{"id":120816,"date":"2021-07-17T16:30:57","date_gmt":"2021-07-17T09:30:57","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgages-dont-be-dazzled-by-super-low-interest-rates\/"},"modified":"2021-07-18T17:05:11","modified_gmt":"2021-07-18T10:05:11","slug":"mortgages-dont-be-dazzled-by-super-low-interest-rates","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgages-dont-be-dazzled-by-super-low-interest-rates\/","title":{"rendered":"Mortgages: don\u2019t be dazzled by super-low interest rates"},"content":{"rendered":"


\nUltra-low fixed-rate deals can look very attractive, but the no-fee higher rate can often make for a better bargainHeadline-grabbing mortgage rates have been coming thick and fast in recent weeks. It started with the first sub-1% deal in several years, and has continued with lenders launching their cheapest home loans ever. As of last week it\u2019s been possible to tie-in for two years at just 0.94%, or fix for five at as little as 1.06%.\u201cA number of providers have launched eye-catching sub-1% rates in recent weeks to tempt new borrowers,\u201d says Eleanor Williams at financial data provider Moneyfacts. \u201cThis indicates an appetite to lend from mortgage providers, and reflects an ability to price low while we remain in a low interest rate environment.\u201d Continue reading…
\n
\nSource : theguardian.com
\nRead more…Mortgages: don\u2019t be dazzled by super-low interest rates<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Ultra-low fixed-rate deals can look very attractive, but the no-fee higher rate can often make...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-120816","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-vqE","jetpack-related-posts":[{"id":119091,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-extends-pilot-fixed-rate-mortgages-scheme-by-a-year-lowers-interest-rates-to-combat-pandemic-fallout\/","url_meta":{"origin":120816,"position":0},"title":"Hong Kong extends pilot fixed-rate mortgages scheme by a year, lowers interest rates to combat pandemic fallout","date":"November 2, 2020","format":false,"excerpt":"\r The Hong Kong Mortgage Corporation (HKMC) has extended a pilot scheme for fixed-rate mortgages by a year, and said interest rates will also be lowered further, as the city faces rising unemployment and a recession amid the coronavirus pandemic.The application period for the Fixed-rate Mortgage Pilot Scheme has been\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":138410,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hope-for-homebuyers-as-rates-fall-on-uk-fixed-mortgage-deals\/","url_meta":{"origin":120816,"position":1},"title":"Hope for homebuyers as rates fall on UK fixed mortgage deals","date":"July 20, 2023","format":false,"excerpt":"\r Small drops in average rates for two- and five-year fixed mortgages follow easing of inflation rate in JuneBorrowers received a glimmer of good news after average rates on new two- and five-year fixed mortgages fell for the first time since May.News of the small falls came 24 hours after\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":126594,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/real-estate-buyers-face-uncertain-future-as-interest-rate-hike-casts-spectre-on-mortgage-rates-experts\/","url_meta":{"origin":120816,"position":2},"title":"Real estate buyers face uncertain future as interest rate hike casts spectre on mortgage rates: Experts","date":"May 6, 2022","format":false,"excerpt":"\r Fixed term mortgages are likely to increase in popularity as buyers seek to lock in their mortgage costs amid increasing interest rates\r \r Source : arabianbusiness.com\r Read more...Real estate buyers face uncertain future as interest rate hike casts spectre on mortgage rates: Experts","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.siamlandbank.com\/propertynews\/wp-content\/uploads\/2022\/05\/Dubai-Skyline-1000x667-2.jpg?fit=1000%2C667&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":172528,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/demand-for-riskier-mortgages-rises-again-along-with-interest-rates\/","url_meta":{"origin":120816,"position":3},"title":"Demand for riskier mortgages rises again, along with interest rates","date":"September 9, 2026","format":false,"excerpt":"\r Mortgage rates continue to climb, so more borrowers are turning to adjustable rate mortgages, which offer lower interest rates comparatively.\r \r Source : cnbc.com\r Read more...Demand for riskier mortgages rises again, along with interest rates","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":172488,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/demand-for-riskier-mortgages-rises-along-with-interest-rates\/","url_meta":{"origin":120816,"position":4},"title":"Demand for riskier mortgages rises along with interest rates","date":"September 2, 2026","format":false,"excerpt":"\r Mortgage rates continue to rise, pushing some buyers to riskier, adjustable-rate loans in order to find savings. Rates are at the highest level since June 2025.\r \r Source : cnbc.com\r Read more...Demand for riskier mortgages rises along with interest rates","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":134372,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/will-the-interest-rate-rise-trigger-a-stampede-for-tracker-mortgages\/","url_meta":{"origin":120816,"position":5},"title":"Will the interest rate rise trigger a stampede for tracker mortgages?","date":"February 3, 2023","format":false,"excerpt":"\r Hints by Bank of England that rates may have peaked leaves those remortgaging in a quandaryWhat does the Bank of England interest rate rise mean for you?The rush towards tracker mortgages that began even before Thursday\u2019s interest rate rise could well become a stampede after the Bank of England\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/120816"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=120816"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/120816\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=120816"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=120816"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=120816"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}