"rendered":"What will happen to our house if one of us goes into a care home?"},"content":{"rendered":"


\nI\u2019m wondering if we should put both our names on the deeds, or try to add our daughter, tooQ Our house is now owned outright after 25 years of us both paying the mortgage but only my husband\u2019s name is on the deeds. As we are getting older (he is 62 and I am 58), we are wondering whether it would be prudent to put both our names on the deeds in case one of us needs full-time care services. I don\u2019t understand how much of the house the council may be able to take if he was to go into care or if I would have to sell the house to pay for it. Is there any way of protecting my half or should it be the other way round?I have worked with a few people who have come across this dilemma as their partners have had dementia and eventually required a full-time care home, and have had to take measures to protect themselves from having to sell their home. I think they had to use the equity in their property but could not save their half even though it was willed to their children. Continue reading…
\n
\nSource : theguardian.com
\nRead more…What will happen to our house if one of us goes into a care home?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

I\u2019m wondering if we should put both our names on the deeds, or try to...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-121206","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-vwW","jetpack-related-posts":[{"id":79386,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/no-mains-drainage-contrary-to-deeds\/","url_meta":{"origin":121206,"position":0},"title":"No Mains Drainage Contrary to Deeds","date":"February 8, 2018","format":false,"excerpt":"\r A couple purchased a property they later found was without mains drainage, contrary to the information contained in the deed of sale.\r \r Source : french-property.com\r Read more...No Mains Drainage Contrary to Deeds","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":111387,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-your-title-deeds-could-make-you-liable-for-repairs-to-the-local-church\/","url_meta":{"origin":121206,"position":1},"title":"How your title deeds could make you liable for repairs to the local church","date":"October 6, 2019","format":false,"excerpt":"\r Those unaware of restrictive covenants can become liable for life-changing sums out of the blueTom and Lisa Aldiss* had just bought their first home when the demand arrived. 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I applied to the Land Registry for a copy but it was never registered (this wasn\u2019t\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137159,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-would-a-home-swap-affect-stamp-duty-and-inheritance-tax\/","url_meta":{"origin":121206,"position":4},"title":"How would a home swap affect stamp duty and inheritance tax?","date":"May 29, 2023","format":false,"excerpt":"\r We plan to exchange deeds and move into my mother-in-law\u2019s new \u00a3700,000 house and she will switch to our \u00a3600,000 oneQ I\u2019m hoping you can shed light on an odd situation. My mother-in-law is selling her home and, with the proceeds, is buying a new one for \u00a3700,000. 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