{"id":120457,"date":"2021-02-17T14:00:13","date_gmt":"2021-02-17T07:00:13","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/takeaway-below-our-flat-has-left-us-in-crippling-debt\/"},"modified":"2021-02-17T15:10:32","modified_gmt":"2021-02-17T08:10:32","slug":"takeaway-below-our-flat-has-left-us-in-crippling-debt","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/takeaway-below-our-flat-has-left-us-in-crippling-debt\/","title":{"rendered":"Takeaway below our flat has left us in crippling debt"},"content":{"rendered":"


\nAs it\u2019s now a fast-food outlet our buyers can\u2019t get a mortgage and we are paying for two propertiesI bought a flat in Haringey five years ago, which was, at the time, above an empty A1 retail unit (which excludes most food-related uses). In late 2019, planning permission was granted to turn it into an A5 fast-food takeaway. This was despite the fact the site is opposite a school, and Haringey council\u2019s public health team objected.The construction was so disruptive we decided to sell, and the flat was valued at \u00a3300,000. We found a buyer and went ahead with buying a house. However, our buyer was unable to secure a mortgage offer because the flat was now above a chicken shop. We were unable to back out of the buying of our new house by that point, and had to take out a loan to complete the purchase. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Takeaway below our flat has left us in crippling debt<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

As it\u2019s now a fast-food outlet our buyers can\u2019t get a mortgage and we are...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-120457","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-vkR","jetpack-related-posts":[{"id":94169,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/haringey-council-scraps-4bn-property-venture-with-lendlease\/","url_meta":{"origin":120457,"position":0},"title":"Haringey Council scraps \u00a34bn property venture with Lendlease","date":"July 18, 2018","format":false,"excerpt":"\r Councillors vote to set up an authority-owned company to provide affordable homes\r \r Source : ft.com\r Read more...Haringey Council scraps \u00a34bn property venture with Lendlease","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":21999,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/retired-vicar-loses-case-over-non-payment-of-haringey-council-tax\/","url_meta":{"origin":120457,"position":1},"title":"Retired vicar loses case over non-payment of Haringey council tax","date":"August 5, 2016","format":false,"excerpt":"\r Paul Nicolson, 84, challenges Tottenham magistrates court in north London to jail him after ruling he must pay \u00a32,831.42An anti-poverty campaigner in London has lost his case against Haringey council for non-payment of council tax since 2013.Paul Nicolson, a retired vicar, has claimed that millions of poorer people could\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":129830,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/if-we-buy-a-flat-for-our-son-in-my-wifes-name-would-she-be-deemed-a-first-time-buyer\/","url_meta":{"origin":120457,"position":2},"title":"If we buy a flat for our son in my wife\u2019s name would she be deemed a first-time buyer?","date":"September 19, 2022","format":false,"excerpt":"\r I have two houses in my name, so wonder whether including me on a joint mortgage affects stamp dutyQ As our son will go to university next year, we are considering buying a flat or property in the city where the university is for him to live in. We\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":21604,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-arithmetic-of-the-powerful-that-makes-poor-people-ill-letter-from-the-rev-paul-nicolson\/","url_meta":{"origin":120457,"position":3},"title":"The arithmetic of the powerful that makes poor people ill | Letter from the Rev Paul Nicolson","date":"August 2, 2016","format":false,"excerpt":"\r I have been summoned to Tottenham magistrates court on Thursday 4 August because I am refusing to pay my council tax to the London borough of Haringey. I am fighting against state-imposed ill heath. When Grant Thornton, Haringey\u2019s accountants, audited the \u00a3125 costs added \u2013 more than 20,000 times\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":136059,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/we-want-to-buy-a-seaside-flat-as-a-second-home-what-type-of-mortgage-is-best\/","url_meta":{"origin":120457,"position":4},"title":"We want to buy a seaside flat as a second home. What type of mortgage is best?","date":"April 24, 2023","format":false,"excerpt":"\r My partner and I \u2013 he is a first-time buyer \u2013 would use the property at weekends and for holiday letsQ My partner and I are buying a second home to use as a holiday home. 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