{"id":120362,"date":"2021-02-13T19:00:12","date_gmt":"2021-02-13T12:00:12","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/from-the-self-employed-to-those-on-furlough-what-are-the-mortgage-options\/"},"modified":"2021-02-13T19:06:25","modified_gmt":"2021-02-13T12:06:25","slug":"from-the-self-employed-to-those-on-furlough-what-are-the-mortgage-options","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/from-the-self-employed-to-those-on-furlough-what-are-the-mortgage-options\/","title":{"rendered":"From the self-employed to those on furlough, what are the mortgage options?"},"content":{"rendered":"


\nNumber of new deals has risen but rates and terms for different categories of borrower varyThe mortgage world is increasingly being split into winners and losers, with borrowers who are perceived as low-risk being offered some of the lowest rates on record, and the self-employed and those who are furloughed facing tougher rules.Figures published this week revealed that the number of new mortgage deals on the market is the highest since the start of the first coronavirus lockdown in March 2020. Continue reading…
\n
\nSource : theguardian.com
\nRead more…From the self-employed to those on furlough, what are the mortgage options?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Number of new deals has risen but rates and terms for different categories of borrower...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-120362","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-vjk","jetpack-related-posts":[{"id":80220,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/self-employedheres-how-to-get-a-mortgage\/","url_meta":{"origin":120362,"position":0},"title":"Self-employed?\r\nHere\u2019s how to \r\nget a mortgage","date":"February 17, 2018","format":false,"excerpt":"\r A third of people think lenders are biased against them, but there are ways to win them overThe number of people who are self-employed has increased dramatically since 20001, jumping from 3.3 million to 4.8 million. Do their precarious earnings mean they can\u2019t get mortgages? Will they be treated\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":2118,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/are-you-a-mortgage-misfit\/","url_meta":{"origin":120362,"position":1},"title":"Are you a mortgage misfit?","date":"March 14, 2015","format":false,"excerpt":"\r Tougher rules mean a growing number of borrowers are finding it hard to get a mortgage. But there are options for those who no longer fit lenders\u2019 criteriaAre you over 45? Self-employed? Divorced and remortgaging late in life? Got your eye on a great ex-council house? Or like the\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":134546,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgage-deals-how-to-navigate-the-rollercoaster-rates-ride\/","url_meta":{"origin":120362,"position":2},"title":"UK mortgage deals: how to navigate the rollercoaster rates ride","date":"February 17, 2023","format":false,"excerpt":"\r Amid a debate about what is happening to the housing market, what are your options?We are in the grip of a mortgage price war, according to some experts \u2013 but it probably won\u2019t feel like that if you are staring down the barrel of much higher monthly payments.It is\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":4405,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/im-a-contract-worker-in-a-school-and-no-lender-will-give-me-a-mortgage\/","url_meta":{"origin":120362,"position":3},"title":"I'm a contract worker in a school, and no lender will give me a mortgage","date":"February 11, 2016","format":false,"excerpt":"\r My partner and I earn good incomes but lenders only consider me employed during term time, discounting the paid charity work I do in the summerQ We are having real problems getting a mortgage. My partner is a self-employed builder who has the necessary two years\u2019 tax forms to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":143149,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/first-time-buyers-how-to-pick-a-mortgage-and-the-best-uk-deals\/","url_meta":{"origin":120362,"position":4},"title":"First-time buyers: how to pick a mortgage and the best UK deals","date":"March 22, 2024","format":false,"excerpt":"\r Trying to choose between a fixed rate and a tracker, or thinking about getting help from family? Here are the optionsTrying to work out which mortgage is the right one for you can be daunting for anyone, but especially for a first-timer. There are more than 6,000 residential mortgage\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137412,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-are-the-best-options-if-you-are-looking-for-a-mortgage\/","url_meta":{"origin":120362,"position":5},"title":"What are the best options if you are looking for a mortgage?","date":"June 17, 2023","format":false,"excerpt":"\r With interest rates predicted to rise again and cost of fixed-rate deals on the up, here\u2019s what you need to knowAs if things were not tough enough already, those looking for a new mortgage deal are now being squeezed on all sides.Some experts are predicting the Bank of England\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/120362"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=120362"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/120362\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=120362"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=120362"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=120362"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}