{"id":12116,"date":"2016-05-08T06:05:06","date_gmt":"2016-05-07T23:05:06","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/its-boom-time-for-bank-of-mum-and-dad-if-you-chose-the-right-parents-barbara-ellen\/"},"modified":"2016-05-08T06:28:52","modified_gmt":"2016-05-07T23:28:52","slug":"its-boom-time-for-bank-of-mum-and-dad-if-you-chose-the-right-parents-barbara-ellen","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/its-boom-time-for-bank-of-mum-and-dad-if-you-chose-the-right-parents-barbara-ellen\/","title":{"rendered":"It\u2019s boom time for bank of mum and dad \u2013 if you chose the right parents | Barbara Ellen"},"content":{"rendered":"<p>&#013;<br \/>\nThe return of 100% mortgages just shows that however much things change, they tend to stay the sameIn the same week that the Halifax decided to increase its age limit for borrowing, so that mortgage terms are extended to the borrower\u2019s 75th or even 80th birthday, Barclays announced the reintroduction of 100% mortgages for the first time since the Noughties recession.The changes have been made in response to ageing demographics, and changing work practices and borrower profiles. It\u2019s a picture that includes people who haven\u2019t paid off their mortgages by the traditional retirement age, people working for longer than they used to and the increasing role of parents in helping their children on to the property ladder. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"http:\/\/www.theguardian.com\/global\/commentisfree\/2016\/may\/07\/mortgage-home-loan-parents-bank-mum-dad-borrowing\" target=\"_blank\">It\u2019s boom time for bank of mum and dad \u2013 if you chose the right parents | Barbara Ellen<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; The return of 100% mortgages just shows that however much things change, they tend to&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-12116","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-39q","jetpack-related-posts":[{"id":61652,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/four-reasons-why-uk-equity-release-mortgages-will-boom\/","url_meta":{"origin":12116,"position":0},"title":"Four reasons why UK equity release mortgages will boom","date":"July 24, 2017","format":false,"excerpt":"\r Fast-growing sector could be the answer for a population facing financial pressures\r \r Source : ft.com\r Read more...Four reasons why UK equity release mortgages will boom","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":121851,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-demand-for-rental-home-mortgages-surges-amid-domestic-holiday-boom\/","url_meta":{"origin":12116,"position":1},"title":"UK demand for rental home mortgages surges amid domestic holiday boom","date":"September 6, 2021","format":false,"excerpt":"\r Number of \u2018holiday let\u2019 mortgage deals on the market more than doubles in a yearThe boom in domestic holidays has fuelled a surge in demand for mortgages for UK holiday rental homes as landlords and investors cash in on people taking breaks in Britain.The number of \u201choliday let\u201d mortgage\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":120467,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/americans-borrowed-record-1-2tn-in-fourth-quarter-for-mortgages\/","url_meta":{"origin":12116,"position":2},"title":"Americans borrowed record $1.2tn in fourth quarter for mortgages","date":"February 18, 2021","format":false,"excerpt":"\r Buyers fuel housing boom by locking in historically low interest rates during pandemic\r \r Source : ft.com\r Read more...Americans borrowed record .2tn in fourth quarter for mortgages","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":86924,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/government-curbs-and-costly-mortgages-temper-optimism-among-chinas-property-developers\/","url_meta":{"origin":12116,"position":3},"title":"Government curbs and costly mortgages temper optimism among China\u2019s property developers","date":"May 2, 2018","format":false,"excerpt":"\r China\u2019s property developers are less optimistic about the outlook this year as authorities across the country tighten restrictions on buyers and banks make mortgages more expensive, with the boom in smaller cities that had previously fuelled growth also set to cool. So far this year more than 90 measures\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":119217,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/russian-property-firms-ride-kremlin-fuelled-housing-boom\/","url_meta":{"origin":12116,"position":4},"title":"Russian property firms ride Kremlin-fuelled housing boom","date":"November 11, 2020","format":false,"excerpt":"\r Risks of bust increase after rapid growth spurred by Moscow support for mortgages\r \r Source : ft.com\r Read more...Russian property firms ride Kremlin-fuelled housing boom","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":41788,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/a-us90-billion-wave-of-debt-shows-cracks-in-u-s-real-estate-boom\/","url_meta":{"origin":12116,"position":5},"title":"A US$90 billion wave of debt shows cracks in U.S. real estate boom","date":"January 25, 2017","format":false,"excerpt":"\r A US$90 billion ($123b) wave of maturing commercial mortgages, leftover debt from the 2007 lending boom, is laying bare the weak links in the U.S. real estate market.It's getting harder for landlords who rely on borrowed cash to...\r \r Source : nzherald.co.nz\/Property\r Read more...A US billion wave of debt\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/12116"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=12116"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/12116\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=12116"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=12116"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=12116"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}