{"id":120240,"date":"2021-02-09T06:11:11","date_gmt":"2021-02-08T23:11:11","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/?p=120240"},"modified":"2021-02-09T06:05:08","modified_gmt":"2021-02-08T23:05:08","slug":"house-prices-reserve-bank-hits-go-on-tough-new-loan-to-value-ratios-warns-of-housing-correction","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/house-prices-reserve-bank-hits-go-on-tough-new-loan-to-value-ratios-warns-of-housing-correction\/","title":{"rendered":"House prices: Reserve Bank hits go on tough new loan-to-value ratios, warns of housing correction"},"content":{"rendered":"


\nThe Reserve Bank has warned that the overheated housing market is at growing risk of a correction and it will re-introduce loan-to-value ratio (LVR) rules at the tougher end of expectations.The rules mean most investors will be…
\n
\nSource : nzherald.co.nz\/Property
\nRead more…House prices: Reserve Bank hits go on tough new loan-to-value ratios, warns of housing correction<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

The Reserve Bank has warned that the overheated housing market is at growing risk of...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-120240","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-vhm","jetpack-related-posts":[{"id":115754,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/covid-19-coronavirus-reserve-bank-proposes-to-axe-loan-to-value-ratios\/","url_meta":{"origin":120240,"position":0},"title":"Covid-19 coronavirus: Reserve Bank proposes to axe loan-to-value ratios","date":"April 21, 2020","format":false,"excerpt":"\r The Reserve Bank of New Zealand is proposing to remove loan-to-valuation restrictions on mortgage lending as Covid-19 wreaks havoc on the economy.\"This move will help banks to keep lending to support customers, including with mortgage...\r \r Source : nzherald.co.nz\/Property\r Read more...Covid-19 coronavirus: Reserve Bank proposes to axe loan-to-value ratios","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":119031,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/housing-boom-could-get-worse-economist-warns\/","url_meta":{"origin":120240,"position":1},"title":"Housing boom could get worse, economist warns","date":"October 28, 2020","format":false,"excerpt":"\r By RNZ Economists are calling on the Reserve Bank of New Zealand to reinstate lending restrictions, warning the housing market is spiralling out of control.In May, the Reserve Bank temporarily removed loan to value ratio (LVR)...\r \r Source : nzherald.co.nz\/Property\r Read more...Housing boom could get worse, economist warns","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":12920,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/brian-fallow-debt-monster-keeps-on-growing\/","url_meta":{"origin":120240,"position":2},"title":"Brian Fallow: Debt monster keeps on growing","date":"May 13, 2016","format":false,"excerpt":"\r The Reserve Bank was radiating signals this week that its next intervention in the housing market may well target debt-to-income ratios rather than the loan-to-value ratios it has focused on hitherto.Any move in that direction is...\r \r Source : nzherald.co.nz\/Property\r Read more...Brian Fallow: Debt monster keeps on growing","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":73207,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/loan-to-value-ratios-have-done-their-job-valuer\/","url_meta":{"origin":120240,"position":3},"title":"Loan-to-value ratios have done their job: valuer","date":"November 29, 2017","format":false,"excerpt":"\r An Auckland valuation expert is backing the Reserve Bank's plan to relax lending restrictions which he says have already taken the heat out of the property market.Mark Davidson, a valuer with Takapuna-based Opteon, said his business...\r \r Source : nzherald.co.nz\/Property\r Read more...Loan-to-value ratios have done their job: valuer","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":119215,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/reserve-bank-caught-off-guard-by-surging-house-prices-westpac-economist\/","url_meta":{"origin":120240,"position":4},"title":"Reserve Bank 'caught off guard' by surging house prices – Westpac economist","date":"November 11, 2020","format":false,"excerpt":"\r By RNZ The strength of the housing market has caught the Reserve Bank (RBNZ) \"completely off guard\" and its decision to consider bringing loan-to-value ratio restrictions back is not surprising, an economist says.\"As recently...\r \r Source : nzherald.co.nz\/Property\r Read more...Reserve Bank 'caught off guard' by surging house prices -\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":119319,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/housing-market-bnz-joins-rush-to-put-brakes-on-investors\/","url_meta":{"origin":120240,"position":5},"title":"Housing market: BNZ joins rush to put brakes on investors","date":"November 24, 2020","format":false,"excerpt":"\r BNZ has joined ASB and ANZ in moving to introduce loan value restrictions on investor lending, ahead of new Reserve Bank rules due in March.BNZ announced today it was returning to its pre-Covid-19 home lending loan-to-value (LVR)...\r \r Source : nzherald.co.nz\/Property\r Read more...Housing market: BNZ joins rush to put\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/120240"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=120240"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/120240\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=120240"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=120240"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=120240"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}