{"id":120658,"date":"2021-05-18T11:00:08","date_gmt":"2021-05-18T04:00:08","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/getting-mortgage-pre-approval-to-ensure-a-safe-landing-on-your-dream-home-in-the-uk\/"},"modified":"2021-07-18T17:03:53","modified_gmt":"2021-07-18T10:03:53","slug":"getting-mortgage-pre-approval-to-ensure-a-safe-landing-on-your-dream-home-in-the-uk","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/getting-mortgage-pre-approval-to-ensure-a-safe-landing-on-your-dream-home-in-the-uk\/","title":{"rendered":"Getting mortgage pre-approval to ensure a safe landing on your dream home in the UK"},"content":{"rendered":"<p>&#013;<br \/>\nHongkongers have emerged as among the most aggressive buyers of UK property, snapping up more than \u00a3305.6 million (US$430 million) of prime London homes in 2020. This trend is expected to continue under a new wave of emigration, as BN(O) passport holders are allowed to live in the UK under the new visa scheme.While such a buying frenzy can be partly attributed to impulsiveness since very little down payment is required to be a UK landlord, the aftermath \u2013 in the form of a mortgage \u2013 can be a\u2026&#013;<br \/>\n&#013;<br \/>\nSource : South China Morning Post&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.scmp.com\/business\/article\/3133756\/getting-mortgage-pre-approval-ensure-safe-landing-your-dream-home-uk?utm_source=rss_feed\" target=\"_blank\" rel=\"noopener\">Getting mortgage pre-approval to ensure a safe landing on your dream home in the UK<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Hongkongers have emerged as among the most aggressive buyers of UK property, snapping up more&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-120658","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-vo6","jetpack-related-posts":[{"id":127103,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/buying-uk-property-heres-a-tactic-to-get-faster-mortgage-loan-approval-to-fund-your-purchase\/","url_meta":{"origin":120658,"position":0},"title":"Buying UK property: here\u2019s a tactic to get faster mortgage loan approval to fund your purchase","date":"June 21, 2022","format":false,"excerpt":"\r If you expect the mortgage approval procedure at UK banks to be largely the same as in Hong Kong, you might be in for a not-so-pleasant surprise.\r \r Source : South China Morning Post\r Read more...Buying UK property: here\u2019s a tactic to get faster mortgage loan approval to fund\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":77971,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgage-approvals-slump-in-december-after-pre-rate-rise-rush\/","url_meta":{"origin":120658,"position":1},"title":"UK mortgage approvals slump in December after pre-rate rise rush","date":"January 25, 2018","format":false,"excerpt":"\r Number of approvals for new purchases 21% down on prior year\r \r Source : ft.com\r Read more...UK mortgage approvals slump in December after pre-rate rise rush","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":138200,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/risks-of-a-uk-housing-crash-rising-by-the-day-as-fixed-rate-mortgage-deals-end\/","url_meta":{"origin":120658,"position":2},"title":"Risks of a UK housing crash rising by the day as fixed-rate mortgage deals end","date":"July 5, 2023","format":false,"excerpt":"\r The tipping point for the economy could come if fixed-rate mortgages rise above 7%All things considered, Britain\u2019s housing market has held up pretty well so far in the face of a relentless rise in borrowing costs that has seen five-year fixed rate mortgages climb above 6%. House prices, according\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":102692,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-house-prices-take-pre-brexit-hit-says-nationwide\/","url_meta":{"origin":120658,"position":3},"title":"UK house prices take pre-Brexit hit, says Nationwide","date":"January 4, 2019","format":false,"excerpt":"\r Housing market has weakened since June 2016 Brexit vote, led by price falls in LondonBritish house prices took a pre-Brexit hit in December, rising by their slowest pace in nearly six years in annual terms, according to data from mortgage lender Nationwide.House prices fell by 0.7% percent from November,\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":139002,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-house-prices-fall-at-fastest-rate-since-2009-says-nationwide\/","url_meta":{"origin":120658,"position":4},"title":"UK house prices fall at fastest rate since 2009, says Nationwide","date":"September 1, 2023","format":false,"excerpt":"\r August 5.3% drop comes as sales completions down by about 40% in first half of year compared with 2021Business live \u2013 latest updatesUK house prices fell 5.3% in August compared with the same month last year, the fastest annual drop in 14 years, according to Nationwide Building Society.The lender\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":125245,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-does-uk-interest-rate-rise-mean-for-savers-and-borrowers\/","url_meta":{"origin":120658,"position":5},"title":"What does UK interest rate rise mean for savers and borrowers?","date":"March 17, 2022","format":false,"excerpt":"\r Mortgage holders, house hunters and savers will be affected by the Bank of England raising rate to 0.75%The Bank of England has increased interest rates to 0.75% in an attempt to tackle rising inflation in the UK. That means the base rate is back to its pre-pandemic level. What\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/120658"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=120658"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/120658\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=120658"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=120658"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=120658"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}