{"id":120045,"date":"2021-02-01T14:00:01","date_gmt":"2021-02-01T07:00:01","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-i-get-security-when-i-lend-money-to-my-partner-to-refurb-her-house\/"},"modified":"2021-02-02T17:53:10","modified_gmt":"2021-02-02T10:53:10","slug":"can-i-get-security-when-i-lend-money-to-my-partner-to-refurb-her-house","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-i-get-security-when-i-lend-money-to-my-partner-to-refurb-her-house\/","title":{"rendered":"Can I get security when I lend money to my partner to refurb her house?"},"content":{"rendered":"


\nIt\u2019s a reasonably large sum and as she plans to sell I want to get my money back Q I moved in with my partner last year and would like to lend her money to refurbish the house (there is no mortgage on the property) so it can be sold. As it is a reasonably large sum, I would like some sort of security, but I am struggling to find out how to do this. I have been told I can put a charge on the property so it can\u2019t be sold without me knowing and a promissory note for the amount.However, the solicitors I have spoken to (and there have been many) have not been helpful and have informed me that a promissory note is not legally binding and there can\u2019t be a charge on the property as there is no mortgage. They can\u2019t offer me a solution so I don\u2019t know what to do and it\u2019s frustrating. I do not want interest to be paid on the loan but would like security. Could you please advise on how I can do this? Continue reading…
\n
\nSource : theguardian.com
\nRead more…Can I get security when I lend money to my partner to refurb her house?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

It\u2019s a reasonably large sum and as she plans to sell I want to get...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-120045","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-ved","jetpack-related-posts":[{"id":168519,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/saudi-central-bank-bans-promissory-notes-for-credit-card-financing\/","url_meta":{"origin":120045,"position":0},"title":"Saudi Central Bank bans promissory notes for credit card financing","date":"December 30, 2025","format":false,"excerpt":"\r The central bank has ordered banks and finance companies to cancel existing notes and halt the practice for new credit card products, in order to strengthen consumer protection The post Saudi Central Bank bans promissory notes for credit card financing appeared first on Arabian Business: Latest News on the\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.siamlandbank.com\/propertynews\/wp-content\/uploads\/2025\/12\/credit-card-1000x667-1.jpg?fit=1000%2C667&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":103412,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-100-mortgage-is-back-is-it-worth-the-risk\/","url_meta":{"origin":120045,"position":1},"title":"The 100% mortgage is back \u2013 is it worth the risk?","date":"January 28, 2019","format":false,"excerpt":"\r A new mortgage from Lloyds Bank lets first-time buyers borrow the entire cost of their new home. But this isn\u2019t a return to the pre-financial crash lending frenzyIt is a 100% mortgage but not, thank goodness, as we once knew them. Lloyds Bank\u2019s new Lend a Hand mortgage offers\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":117768,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-i-buy-a-house-in-my-name-but-put-my-partner-on-the-mortgage\/","url_meta":{"origin":120045,"position":2},"title":"Can I buy a house in my name but put my partner on the mortgage?","date":"July 13, 2020","format":false,"excerpt":"\r I\u2019m worried we won\u2019t be eligible for the stamp duty cut as my fiance owns a flat he can\u2019t sellStamp duty: what is it and what has the chancellor changed?Q I live with my fiance, who part-owns a one-bedroom flat in south London through a shared- ownership scheme. He\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":110443,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-to-lend-an-extra-35bn-to-homebuyers\/","url_meta":{"origin":120045,"position":3},"title":"HSBC to lend an extra \u00a335bn to homebuyers","date":"September 2, 2019","format":false,"excerpt":"\r Battle between lenders intensifies as bank seeks bigger share of mortgage market\u2022HSBC\u2019s \u00a335bn mortgage push is good for borrowers, but it\u2019s riskyHSBC is to lend an extra \u00a335bn to homeowners, further intensifying the battle among mortgage lenders to offer ultra-competitive deals to customers.The bank, which began its drive to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11986,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-100-mortgage-is-back-if-your-relatives-will-lend-a-hand\/","url_meta":{"origin":120045,"position":4},"title":"The 100% mortgage is back \u2026 if your relatives will lend a hand","date":"September 5, 2011","format":false,"excerpt":"\r Aldermore's 100% home loan is available if a family member is willing to guarantee any borrowing above 75%A mortgage offering homebuyers the chance to borrow 100% of the cost of their property has been launched by Aldermore bank.The Family Guarantee Mortgage is the first home loan available to buyers\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":149990,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/santander-eases-mortgage-rules-so-it-can-lend-up-to-35000-more\/","url_meta":{"origin":120045,"position":5},"title":"Santander eases mortgage rules so it can lend up to \u00a335,000 more","date":"March 28, 2025","format":false,"excerpt":"\r Bank cuts its stress testing rate for home buyers after FCA urged lenders not to be \u2018unduly restricting\u2019Business live \u2013 latest updatesOne of the UK\u2019s largest mortgage lenders has relaxed its rules and will offer some borrowers up to \u00a335,000 more to fund their home purchases.Santander said it had\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/120045"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=120045"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/120045\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=120045"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=120045"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=120045"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}